as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 5 x; |" z' u4 D0 R( @ I$ b% `8 l s- o: I1 y7 t) z/ t
Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....