" Q! v3 P- F, Q' o# x# {8 g0 J* j; F固定利率再次攀升, 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策, 即使客人选择浮动利率, 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。 # t& Z! D. h2 s/ E9 z0 a0 x1 j- Z $ t" C [. G1 E" z4 T& }; w我会将附件发给斑竹, 让他们粘贴出来。 % t3 ^# J2 _3 a - E. o: P+ `2 ]3 {下面是该机构的评述:. O8 ` D* H. c: }
; u6 C% p; n1 e “I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64% 1 P" Z% s! C Z1 l' j( PI factored in increases in prime over the next 24 months. Prime would go up to 5.25% ' e' B9 n B) o8 TI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).& Y7 f3 o) I& z
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The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!( e% T' c8 J7 L6 H
' @7 n! t9 u3 n4 ^I must state that this sheet is for information purposes only. Accuracy is not guaranteed., }. G5 |* u) t( j1 Z1 q
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Thanks”