get a no-fee US$ credit card (e.g. i use TD USD VISA)) J: ]( l1 B% z# H7 a
find someone who are willing to exchange with the XE rate * y. O2 N( c% kdeposit your USD either to your US$ credit card or any US denominated chequeing/saving account 3 I6 |: H) W' o9 Z; N" v4 rgo to the US and have fun (with thousands of dollars of bills to pay of course)+ \ l8 V/ X' p
pay your money when you get home & Y' v6 M: B* }+ T5 B3 w; F: O3 P! m) @
the rule of thumb is: the less you get your service from the banks, the less you will have to pay $ l3 p+ D3 v/ P0 E* T6 w7 B- R9 `1 Q1 L" T- z5 f8 g2 M! o
If you can't find someone who's willing to trade with you - you can trade with your bank with some costs depending on how much you trade. The worst is to swipe your CAD credit card in the US. Both VISA/Mastercard and your bank will skim profits every time you swipe your card.
現在你沒有很多的準備時間。% g; u2 k! ~( n' K7 T- p. z6 e0 S
我先在銀行開了美金戶口,沒次美元和加元接近時,都會存些美元進出。預備去旅行時用。6 v4 u, r9 j N, g& T
us-visa 卡就從那裏付賬。夏威夷都可以用。否則就直接用 ATM了。 : }; Q# W( R3 y* {4 u9 l囘中國時,美元比加元容易換rmb,只有中國銀行能換。在香港就不成問題。
非常简单,到BMO办理一张美金账户Mastercard ,到美国直接可以刷卡,没有兑换汇率的损失,没有每次刷卡的手续费,回来后自己看哪天汇率比较好,去兑换美金,还回去就好了。非常好用,千万不要使用加币账户的信用卡到美国刷卡,那个手续费和汇率等到账单来了你会发觉黑你没商量。visa 的手续费是每笔数1.76元(如果你买东西退货,这边手续费是不退的。)$ B i9 }/ A* V+ G0 M
: y7 A* y5 m$ ^6 `2 F' q补充内容 (2014-9-5 16:59):1 b. N: }4 o w# Y; g, ^
不好意思,visa手续费有错,貌似是按每次金额百分比收的,还是按每次多少收,我忘了。反正是非常非常贵的。