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 What to do if you are in a car accident) }! P/ E0 y' s" a, U- P
L8 E; W9 v. `# NStep1. If possible, stop your car in a safe and visible place. If a car # D8 H5 M- _0 \+ l+ W( F
cannot be moved, turn on the hazard lights. Turn off the
1 s0 f% t1 o! g) i5 { ignition. Be careful when exiting your car.
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, c9 p8 T. K# l; ^+ `. d; j, TStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. ) ]2 p. L8 e: M- Q$ {
Report any injuries.
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% m, F$ f2 E, R5 e& cStep4. If another vehicle is involved, get the car’s year, make, model 0 K4 }5 ]- h1 w0 B/ p
and license plate number; the driver’s name, address and license/ i) F3 |- x, V; I/ P/ M7 _
number; and the name of his or her insurance company. If the
/ U! _) v, p7 H( V& k! |6 R driver does not own the car, get the name of the car’s owner.
. m. \. w# H8 d' Q# a# u Write down names and addresses of other passengers or
5 g @% x s9 C: C' f witnesses. If you have a camera take pictures of the accident * f- H' F9 ~! ]" u7 b: z! f
scene.
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
0 r: z6 v: h' y accident in any way. You may be required to show proof of
: j4 A3 @# }$ y) B3 e. z insurance, but do not reveal how much coverage you have.6 l" I/ t: U1 Q/ ]! Y; C
# n1 {1 u$ }6 r* S7 i3 yStep7. Do not accept any money the other driver may offer. By
b. q( p( p- C" a; K5 ~4 L, i5 e- K accepting money, you may give up your right to file a claim
8 m# N1 t: F+ K8 v v* z against the other driver, even if the damages turn out to be
' Y, Y- t( B- a$ x# A$ | e more extensive than you first thought., \# L. }5 \" P& A5 w
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Step8. Do not agree to forget about a minor accident. You may see
6 E! k* p# ?. {( a later that there were hidden damages or injuries. The other. r, q& U2 R! ^0 @2 Y
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather, ) A8 J! S9 n3 b( z: E" e+ a
hazards, road conditions and driving speed. Draw a picture of 8 |! g1 Q, E4 H" R- M& x
the site, showing stop signs, signal lights, etc. Try to measure
* P' \8 N, q1 K skid marks and determine the point of impact. Note any damage3 u- A% K- a3 ~1 r0 U0 y$ O7 n
already on other cars involved. If a camera is available, take 9 r( S4 ?* }- ?8 z8 S
pictures of the accident.
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/ M0 P% O$ V0 G! M uStep10. Report the accident to your insurance agent or insurance
) V" G- |% i1 z0 L6 } company as soon as possible. Call a lawyer Bruce King, to discuss
; W9 S- E6 c$ p% i9 n' I, V your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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