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Step 1 Do you qualify! m% _3 W; P, Y6 q
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
) _6 @6 D' J" v6 d3 x$ B: Zbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
5 g4 p, h" ]7 O/ B" _how much, and for how long, the deceased contributor has paid into the CPP! m" x* @. I, J
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.) B1 d1 W0 U% x1 V% D5 {) h9 H
: _- i# f1 ]' b3 g5 F4 sIf you are age 65 or older
7 K* i; [+ b- G* tYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 652 V- Y7 n" \. I1 W: x7 p
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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