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本帖最后由 PTL 于 2013-3-12 10:45 编辑
# n* d% j! C. j( N( e) hkismet 发表于 2013-3-12 09:34 
0 H2 W& v3 S2 k Q2 s8 b! w能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/% C1 ]2 e; Y% x0 ~" |% w
2 P# F5 @/ i; ]4 z/ FWhat are my options if I leave the Plan before I reach age 55?7 } ?) z/ t$ T5 a9 i& d3 W
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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# w* f0 d4 t' e- j4 B! XWhat are my options if I leave the Plan before I reach age 55?
9 h5 e0 o6 N0 h z% P4 n' M$ XYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.& _9 c/ L& S8 L; u4 |& x
. e4 `# k$ ~' F6 h% uIf you are 55 or older, you may:+ r$ f" X+ l+ |# i
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receive an immediate monthly pension, as well as any, y+ s5 T* A% g
excess contributions. (If you choose to receive your% x1 d1 G+ @/ v2 D2 K2 d6 ^
pension before you turn 65 or before your age and years% \: {3 R5 _3 K! \9 L' u% T
of service add up to 85, your pension will be reduced.* f2 P; V+ I) S8 M! F2 W+ s
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Reduced pension5 J# d6 k) l# V" }0 o0 o
! G8 `- ^/ R( v2 IYou can retire any time after you reach age 55 if you have at least
; `; c: i2 c- L$ R5 z; N! O1 r0 Ntwo years of service (including any CPS).
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Your pension will be reduced
8 g9 _; a( |- t0 [& g( w; fby three per cent for each year you retire early.
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+ P/ ~4 O* H) o8 B+ x0 L- aThis reduction will O C: I9 A3 t8 S
be based on the number of years your age is short of 65, or on the
: l# V, O) o+ O( d6 x+ v. Q9 ynumber by which your age plus years of service is short of 85 points,' H) u( i& `6 l @
whichever gives you the higher pension.5 {* j5 p$ o" P& [1 q
/ V5 v% ^7 q5 d: i" H6 DHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
