as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 9 l9 W8 ?6 R2 K6 U- L( {1 Z( ~# @4 I+ ^2 [4 ?+ l
Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....