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本帖最后由 PTL 于 2013-3-12 10:45 编辑 6 L R& x+ v0 ?; p) b
kismet 发表于 2013-3-12 09:34 
( d7 D* ?2 C: ^2 _能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca// w! ~! E+ f' M: `
v% h2 _& E6 ?: z% P8 `What are my options if I leave the Plan before I reach age 55?+ x3 |6 @1 k" D, @
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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What are my options if I leave the Plan before I reach age 55?
) A& y! ]# @9 j! W7 ^You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.' ]% m* }/ ?) x" t$ A6 b
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If you are 55 or older, you may:# [" ?/ z6 f: L& I7 Q& W* D; s5 e
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receive an immediate monthly pension, as well as any" s7 Y, s' K6 y8 z
excess contributions. (If you choose to receive your) |# N- W( G$ E0 U- c
pension before you turn 65 or before your age and years
/ X$ l# A/ [) J! _ D, jof service add up to 85, your pension will be reduced.. z0 I$ c+ p, ~
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Reduced pension) ]# Q# n/ Z" }
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You can retire any time after you reach age 55 if you have at least
S( ^0 g: f; t# W Otwo years of service (including any CPS). , x* s7 h1 {5 H
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Your pension will be reduced8 k" } C1 b# E. A- |
by three per cent for each year you retire early. 8 A/ x T' F" `, O& L& F
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This reduction will8 I( x _& p1 z+ J" q) `: x
be based on the number of years your age is short of 65, or on the
3 l2 J) a& z' knumber by which your age plus years of service is short of 85 points,
- y Z( x B, e+ W6 Wwhichever gives you the higher pension. d! H% }4 p, S
6 `: c/ n- u J) o& f) U/ hHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
