as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71/ q: r; g3 C6 d4 \5 e& Z
9 B% [# T" W; B0 A$ o; h/ n* Z
Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....