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 What to do if you are in a car accident* ]# ]0 w: C2 R7 N- p
. r! M* a) n* Y% b& U R6 wStep1. If possible, stop your car in a safe and visible place. If a car ' h: c' M5 K5 x; [, J
cannot be moved, turn on the hazard lights. Turn off the
9 H. ^3 `, W% E/ I- l6 F% r ignition. Be careful when exiting your car.( k! _+ X8 r) n5 g
* O' @7 q: c& A0 i2 d' x% dStep2. Determine if anyone is injured. Do not move an injured person.
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% t* ]7 V' }5 H' R4 v- oStep3. Call 911 for the police and ambulance (if needed) immediately.
3 L- y& p% f8 b8 i; x" t9 { Report any injuries.8 p: T; O% G* z% |; ^
P) G4 _* U3 v7 o, b) @0 m8 iStep4. If another vehicle is involved, get the car’s year, make, model
: C, K- w3 y$ F- ?* ] and license plate number; the driver’s name, address and license2 N/ @; n2 |' k; e7 W7 E$ D
number; and the name of his or her insurance company. If the
5 [! D; |7 \: }+ p driver does not own the car, get the name of the car’s owner. 2 K0 j# B% x/ }; I% s D
Write down names and addresses of other passengers or
. Y5 {/ g: t0 J witnesses. If you have a camera take pictures of the accident
& [) J% M: z6 ~ scene.
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. _/ j R0 n3 f7 UStep5. The police officer will give you a copy of the collision report.) o. q: C! L. L5 l- Q; U v& ^
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Step6. Cooperate with the police, but do not admit guilt for the ; q$ U% u$ v( B& I$ C# o8 T1 h9 Z
accident in any way. You may be required to show proof of 2 h/ }! M( B! {9 G% q/ F, b
insurance, but do not reveal how much coverage you have.1 Z0 T* y( j* Z. K6 q5 k
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Step7. Do not accept any money the other driver may offer. By
1 i# l: I6 }# R accepting money, you may give up your right to file a claim
. R0 }- S& E& A against the other driver, even if the damages turn out to be9 j9 m0 l0 k4 Z A! P5 c
more extensive than you first thought.! R [. T7 G& Q; Z
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Step8. Do not agree to forget about a minor accident. You may see
# \7 ]: l+ l, e. P5 O& x1 | later that there were hidden damages or injuries. The other+ V) @, C' s4 `! K
person may even file a lawsuit against you.% k/ [8 v, a$ ]
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Step9. Write an account of what happened: time of day, weather,
& V8 X% Q; @% g7 q hazards, road conditions and driving speed. Draw a picture of 9 @) e' ]( ~# V% P4 o5 o
the site, showing stop signs, signal lights, etc. Try to measure 1 r4 J v( u* l4 F% }
skid marks and determine the point of impact. Note any damage
* B- e0 |2 Q$ v6 |' Q0 U already on other cars involved. If a camera is available, take ! v% W5 M2 M: n, ^( w) P6 ~
pictures of the accident.
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( q, h8 t3 ]" F2 zStep10. Report the accident to your insurance agent or insurance
% e3 F# G8 e" u company as soon as possible. Call a lawyer Bruce King, to discuss
( j" e+ @! H6 E v your accident.
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! x7 `& z; o2 T5 a[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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