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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
" J+ ]. I  X/ Y6 n5 ?4 BHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
8 V$ ?- z5 C' G/ v  VIt is always better to buy when it is on the way up than it is on the way down.
, M0 g. M7 i  j: ^  xFor example, the condo average price is around $240,000 this March, now it is $270,000.
+ E7 y( F: U( sSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
- Q5 M( u+ O7 X3 a+ |I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
. |7 _: r% h( r2 e- }4 NIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,6 s9 S( q/ d5 r
your mortgage interest rate may have reached 6%.
4 X: p9 u" z1 x  J* CHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000# p* R9 G- I  K) r: b5 k) b& h
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same ; p- d- @3 f& Q: C: K& k
condo with $1000/month rent)  Total: $344,040) P; |2 k3 _. F8 J
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96001 ?4 e  m4 D. Y" F4 Z
We can see what is the best, when it is on its way up, worst?when it is prime(peak).) X) T, q6 z$ l9 g/ z4 b- g7 e

) A" T7 d2 F$ aSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
3 @. ?6 Y( H+ ~. }Cannot it be $270,000? Cannot it be $280,000?
, |( _% ?8 _: `& O) SSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
$ w5 x$ _( `0 w5 ]5 z6 OFor me as a property investor, I will always tell everyboy, it is a good time to buy,
. l2 ^) _$ J* p0 u9 \1 i' Y0 @For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,6 B: `4 N7 d6 J5 I. P& t' m
then they will switch to my line and try to "HouHou" to push the market up.! Q3 m5 P2 a8 l+ m

2 N& d; n, T# H) O5 s4 SHuman weakness.4 ~& X: d" K2 ?1 w, O8 v. C

; i: N4 ]( T/ R. P) uWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 2 H; M) m1 z$ f) [# w
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,- F- u* ^) `3 }, ?# x. {# h3 l
then they will switch to my line and try to "HouHou" to push the market up.; I* s3 M1 k  Q  `4 c. u+ M
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Human weakness.+ {% h: L; L* Y+ [

" J7 ^2 }  e- i& d/ kWell, we are human, we have it.
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9 V  ~* `' a6 S& Z" ^
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。! v7 v  {4 S* a: e
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
# w5 e2 e* w5 T
装不了中文软件也没关系,用这个:( n9 `5 L3 x7 A( {" S
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 % R$ H5 J! w' u8 z' g! t
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永远看牛或者永远看熊的,那是猪。
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1 J( }3 m( a6 L) N- S) ^! t' z7 d3 d  f2 T/ W( F8 r
Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表   ^* l. J* E' J! r- _
I hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time./ ]' K+ e2 F" T8 n7 b6 V+ p. C

" R6 O, F) R* N$ c9 {( ?8 sI will buy a house, at the time and location of my choice.
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