0 t2 F' ?8 u2 a; `5 t: h
走着不是更省钱?6 U4 o M8 Y8 q
这事儿好象不能完全用钱算吧。大人都上班,这几年的工作经验为以后的几年打下的基础是用钱没法儿衡量的。另外,讲个真事儿,我一大学同学一毕业就结婚,当年娃就生下来了。说“为了孩子”,所以班不上了,就在家全职带孩子。当然,她自己觉得自己家孩子最聪明,这是别人不可能对其辩论的。但,绝大多数同学,跟她基本没法聊天。
factors to consider if purely from tax perspective: + `7 M; n9 N% Y6 E. s @' k; L. h* H: Z: T) D# i
total additional income ( I8 z' Z% M0 B
total taxes paid (assume it's not a cash job)* S7 {- F8 |# e0 E# l' n
total tax credit transferrable to working spouse # u( @ v$ y# T6 q+ xtotal tax credit for child day care2 _+ m/ |0 @ q1 |
total day care cost 2 n8 o! \! V# n; T/ [2 o2 Z, ]6 Y, ]* K; ]
so the formula is: Q* v* u" k2 I6 w6 I1 j , Y+ k T3 z) Y1 T3 x, ?total additional income - total tax paid - total transferrable tax credit to working spouse (this can be claimed if one of the spouses has 0 or very little annual income) - total child day care tax credit =/</> total cost of day care.