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Step 1 Do you qualify
6 H) o* V( J: j: k" C7 sTo qualify for the survivor’s pension, you must:1 y; ]; U( @% V5 H' U
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be legally married to a deceased CPP contributor
- t2 t) U4 ?. u( Obe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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9 w9 B# z- r! C- Awhether you are younger or older than age 65( |1 P1 l9 z4 f, T! X+ e3 j
how much, and for how long, the deceased contributor has paid into the CPP) x- w" q ?2 }( t8 v h
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.* u/ F) n2 h' x9 z% m+ o
( E; `$ u& R3 ]) a$ _1 a4 |) `0 U1 XIf you are age 65 or older
- T" ~/ C ~6 ?* u2 X* Y3 E8 d4 ]/ |You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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* o2 ~$ b* n- s9 [& O+ Y4 uIf you are under age 65
" F7 S1 E" H* K3 R/ vYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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