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原帖由 Homework 于 2007-3-18 13:03 发表
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! z) G; ^" w% K1 b- e这个方案有点过于激进吧?30万跳到60万 。。。+ P4 [: e, E+ S4 c, u! T8 V
M2 ?+ r2 \, q2 ]7 U( L# Z, T假设这个townhouse可以卖到30万左右,减去按揭剩23万左右,再减3万留作备用金,剩下20万。& a1 n7 b' x& b" A4 p
税前7万,税后5万多,1800负担过重。% s4 [3 T2 M& G6 ~5 z" E
税后7万,1800x12=2 ...
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- N( M$ v0 x1 ~* g" ~如果已付清,目前工资 大于 7 万????% ~' c, Y- G1 C) r- k# u$ |8 D
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now you can try
! Z. h$ g: w8 {$ S$ k( K9 K50 W, a good used house or an average new house .& M6 O3 I5 Z7 f+ y; M1 f' o( s
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why 3万留作备用金? for what?
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you should apply a line of credit, and use it as 备用金, after moving your new house.
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50 W - 23 W = 27 W, so new house: 1600/month. |
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