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本帖最后由 PTL 于 2013-3-12 10:45 编辑
! L% y/ I, v2 |" Ykismet 发表于 2013-3-12 09:34 
5 ^9 s6 \2 t3 }. X5 y. d3 w能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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' j0 T3 i. |0 A0 IWhat are my options if I leave the Plan before I reach age 55?
# ^" q+ J9 t+ D) r0 I4 ?You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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What are my options if I leave the Plan before I reach age 55?
! j) U D R9 Q9 v) c1 @0 l2 fYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:
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receive an immediate monthly pension, as well as any9 r# h' |) L0 }6 u) E$ j
excess contributions. (If you choose to receive your
) o: v1 |1 @0 |7 ?+ V8 \0 `pension before you turn 65 or before your age and years
" J3 ?* g8 M4 uof service add up to 85, your pension will be reduced.1 A+ U9 |; {$ @5 F2 i
+ i2 `) [' J& K, f1 X3 Z# _, K. xReduced pension
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You can retire any time after you reach age 55 if you have at least8 L$ ~2 w" q0 ?" `+ K" {
two years of service (including any CPS).
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Your pension will be reduced
1 O) r/ L7 b) Z2 a" K7 e$ bby three per cent for each year you retire early.
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This reduction will
" v( [ f9 w9 K$ Q X' Ibe based on the number of years your age is short of 65, or on the3 p9 y6 z- S% Q: ]+ D+ @
number by which your age plus years of service is short of 85 points,
4 ~2 ^# S) A- P; i( V3 V( x* ]; ~2 J* bwhichever gives you the higher pension.
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8 @9 X, y e# e2 b# \Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf+ w; F4 u( F. {" V w
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
