 鲜花( 65)  鸡蛋( 0)
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发表于 2012-6-26 18:42
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OPTIMUM MORTGAGE 隶属于 CANADIAN WESTERN TRUST, 是加拿大西部银行集团的全资子公司， 我和他们打交道也有三年多了，今年也有五笔业务是通过该贷款机构获取的贷款。无收入证明需要的贷款产品简称 N.I.Q (NON-INCOME QUALIFIED), 其主要客户是针对自雇/全佣金人士；有工薪收入但达不到其借贷要求的申请人，我转发一段其网站对此类贷款的具体要：
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The N.I.Q. Borrower (each deal on its own merit).% ] ^& B3 H- Z( A: @' B
- Self-employed or commissioned individuals with stated income.+ W& b: I/ u/ N
- Salaried individuals with a GDS/TDS that does not meet traditional bank
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- Borrowers with a satisfactory mortgage history; vocation will be' E' p. v% @( a) w5 w1 @9 n) T
confirmed, and should suggest a reasonable future repayment ability.
" {- Y8 s3 y; A0 H1 r+ B- Discharged bankruptcies accepted with 12 months re-established credit.: M ^: o1 M! w" @$ W" Z# I
- No double bankrupts. Applications accepted from new immigrants! ?7 [/ W9 \- u$ M7 [
4 `+ \; j, q8 G9 M0 h* V' `# {此类贷款的利率一般很高（一年固定4.99%； 三年固定5.35%），且该机构要收取借款金额1%的手续费，
2 k' D% X* \% W- ~0 N; H1 o如果没有任何收入来源，也不属于上述三类人士， 这样的贷款申请我还从未获得过批准。( ], L: _; Z' Q6 n8 j4 g
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小年同志出道不久，已经俨然巧妇，居然能烹无米之炊， 实在令我这老江湖佩服之至也！& R6 B" Z5 L4 S
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楼主: 郭森房贷
狗仔卡
发表于 2012-6-24 12:54
显身卡
