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本帖最后由 PTL 于 2013-3-12 10:45 编辑 - E' b& U! N! S9 r$ o1 J! ^, e
kismet 发表于 2013-3-12 09:34  9 g* p3 q% N, F6 j b% z, ^
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
4 ^6 ?; w, K, K( a, }. `你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/' e. e/ `" h0 |
" c! G( u O/ L7 z5 v! c. oWhat are my options if I leave the Plan before I reach age 55?# }2 t3 \2 O# s- W6 V
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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) k! ~* r1 B# @3 [% [" OWhat are my options if I leave the Plan before I reach age 55?+ D% _& g- m) d3 e$ w) G, C
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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# c& Y- g Z0 x: O. c. i" QIf you are 55 or older, you may:2 B4 k3 w! i; |3 P$ l* G) ^ G* b
6 K% `8 W& E( M5 T; j0 K! I5 zreceive an immediate monthly pension, as well as any1 _) W- f n( J1 ~* X3 e) @
excess contributions. (If you choose to receive your( \' N: o6 w; z( Z4 C
pension before you turn 65 or before your age and years
% T0 N( t; Z6 W1 `/ ~of service add up to 85, your pension will be reduced.& Z* S4 X! _# R0 s! o3 y) f
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Reduced pension
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You can retire any time after you reach age 55 if you have at least
6 d$ e9 K# ]5 k, k. C* v [& Ctwo years of service (including any CPS). , j' ?+ z! v2 u& O5 f: J2 e
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Your pension will be reduced' F% w/ P* d/ D! v9 I9 h- X! Y+ f
by three per cent for each year you retire early.
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This reduction will0 m% d/ Z/ N* |! L& t+ d) [$ N
be based on the number of years your age is short of 65, or on the
6 K2 r5 L$ Y- u' W2 b+ ynumber by which your age plus years of service is short of 85 points,
4 N0 G a3 ~3 R6 j2 E% h2 @; _whichever gives you the higher pension.9 g3 X d1 L5 N$ v! j+ a
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
