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 What to do if you are in a car accident; K8 y, p E( T. w! ~
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Step1. If possible, stop your car in a safe and visible place. If a car 2 R% W4 }2 O. o
cannot be moved, turn on the hazard lights. Turn off the
2 h! c( A5 {0 u# p1 d8 `* _; p0 ` ignition. Be careful when exiting your car.
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+ L% W7 ^' ?+ o2 dStep2. Determine if anyone is injured. Do not move an injured person.
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/ M& N4 z. J: @; l- P$ w; k# yStep3. Call 911 for the police and ambulance (if needed) immediately.
6 X) n0 y& B6 Y" | Report any injuries.* D8 b( Z8 n, `' u, ]
, P' q7 i0 U# ZStep4. If another vehicle is involved, get the car’s year, make, model
- d" P( E+ W& ^, `4 q! T7 q j3 m and license plate number; the driver’s name, address and license
; ^3 L- `; l" z! x. d2 t/ { number; and the name of his or her insurance company. If the . X4 Q7 A+ ~7 Z
driver does not own the car, get the name of the car’s owner. % O6 D5 E! c1 U( Z* C
Write down names and addresses of other passengers or / b6 [5 O8 \% P: k+ G7 e
witnesses. If you have a camera take pictures of the accident 2 U2 u+ J0 L$ G1 M6 t9 X: ]
scene.; f& A _( C) ?
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
3 S: J( R% a* e6 M$ f: v accident in any way. You may be required to show proof of # n' m9 G. N9 Z9 A% u
insurance, but do not reveal how much coverage you have.
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* d7 q" u. v* A9 _$ [6 C% AStep7. Do not accept any money the other driver may offer. By+ y/ Z2 a! M. m6 ^' ]: M/ p8 s
accepting money, you may give up your right to file a claim
y! s& K6 M% u against the other driver, even if the damages turn out to be
% D9 `* b, u; x% Z more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see) w! R" C* d1 V) F" \7 i! }4 P
later that there were hidden damages or injuries. The other
$ f- O( x* f9 [- U7 D% w person may even file a lawsuit against you." j7 W3 V5 g; i- x, \+ N0 Z
& Z: W4 Q8 k1 \: l4 s) @/ a) u! JStep9. Write an account of what happened: time of day, weather,
' L( n' e ~& ^. Z# X m: l hazards, road conditions and driving speed. Draw a picture of " W' ~# c3 ?) C
the site, showing stop signs, signal lights, etc. Try to measure
5 j- A J' f' J+ C2 B skid marks and determine the point of impact. Note any damage! A9 Y5 ^0 ~0 P! L2 r1 o( J0 R* p, G
already on other cars involved. If a camera is available, take
: `1 l4 o0 o9 Q* @0 v pictures of the accident.& i3 o7 U8 q% }
) x8 [$ \+ A, [2 I- @Step10. Report the accident to your insurance agent or insurance
' a' t; k, D/ O. s* U! q) \; \0 k/ T company as soon as possible. Call a lawyer Bruce King, to discuss
( M3 c' u5 R- d. B- f/ n- `3 x your accident.
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* y3 _* \6 {% c( a. `[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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