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Step 1 Do you qualify
5 [ D- y, E( K7 C: \" H7 ]9 VTo qualify for the survivor’s pension, you must:) w$ Z: K4 A/ S) H% e- E# U
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be legally married to a deceased CPP contributor% @2 p" c; }9 N
be the common-law partner of a deceased CPP contributor
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" T, h5 P7 ^- ?0 B6 N2 eThe amount you receive as a surviving spouse or common-law partner will depend on:0 m6 b/ O. d5 U( }. `! x
. G" V+ j" {$ Kwhether you are younger or older than age 65' H8 e" ]* w* i: ~% }% N- D5 ]
how much, and for how long, the deceased contributor has paid into the CPP8 J" ]) Y( ^& ?' V+ v- }
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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1 n% _% Y" g, D8 ^5 h" GIf you are age 65 or older
w6 D2 t: ?8 R$ l8 P9 kYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits." l% Q5 ^. ]6 y
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If you are under age 65
' { L8 F- s& z/ [/ { `4 N6 e) \You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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