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Step 1 Do you qualify
4 }6 b; a9 k+ e. M! D! hTo qualify for the survivor’s pension, you must:2 _2 q$ a8 H) l( u
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be legally married to a deceased CPP contributor/ O, u) P& q4 i7 {
be the common-law partner of a deceased CPP contributor
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! `" u+ a4 p$ Y yThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
! O, ^5 V$ ?3 x0 s% r$ o' m u4 Jhow much, and for how long, the deceased contributor has paid into the CPP% v5 ~+ j& z8 ~& t1 K
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death., g, c$ {( Z4 C) y
' s) l* \8 H3 `2 s6 fIf you are age 65 or older
4 A8 W E0 Z7 V" NYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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`9 e3 k% \) u8 _0 QIf you are under age 65
~" l+ }9 \( v/ R& C1 xYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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