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 What to do if you are in a car accident
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1 m& f# ~2 F# q+ T; Z4 MStep1. If possible, stop your car in a safe and visible place. If a car ( ^+ Z" A, U) U2 n5 d
cannot be moved, turn on the hazard lights. Turn off the
) t& C. r& k2 c- v/ L+ p9 x, b/ X ignition. Be careful when exiting your car.
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. a) \# i4 {8 b9 ^/ RStep2. Determine if anyone is injured. Do not move an injured person.
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& L/ }' R/ z7 Z, V8 s o2 [' XStep3. Call 911 for the police and ambulance (if needed) immediately. $ ~+ T5 {5 [+ K L9 I, N+ v$ {
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model 0 f! q5 V" G" A( j8 E
and license plate number; the driver’s name, address and license
( y% q2 O8 t$ p0 r' d( i number; and the name of his or her insurance company. If the
; l" r- ]4 D) i' r" p driver does not own the car, get the name of the car’s owner. 5 s- a+ ^4 L$ l2 x1 _
Write down names and addresses of other passengers or
1 `* `7 X+ g9 q1 q witnesses. If you have a camera take pictures of the accident ( i$ w3 A5 U$ O9 G5 F5 D e3 \
scene.9 x& u! V% ^7 ` w$ O% H
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Step5. The police officer will give you a copy of the collision report.
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2 g6 s8 u& I9 W4 h$ r- }# TStep6. Cooperate with the police, but do not admit guilt for the 0 b* h8 c" \1 l. @/ b# M
accident in any way. You may be required to show proof of 9 V' I% b2 \* V$ H' F
insurance, but do not reveal how much coverage you have." d$ `6 o" ~2 f' h; R
- l3 \3 Q6 v2 r4 n* ^! Q* UStep7. Do not accept any money the other driver may offer. By$ e6 k1 a5 F% G, Q+ |. j7 [
accepting money, you may give up your right to file a claim
/ d/ }! K+ L4 A1 \" l% T& p against the other driver, even if the damages turn out to be$ K. e' |; |) {, E* g; F/ U
more extensive than you first thought.% x0 F4 A6 U2 G' h L" ^# J
9 S! B" `; q. I# ~ {6 gStep8. Do not agree to forget about a minor accident. You may see
: |: Z$ D6 Q2 h* p6 ]. a" L later that there were hidden damages or injuries. The other
$ r$ c) n: A3 b! L person may even file a lawsuit against you.
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/ j, L/ N; [2 c3 R FStep9. Write an account of what happened: time of day, weather,
' W8 ]- @5 N. a% H' m hazards, road conditions and driving speed. Draw a picture of
$ q7 W, }% L" M/ B5 r the site, showing stop signs, signal lights, etc. Try to measure
) H% ~& `/ Y" n) ~0 L" S skid marks and determine the point of impact. Note any damage
6 N# w: F r) O/ N# D already on other cars involved. If a camera is available, take
\" J8 ]& C3 n+ P& H pictures of the accident.( b4 X1 x. v- j" o+ t) h3 R
9 ]& z. d" ]. z: \5 P3 m' W! CStep10. Report the accident to your insurance agent or insurance + _2 i" l; A1 B7 D, f: L
company as soon as possible. Call a lawyer Bruce King, to discuss% q, t( O1 } Q8 |; b
your accident.% e" k1 o& a1 |* l
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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