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 What to do if you are in a car accident. j3 u7 L4 B7 [& W
u& V1 z x4 J% e& ZStep1. If possible, stop your car in a safe and visible place. If a car
0 [+ G! ` y- ]% U7 g cannot be moved, turn on the hazard lights. Turn off the
7 m9 k: v! \6 c ignition. Be careful when exiting your car.
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( ]! R9 N* y- }Step2. Determine if anyone is injured. Do not move an injured person.& X% v4 T9 E K6 `" S& X3 V
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Step3. Call 911 for the police and ambulance (if needed) immediately.
5 q* @4 F; j, Y) }. l Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
# y" x+ v; a9 C( }/ @4 ~% @. ]7 W and license plate number; the driver’s name, address and license
6 j* W7 V0 e7 G5 t number; and the name of his or her insurance company. If the
0 I y \; Q8 O: ^. R driver does not own the car, get the name of the car’s owner. . o& C2 |) D8 y7 O
Write down names and addresses of other passengers or * {7 m& o' f8 f. L1 f$ N' U
witnesses. If you have a camera take pictures of the accident
* R8 h9 C9 q# I) ^/ S scene.0 n6 E5 `+ P1 C; g6 X4 v1 |
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
+ N( [' t4 E4 g( D5 s accident in any way. You may be required to show proof of
0 U5 }4 L* j& y1 ~ insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By! A4 X9 B5 m1 \
accepting money, you may give up your right to file a claim ! X7 `6 }" b7 S' I1 y
against the other driver, even if the damages turn out to be
2 N# D! w2 a# H" ?8 @# t% z/ x more extensive than you first thought.
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3 D* v, ]2 n0 A# R+ z/ T2 F$ ]0 bStep8. Do not agree to forget about a minor accident. You may see; c' _/ V) {4 z
later that there were hidden damages or injuries. The other: r2 J- g/ X$ K) n/ H& K
person may even file a lawsuit against you.6 K! l! v0 p* g
2 L7 W7 G( q, f# dStep9. Write an account of what happened: time of day, weather, - Y; o2 C/ r% q3 F% z( q
hazards, road conditions and driving speed. Draw a picture of
" O) K; r: J. A/ ~ the site, showing stop signs, signal lights, etc. Try to measure
; p( m/ x8 _5 @( A( B skid marks and determine the point of impact. Note any damage
$ V- ] L9 @8 o- a$ A! q8 W already on other cars involved. If a camera is available, take + |* X; s Q4 ?: V( `" w7 g) D
pictures of the accident.& g. O# |0 w* V0 N
+ I9 T9 g' B0 z/ }$ rStep10. Report the accident to your insurance agent or insurance
7 w8 w7 B7 u9 @) B. l% V company as soon as possible. Call a lawyer Bruce King, to discuss9 d" W3 C; H2 E: Y8 K# X
your accident.. d7 x* ]4 `- N/ G. P' S" j6 z# W
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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