贷款买车中一个费用问题

hellosam

请问，贷款买车中有一项是叫"Option Credit Insurance" ,是啥项目来的？

Edmontonian18

It is creditor insurance, including life, disability and critical illness.  

$ g% w; V  H# j/ C& dJust in case the applicant passes away during the payment period, the insurance company pays it off. No more liability for his estate...