原帖由 WST 于 2007-6-15 21:45 发表 8 ~, I' L) k: i6 L. C; S. x E! [ - [! M% a/ ^* F! O, @' Y7 x. r) ?* g- X
同意dgg的观点, 对于affordability,我补充一下。Affordability 主要是以房价和收入比来衡量。通常,收入以税前的工资为标准。这种算法实际上比较片面,特别是对爱城,因为很多家庭的被动收入(房地产,股票 ...
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This is a good explanation to how real estate bubble forms. The market feeds itself to push the prices up, but eventually it will reach turning point, and the bubble bursts.$ M) ]1 P+ T* s0 D' `9 H6 \6 W+ R( a
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The risks to the current market: ' R+ u' o, P5 E1) Mortgage rates go up) D- a+ T! B: Z# u. ]
2) Oil price dropps7 F4 s" t6 D) @( n3 c' o8 ^7 f
3) Less influx6 D! B3 ?8 }' p, V4 i; Z
4) Speculators quit