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Step 1 Do you qualify
2 @. [7 v* s7 o5 ~5 v; fTo qualify for the survivor’s pension, you must:$ C7 F* r1 u. c v
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be legally married to a deceased CPP contributor
1 B+ \- x5 z; ^* y- p. Obe the common-law partner of a deceased CPP contributor" ]& @! J( q) a1 B \
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The amount you receive as a surviving spouse or common-law partner will depend on:6 U4 _" V9 b s" M8 w
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whether you are younger or older than age 65
: A2 ?1 R* I, Uhow much, and for how long, the deceased contributor has paid into the CPP6 u, J7 y' |) r9 }1 q5 T; b
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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& F0 A7 c2 I) }If you are age 65 or older, n! P' P7 v5 _
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.5 W# _$ `8 u( x6 c( N
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If you are under age 65# w& M p# U) V3 S' Y% w& ^( m- m
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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