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本帖最后由 PTL 于 2013-3-12 10:45 编辑
: C5 ~/ L2 Y3 c0 W. ]kismet 发表于 2013-3-12 09:34 
! u6 l0 s+ }8 i _! @0 B能具体说说这个提前拿退休金的事么?我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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4 Y! Q2 h3 F5 Y# f4 A, f0 k你的是PSPP吗?是的话,这里有些information。只是55岁,又没有工作35的话,拿不了全额的。http://www.pspp.ca/
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What are my options if I leave the Plan before I reach age 55?$ A( q1 {' w% K
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.7 i4 C% q% c% v* |$ {: I5 k) U0 C5 ]
( K" v# V$ D7 i" K1 d3 p6 A% tWhat are my options if I leave the Plan before I reach age 55?
" i8 {- G' J. U& ?2 ]# E, s) {You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.2 y! u0 R' a6 s
9 D! c5 k* t/ LIf you are 55 or older, you may:/ B( V: c' x; m0 D$ q
: o2 e3 C3 R7 p" V; X0 J0 [receive an immediate monthly pension, as well as any
" g1 v( j' V. U- t7 z; p' t2 T# n3 h# u1 Fexcess contributions. (If you choose to receive your# H/ w- E, N: G! |
pension before you turn 65 or before your age and years% j3 i0 W: \* l1 l/ d3 K8 \
of service add up to 85, your pension will be reduced.
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5 G- c- H, ?1 \4 C; jReduced pension
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You can retire any time after you reach age 55 if you have at least* }* w& r) H8 E" b6 W. o/ U4 ` G
two years of service (including any CPS). 9 K$ r4 ^8 P# C, x6 t6 Q6 y
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Your pension will be reduced% D* g _- X# d% E
by three per cent for each year you retire early.
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, E# `! L3 S3 \6 t; ~This reduction will& I" F- w# z0 I/ N) J0 N0 r# I
be based on the number of years your age is short of 65, or on the u: }0 `0 F* O6 m$ `7 |$ t/ l
number by which your age plus years of service is short of 85 points,
' k$ \- P J& G7 d, Xwhichever gives you the higher pension.
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% M. ^* O2 e: q. M, y8 k$ {* yHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf& Y& f' a1 o4 `" ^2 R8 X1 Q3 R
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