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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户; \: O* Z  n: V" i4 o: S

( K0 ^& F: Z- N1 x- r1 z8 Q2 x; XWhat kind of account did you have in your mind?
3 v/ u3 e: @& e9 s你想开哪种帐户? 5 J7 e( |3 x( S

. t  W7 Y, ~: g) C6 n3 ^Do you like to open a current account?1 F1 a: w5 l8 w- k0 Q+ t3 W
你想开一个活期存款帐户吗? 0 I2 N0 S2 v/ e

' E- U8 ?0 r) A! h  L* ~' J: sA deposit or current account?9 u2 O. ?- f7 K6 T* l6 ?( L) @1 ?, j
定期还是活期?
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9 L, K% f) ~, l& e# p3 N. SPlease tell me how you would like to deposit your money.$ E) A. j# |+ k% U, X4 x% b' [
请告诉我你想存何种户头? 1 \* o: |" A: c* j3 m2 {
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There's a service charge for the checking account but no charge for the savings.
4 y: d. Y5 J% u支票户头要收服务费,现金户头不收。 2 l7 @2 C  s# I1 J0 n, x

' B5 U: o+ k/ qOur minimum deposit for a savings account is 100 dollars.7 z! e; V+ _. K
我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.
$ d6 n% K% T" a9 N1 u& C4 i+ Z最低起存款额是5元。 + x! ~3 {' N2 C% t
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You can open a savings account at any time with an initial deposit of 50 dollars.
8 L" N/ ~6 C/ m8 d( s你可随时以50美圆的起存额开立储蓄帐户。   e! a: p" ^$ w: ^) M+ {

1 v, i! u+ K1 G( c. {$ ^Even one yuan is all right.
! |4 y* V2 o- l甚至一元也可以起存。
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! G  O! M3 a5 t+ b" d* {3 w, `Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
+ @2 n8 @& Q: a3 L这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 8 \5 c, N7 X  G% x  p7 C2 x

% Y9 Y0 F# a: @8 N6 I; S9 SI should like to open a current account.
  w. C! ~; A2 w, j我想开一个活期存款帐户。 2 m2 S3 G8 |  Q- b
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I need a checking account so that I can pay my bill.0 z( m3 P7 y5 V6 @
我需开个支票帐户,这样就能付帐。 + ~# d8 X. w& u- i$ E9 L
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We'd like to know how we open a checking-savings account.4 V  N( Q1 x, o/ E* k# p' R. C1 F& u
我们想知道如何开一个支票储蓄帐户。
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8 g1 {: l3 h. i7 j% eI have a checking account here.
( q4 m7 r3 {( d9 f6 q我在这里有一个支票存款帐户。 3 m, W% S  |" H) u# d/ x/ F
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I think I'd like a deposit account.
$ p6 o7 I, T# ?7 G  ^" J3 F! X我想要开个定期存款帐户。 $ d8 R; ]: y$ @; w7 ~: b/ f
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Can I open a current account here?. c* b; o6 N# a4 Q/ g
我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.
( m4 q8 S6 _; p3 W; j. E我要开个储蓄帐户。
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I'd like to open a deposit account with you.' I6 l* B- f" y' D! p' k; p
我想在你们这儿开个定期存款帐户。
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$ }6 `6 _( p1 ACould you tell me the difference between a savings account and a checking account?
0 x, s# z3 K: `  r0 p: H8 a" m请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.0 s. f* j$ h# P! v
请告诉我开个储蓄帐户需要什么手续。 6 m3 U  G1 v' K! f- w
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Will 100 yuan be enough for a minimum deposit?
$ {# j: b- Z3 D  H& E# G% `100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
. ?4 |6 s, y! K  Q, ]2 h我想知道开一个支票帐户200元存款是否够。
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6 M( G' R. ^8 H) x! T. I" N  UCould you tell me how to operate this account?& s+ E/ X9 W( A1 V; d2 e8 M2 |
请告诉我如何经管这个帐户好吗? & x& z+ h+ B  _7 t& J# j
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Is there any minimum for the first deposit?
  B! o2 t/ t! x; z. R% G* n) L第一次储蓄有最低限额吗? . H- |4 y& D) J5 j7 X* f

; O; [/ ?6 {$ r$ [How much does each account cost?
1 i& f& O# _+ D: ]: J; \每个帐户要花多少钱?
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Useful Phrases
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current deposit, current account 活期存款% e% Q& t$ w% @: y
fixed deposit, fixed account 定期存款* v# J! c; z4 e- U: e$ c9 P
fixed deposit by installments 零存整取8 Q, F! [7 S6 w& h# z' R
joint account 联名存款帐户% l) u0 W( T) @4 s
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款4 p3 m+ v  L  c; V* V! L: F+ a
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How much do you want to deposit with us?6 O0 g8 j, K+ F' M
你想在我们这存多少? ' E, C  {" P; Z. V$ u
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How much do you wish to pay into your account?
0 n2 U8 k. L; O( \& n2 a2 g你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?* h5 ?9 X. }5 L8 V2 B
你计划在你的户头上定期存放多少钱?. z  i6 U$ p! a: Y" V

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) d4 k+ Y- ~$ G) oHow much cash do you plan to deposit in your account?2 h9 t2 e: g) Z
你有多少钱要存入呢?
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: N; m  x+ S( |" O) |& P9 cI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.' f% N2 ^& k5 H0 B& D- s& o
我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?# H; s. j" a; m! _
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.: u6 T$ r' Q: S5 [. _/ y2 G
我想在我的户头上存300元。
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. m' @5 b. _* E8 m& o) A' [I want to deposit these cheques in my account.
" I9 ]2 M! u, F4 F) G( O我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.1 a* n4 K# s. b! |
我想在在我的定期存款户头上存200元。5 K; x$ c$ v" T$ P
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I want to deposit my paycheck.) Z- I! @3 h* n- |
我想存入我的工资支票。
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- k  k. s4 ^  ^I'd like to know whether I can cash a cheque here.3 R% ~$ f9 a( h( G
我想知道我能否在这兑换支票。% R9 H) K( N) F0 E
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+ q! T( y* b* H  L) ZWill you please cash this traveler's cheque?$ a6 B& j- T; C3 w$ M' \5 X
请兑现这张旅行支票好吗?
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$ [" w, b( f! U! Q( o5 M- mI'd like to cash this money order.) u0 Q1 {5 |) |# Z. ]" Z- r
我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.+ z0 Q* P- ~. @: b, L+ e6 F
我要把旅行信用证的结余兑现。9 o0 \* S6 G1 P- y9 R

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Will you please tell me whether you charge for cheques?
  Y7 i+ z1 M* F6 ~% k+ [6 a请告诉我兑换支票收手续费吗?
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# W9 ^  ?& c: `Could you tell me how much the checks cost?0 z8 S' \' k8 C  l5 `" L
请告诉我这些支票要花多少钱?" b1 `( l& |& z! I5 P

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What if I overdraw?
6 q1 z4 B9 S4 Z# _. M如果透支了怎么办?/ A: f3 f( J) P) p( W9 _, T) ~
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Please sign your name on the bottom line if you want to cash the check.1 X' C" T. \- F4 p' O$ j
如果想兑支票,请在底线上签名。1 j$ s% w! h- i7 J: z$ s) j

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Please write your account number on the back of the check.. w" y& j1 m8 r5 {
请在支票背面写上你的帐号。; `6 k$ M1 w7 R# j! M' {; |

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$ A  J  Y0 E& j" v( `: s# b) PWe honored the check as the overdraft was only 5 yuan., t9 ^, E* |5 a3 O
我们承兑这张支票的透支额只有5元。7 ]1 b' X0 b' K% L
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Please endorse the cheque.3 Q9 S; `6 ]; `9 s2 z/ h5 ~
请背签这张支票。1 w; }0 U# I* \' l
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, o" D: ]8 k6 J; uThe traveler's checks cost 1.5% of the total amount of purchase.
0 R9 ?; H, Y% c6 x2 K- }. m& B旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
0 q2 N: X7 v' H. f% w) o: o. m. a这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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, x. G6 e5 |  F9 qEach cheque you write will cost 2 dollars.
0 L& r7 q5 o; c' I- \. I  f$ ^你每开一张支票将花2美圆。5 R" k# c: j- q/ }
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) E5 F) g% k  R( ~3 dUseful Words and Phrases
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( E9 f+ V' X; ^account number 帐目编号& N! _/ b# n  l" t. Y8 x* O
depositor 存户# J+ |+ k2 `0 T( M3 V
pay-in slip 存款单
% ^; @- l& `( b7 n4 N5 ha deposit form 存款单! G, O$ Y. X7 n5 }5 T" ]
a banding machine 自动存取机' q( n. P3 b5 L
to deposit 存款4 z+ i; k+ O( B# w9 A
deposit receipt 存款收据7 k+ Q; ~; b8 Q& m: D4 ^3 |  F
private deposits 私人存款
9 H1 a" ]2 C5 L- Ecertificate of deposit 存单3 j8 o: H' \" v& k7 W4 `: _7 z
deposit book, passbook 存折9 Y2 A: W" g9 ?* K0 r" ]
credit card 信用卡" ?" W+ |5 M+ ~0 M% t5 t+ W; b; N
principal 本金
# s6 _7 c; R: @* I( ~) Ioverdraft, overdraw 透支
$ _' g% l- O: tto counter sign 双签: K: K* L* T0 b% L9 Z
to endorse 背书
/ C% K7 @: ~: O9 zendorser 背书人- r1 Y6 t4 [0 M
to cash 兑现% D; s9 u: F5 f, Q
to honor a cheque 兑付
% v' `6 y% d: Kto dishonor a cheque 拒付
; m( G: F- i; z% E' F. yto suspend payment 止付
& i% r  V$ s6 }, c" Fcheque,check 支票2 h! `: E  Y4 p; ~0 B: _
cheque book 支票本
2 l6 b  W9 ]0 l2 M& u5 K; p% dorder cheque 记名支票0 F8 y# c& ^7 `4 [! N( P& b* d2 u
bearer cheque 不记名支票
2 f3 J( f( _4 zcrossed cheque 横线支票2 b6 Z1 f3 t* ]% N9 _
blank cheque 空白支票
; _  R+ S0 Q* q0 mrubber cheque 空头支票( ]8 u, E' f7 V% I
cheque stub, counterfoil 票根+ D& r+ l1 G0 n. h
cash cheque 现金支票; F; N" o4 j- S3 ^  h$ \6 [
traveler's cheque 旅行支票; {: I" ^1 m  T  U$ W$ F4 e
cheque for transfer 转帐支票- B5 Y. Q# R0 o( ]) b0 y
outstanding cheque 未付支票7 S; K0 K" T  E( s' |0 n% R  j, D
canceled cheque 已付支票
1 p6 E- [8 R7 T$ c# Y7 |) v; B& \& kforged cheque 伪支票
4 Z" [" p: [+ A6 ]Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余. {2 z: S. u: s) L! Q' R

, J" }& [7 F' zI'd like to know if I can draw on my account for payment of things I buy in Tianjin.6 x7 w# d. \% p5 W
我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.
1 h+ H* A  n0 v$ @/ R我要从我的定期存款中支取200美圆。0 y" g5 I. W$ E8 ^; f% G, c( a

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I want to close my account with you.8 B( e# W. T$ b1 ?$ d
我想结束在你们这儿的帐户。6 |/ a3 ]* W- @
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& ^' G: m9 `2 P1 A( a* kI'd like to draw 100 yuan against this letter of credit.7 F4 M) ^8 P7 {& [1 F& @
我想从这份信用证上提款100元。% p) e3 H" L; ?4 _

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) V3 a6 |- l. b- ]8 F' F# tMay I draw money against the letter of credit here?1 M6 P! Q3 T# L8 i' N& d
我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?
$ ~( j! Q2 y7 D5 Q8 A能否把存款结余金额告诉我?
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Please let me know my balance.
. ]& h$ I- f& V& e请告诉我结余金额。2 F& p; a  K) L0 ~5 I1 }

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, F% n, `3 n: s! TI think you can draw on this account by cheque in payment of goods.
9 W5 A! C' z# E0 f+ G; ]! n0 A% x我以为你可用支票提款支付购物费用。8 Y! K7 u* O+ G% B2 U0 [$ ]3 }3 M
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' \  [7 ]- m; zYour balance at the bank is 300 yuan.
7 `6 Q- R* P# r# ^( f你在本行的结余是300元。
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6 N% a, c  n) s1 B" r/ vYour deposit is exhausted.3 M' E- i6 f/ Y; c
你的存款支净了。
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Your letter of credit is used up.
4 e/ s, a8 b- [  y) s  {3 h& u你的信用证用完了。
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Please tell me how you wish to draw your money./ a6 S. p' `" h* G4 K
请告诉我你希望怎样支款。
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* K% T* J$ J( i! m! r9 t! |7 cFill our a withdrawal form, please.
# U# H) J1 @( q, k: k6 m. E请填写取款单。+ j1 p/ N5 g4 A9 K$ k- O

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/ |  k  a1 R3 `+ v$ ~4 [The letter of credit is exhausted.( p* y2 c7 W9 l7 |% y( O4 M: b9 x4 _) l
信用证上的款子已提清。
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. h$ {& Y' B. t0 M) {: k2 ]7 k" u/ FThe letter at Counter 6 will pay you against your number slip.* e; B# E, X2 _  D" x
六号柜台的出纳员将根据你的号码牌付给你钱。 
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; C' P! i; ?) x  tUseful Words and Phrases
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to close an account, to clear an account 结清+ z7 r* H+ R' q# E4 D
to draw money 取款+ S" Q" Q! w/ E) r! ?
drawing-out slip 取款单
/ Z8 D2 @& r& o5 sthe number slip 号码牌6 u/ ~6 |* r! ~: i* J; `
a withdrawal form 取款单
. k7 ^8 ]1 g/ _! Hto fill in the receipt in duplicate 一式两份填这张收据6 w! U; ^2 F: |/ ^/ W
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
5 t8 C, O% @* \好,已收藏!

; [: D( k/ c5 kMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

( i! ~+ v: C( b2 M  l0 X
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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