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发表于 2014-2-21 19:42
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prouddolphin 发表于 2014-2-21 19:40 8 f& e. @7 Z" N' ~5 }' U, M. y
非常感谢。上班太忙了,没时间看帖子。根据大家的回复,我联系了保险公司。以下是我给保险公司写的信,还 ... v9 ?4 b0 d* z- E5 E' Z
保险公司的回复
' A( b) y( k- ]1 rInsurance claims between companies that are part of the Insurance Bureau Claims Agreement are not settled the Highway Traffic Act or by a drivers guide, or even the police. They are settled based on Insurance Bureau guidelines. And for parking lots, the rule says :% p) M, x# Z. k$ S/ w$ R% E
( e5 i3 ?" {$ u y: e- }& ]AnAny vehicle travelling on a portion of a public parking lot designated by the property owners or by its configuration as a “thoroughfare” shall have a right of way over vehicles entering it from another portion of the parking lot that is not so designated.
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! s4 W, T* G% @) s6 HThis is part of the Insurance Bureau Claims Agreement, and we have to follow this.& @' A5 X0 D! _$ L2 S
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The way the parking lot is laid out, the lane that comes in from the street and runs along in front of the building, and probably there is one across at the other side of the parking lot as well, these 2 lanes pass all the aisles from one end of the lot to the other; these are main thoroughfares; from this lane, you can access all the aisles, and the public road, but you can’t park along there. Vehicles in the parking aisles, sometimes called feeder lanes, have to turn 1 way or the other from the end of the aisle, in order to enter traffic on the thoroughfare.
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If you had been travelling where the other driver was, going the same direction as she was, would you stop at every aisle along the way and yield to cars wanting to come out of the aisle? I don’t think so, nobody does, it doesn’t make sense to do that. You would expect cars to stop at the end of the aisle and wait till it is clear to proceed. It is an implied stop, if there is no actual stop or yield at the end of the aisle, to yield the right of way to vehicles on the thoroughfare. Even if you have stopped and then thought it was safe and proceeded, and just didn’t see the other car coming, they still have the right of way. Whether you pull out in front of them and you get hit on the side, or you run into their side, or the contact is corner to corner, whether it be at their front or back, they still have the right of way; it doesn’t matter how far into the turn you are or how far across the opening of the aisle they are.& V# w* \6 { s1 W8 p. D
- p# ~9 ~0 _! e9 t, F% CI have talked to somebody at her insurance company; the only difference between her statement and yours is that she is saying you left a stop sign. You said there is none, I cannot see in the scene photo if there is one or not. But if not, it should be an implied yield. I am waiting to hear back from the adjuster to find out what her damage estimate is, because she also said what you told me about the damage (wheel well etc). They have sent an assignment off to a shop for the estimate and photos. |
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