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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
4 D8 n7 C: D& }% }. D cannot be moved, turn on the hazard lights. Turn off the
9 c# I/ H" @( g8 V, a5 T: T ignition. Be careful when exiting your car. c9 N: s( m G; \* ]6 y
9 ^ ^# m3 C4 w+ B6 qStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
+ x9 V6 g& @! S2 N Report any injuries.. X5 z+ s, I7 U. _
7 @: ]2 X. k- U! k/ q' pStep4. If another vehicle is involved, get the car’s year, make, model
# H) Z$ a# T9 r5 Z& t and license plate number; the driver’s name, address and license. v2 U3 g' `( s3 n
number; and the name of his or her insurance company. If the , c' P' F3 ~& F2 H
driver does not own the car, get the name of the car’s owner.
4 l) C2 v+ j2 q+ W Write down names and addresses of other passengers or 6 G* O8 M, L l
witnesses. If you have a camera take pictures of the accident 2 q2 e a( x8 s3 C% _8 _
scene.
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Step5. The police officer will give you a copy of the collision report.& W0 A% u) Z5 s! \ m' N
& d! b& x* K$ l$ Y% I$ I* V \Step6. Cooperate with the police, but do not admit guilt for the 0 d4 } f$ t2 z4 R& I
accident in any way. You may be required to show proof of ; g; O* M/ y+ e2 @
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
4 @! g/ z. t* c# G: G accepting money, you may give up your right to file a claim ) B# P9 Y- @8 m$ D4 k L
against the other driver, even if the damages turn out to be
2 N M. `) w7 V more extensive than you first thought.
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2 y5 j- }* ~2 G& f- {. T. KStep8. Do not agree to forget about a minor accident. You may see8 O4 V' t3 Z, r8 M) L6 l
later that there were hidden damages or injuries. The other2 o7 _* d& n, ^& B8 O& p
person may even file a lawsuit against you.- u+ f& F( Q1 ?3 U2 ~& @
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Step9. Write an account of what happened: time of day, weather, 0 A1 P# D$ k9 Z+ q; x' w% v& z
hazards, road conditions and driving speed. Draw a picture of # A( Z' z( @) u D6 N" U3 W8 F
the site, showing stop signs, signal lights, etc. Try to measure V6 u* H3 d) u3 d
skid marks and determine the point of impact. Note any damage
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pictures of the accident.
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: O4 D! [4 s: Y" S) ~9 xStep10. Report the accident to your insurance agent or insurance 7 @& g/ m7 r/ V& A9 p& C
company as soon as possible. Call a lawyer Bruce King, to discuss
2 m, Z$ ]" _5 B3 h, T$ N your accident.% [) h; Z* \& s3 u0 y2 B+ r. c) Z
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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