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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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/ j. [  q$ a2 G0 |; g& a4 WWhat kind of account did you have in your mind?
7 u1 G# `: n) C4 z( ?你想开哪种帐户? ; R. }: [  i2 b" @" M" s) z

* {' o/ {9 a0 w, RDo you like to open a current account?
* I. w; ~; W( k- @, _3 z5 ~你想开一个活期存款帐户吗?
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A deposit or current account?2 ~; o, X3 y1 _& e; C6 ?8 u5 A
定期还是活期? 3 F, x5 C. s5 O9 p* b! q( @0 j8 W, F. V
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Please tell me how you would like to deposit your money.
0 M: S& @8 B4 E请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.3 I9 i9 t* Z: X  K
支票户头要收服务费,现金户头不收。
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) O$ Q4 i6 Y2 u) ~2 @Our minimum deposit for a savings account is 100 dollars./ [1 y* M2 d% a$ ]* w( v
我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.
$ s, y2 a5 e+ i# M1 U' g* M最低起存款额是5元。
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2 c$ I3 n% B1 ^You can open a savings account at any time with an initial deposit of 50 dollars.9 G5 w9 b7 q. y/ G. J% [
你可随时以50美圆的起存额开立储蓄帐户。 7 G4 {3 V3 R) q8 t. a# r/ y
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Even one yuan is all right.! O# u, R- l9 x: K( D* Z
甚至一元也可以起存。 3 w+ U% r& r& f3 J
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
8 t* w1 i' X" X+ _这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 ' D/ u+ U; H: _; ?6 Y2 I

' V* f8 f. m. }' I4 c, R$ ^5 ^I should like to open a current account.! R/ _+ v6 T3 _" ^' ~! k( I
我想开一个活期存款帐户。 " j8 M% a' h! `6 [3 I  E
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I need a checking account so that I can pay my bill.
) s0 w. h4 H3 l我需开个支票帐户,这样就能付帐。
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We'd like to know how we open a checking-savings account.: x# {7 X' s! P  a8 {1 y
我们想知道如何开一个支票储蓄帐户。   R' Q: o  C2 D& ]$ H% R* D
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I have a checking account here.0 |8 z# {, R! I3 F7 h4 B1 U
我在这里有一个支票存款帐户。
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! ^4 m- ?9 `2 I4 bI think I'd like a deposit account.
' t1 ^  t4 |& u8 Z我想要开个定期存款帐户。
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Can I open a current account here?8 m4 E% _5 x  f2 T
我能否在这儿开个活期存款帐户?
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: U! e' u! b: k1 MI want to open a deposit account with you.
: X% L9 b$ s$ e' Y" m- F9 p1 N4 g我要开个储蓄帐户。
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I'd like to open a deposit account with you.' G1 B4 O! G* ^# B; t) @
我想在你们这儿开个定期存款帐户。 & B! C8 `* Y/ S; M7 T* t
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Could you tell me the difference between a savings account and a checking account?3 l/ B  ^+ ]0 z3 @
请告诉我储蓄存款与支票存款的区别好吗? 0 O2 x0 P! g/ m# q8 H

9 h, B% L4 l* w, hPlease tell me the procedure for opening a savings account.+ r8 M6 f. j1 n: p1 w
请告诉我开个储蓄帐户需要什么手续。 - Q5 I: A; ]/ ]- V0 M+ q( l

+ z0 T7 |  o* D1 d0 ^2 T( C! sWill 100 yuan be enough for a minimum deposit?, G$ _) [, s$ w/ B& `
100元作最低存款额够吗? & w! B+ J. Q8 H) S  E2 @; d+ J
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
4 U, A# c2 v+ H4 c: E9 ~我想知道开一个支票帐户200元存款是否够。 + u7 D" L- D; }2 u# @. C$ r
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Could you tell me how to operate this account?2 y4 G4 i2 g5 {+ b% P. ^
请告诉我如何经管这个帐户好吗?
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3 S% d" {. b3 W" x6 l) o& @' c& W7 HIs there any minimum for the first deposit?
; Z, _. U+ C9 h0 b- X% T第一次储蓄有最低限额吗?
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/ ?& t0 \+ v. }/ D( V, D' lHow much does each account cost?
8 X) {  g9 X6 X" A7 p& L每个帐户要花多少钱?0 \" M3 ~* X* q* O, L! j/ r
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Useful Phrases
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current deposit, current account 活期存款
6 O+ ~4 _4 e- g0 m8 ]fixed deposit, fixed account 定期存款
/ C5 ^1 F' {6 x& A" Hfixed deposit by installments 零存整取
1 C- |- X0 }% D6 Ejoint account 联名存款帐户3 J6 ~% c$ {2 G6 t0 D0 g
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款" J$ E* S! G  c) k0 D9 @+ ~

/ }7 s: G( J* }9 hHow much do you want to deposit with us?
' F3 E; S5 y4 X, Y* p  g3 \你想在我们这存多少?
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1 e  k8 u7 l' n" N9 a2 e1 E" X# ~' {How much do you wish to pay into your account?( I+ l4 M  {' S5 O+ u' w
你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?: ^1 S% W- [  |: G& F% d
你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?
( B8 g; K6 \  b# h+ k: p+ ~8 `你有多少钱要存入呢?6 @4 p! D0 E; h! t7 m

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- s! N3 |) L/ M1 m8 kI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
8 u; F; i: u+ h我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
) S/ @7 p; Z! }8 t0 z+ i* _4 D请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?# Q- C# v9 ^: I! L, p% n
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$ S% N3 Y) @! |! C) GI want to deposit 300 yuan in my account.
+ b" \  g# Q9 X3 {3 g/ s我想在我的户头上存300元。) \, O& F* l" s1 H1 D& q
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I want to deposit these cheques in my account.9 J. i6 {! o% M7 \
我想把这些支票存在我的户头上。  m- u2 W2 y- f* v" l

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6 H- n9 z9 C: U. w& rI'd like to pay 200 yuan into my deposit account.
+ |; _1 m5 s2 I8 z# v: X我想在在我的定期存款户头上存200元。% Y% d- Z9 N' P

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I want to deposit my paycheck.. C1 l& v: U+ _
我想存入我的工资支票。6 W& h2 V1 m% b& _% Y7 T

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I'd like to know whether I can cash a cheque here.) J3 [8 t8 F5 d$ R# h/ |
我想知道我能否在这兑换支票。; K+ X! a3 e! i5 R  L+ b; P8 Z, r

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Will you please cash this traveler's cheque?
1 c$ ^( o1 T4 i# u. d9 X请兑现这张旅行支票好吗?
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I'd like to cash this money order.
) u) i4 R' m2 H我想兑现这张汇款单。  I+ \+ ]; ]- ^, p* }& I8 x
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' H% A4 Y0 m5 |  w5 h6 l' \8 n/ h& aI want to cash the balance of a traveler's letter of credit.7 a; \% X" L9 s# v: |& F8 ]
我要把旅行信用证的结余兑现。* k& o0 ?  R9 K; G
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Will you please tell me whether you charge for cheques?
8 d1 ~- g% r$ y' ]( ?9 v请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
3 B5 ?1 J9 J+ T% b1 G请告诉我这些支票要花多少钱?  O3 a# v$ `' S
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What if I overdraw?6 _  P1 b$ R: D7 v- H. R$ \0 O
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.
/ X! V+ e  G: B- [' H: |  T如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.* T; E5 ]1 D* T4 r# K# a) ?
请在支票背面写上你的帐号。
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! M3 A' Y* v  u/ g) r! AWe honored the check as the overdraft was only 5 yuan.
0 O4 y) o# w* _3 i' l7 R8 h我们承兑这张支票的透支额只有5元。; f5 K( U- f% f  {
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Please endorse the cheque.* ~* G  R& E6 n0 _
请背签这张支票。& F  C4 S; W5 q/ }6 W1 C8 K1 ]* L- |
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The traveler's checks cost 1.5% of the total amount of purchase.
- q3 P; A  Z# m: {# m旅行支票手续费是购买总额的1.5%。/ B6 k2 J6 ]1 o3 |0 h. O$ B
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6 l# f: q+ \1 V+ E0 y* j2 @  wHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
" G( w) l1 ]3 d" M4 z+ B这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
9 M# _6 d" u2 i& g! O0 X你每开一张支票将花2美圆。
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Useful Words and Phrases ; a! e& ^0 ~% J- o- s

: z. Q+ o: U/ U% t4 i; [8 Qaccount number 帐目编号0 Z0 }+ U9 ^9 M# Z
depositor 存户! J4 d5 N$ {1 F  m/ y
pay-in slip 存款单
  |5 W* G* E# c( S, {a deposit form 存款单0 C; I0 t* W5 ~5 k) `
a banding machine 自动存取机
1 P& ^0 ~1 r. W1 hto deposit 存款- Y" Q' c! c. r% i4 F* T1 ^" z
deposit receipt 存款收据
% }& P" ^. b5 Y# j% J" n% l" Iprivate deposits 私人存款
. R4 v2 w2 S5 N4 A3 H, _, v/ l, Fcertificate of deposit 存单
; [4 T, W) |5 ~  J' V" M, }deposit book, passbook 存折
  f3 h1 E( d/ m% _" L# dcredit card 信用卡+ f& X- w5 m5 ^2 L% p1 [1 m. q
principal 本金
) w  Z! P6 M9 soverdraft, overdraw 透支$ t7 r* g; p8 a4 b* T  S
to counter sign 双签
7 q) q  {2 D+ k7 B3 J6 qto endorse 背书! ]: D4 \3 c1 u6 k0 j3 M
endorser 背书人
: c8 E3 O* F9 i) x4 K& ?to cash 兑现
3 q6 b/ S+ v8 O6 r% Hto honor a cheque 兑付
% ?/ e2 q, U2 w6 J! ^/ m  `to dishonor a cheque 拒付1 H; c/ D+ |* x& a, b: h, F) }
to suspend payment 止付
6 I# d* X' Q, Y" h+ C$ Wcheque,check 支票$ o' E2 g9 {6 m5 `" ^  o: e
cheque book 支票本) J; K; g/ Y2 {
order cheque 记名支票: ]# a6 S$ e  C* P+ M, F3 T& `) M
bearer cheque 不记名支票
( ?& q* X" g. _# V4 Jcrossed cheque 横线支票
% A4 T* W+ W, ?/ T) L4 z5 Bblank cheque 空白支票: _% O% I) B' y' l- |
rubber cheque 空头支票2 B/ }$ {0 H. f
cheque stub, counterfoil 票根4 J+ M9 i' h" s5 J1 ?: N5 g5 U
cash cheque 现金支票
, N! X% K1 {' P$ Ltraveler's cheque 旅行支票. r1 o6 n# u- G' O5 s+ n& x. c5 v, E
cheque for transfer 转帐支票
/ F5 b) ]5 a/ R: zoutstanding cheque 未付支票
. l2 m5 P: l" h' pcanceled cheque 已付支票
4 a6 H& }1 ^; Q5 l& Mforged cheque 伪支票1 j0 j+ N5 h, L, [! I  I
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
8 F* Y; D- M1 a+ f- l( v我想知道一下我是否能提取存款来支付天津购物的费用。8 G, d) e# M) D* q9 L* I

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I want to withdraw 200 dollars from my deposit account.
) q& d% u- ]3 I# v6 i% w" _4 k我要从我的定期存款中支取200美圆。
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. r' k$ l* J* KI want to close my account with you.! x5 T, M& d' J
我想结束在你们这儿的帐户。
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; S2 s/ B: ^! Y+ y0 l- p6 |" BI'd like to draw 100 yuan against this letter of credit.6 H  S* I# q& i5 S8 E+ O
我想从这份信用证上提款100元。/ m: D" N& \/ m6 X  S7 Y- R7 A

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May I draw money against the letter of credit here?. G) t, d: A0 i
我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?
# @( c* Q1 K8 |& e; s: Y* m能否把存款结余金额告诉我?
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Please let me know my balance.3 c- ~; g: |( @0 A" p% z5 X
请告诉我结余金额。
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, d. ?9 m8 u( T0 H+ X; Z: Q1 pI think you can draw on this account by cheque in payment of goods.
: J$ M+ }, N0 ^" C我以为你可用支票提款支付购物费用。! u% q6 A- R$ o* a
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Your balance at the bank is 300 yuan.( n/ _: s# T/ P1 q  o+ h( q6 d
你在本行的结余是300元。
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Your deposit is exhausted.) G/ _6 B/ U( R7 @, @# O
你的存款支净了。" @1 U' w8 g$ s; P4 J1 d

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5 O& }8 D. R  S" ?- c- IYour letter of credit is used up.
% T" R  n( ~$ x( s你的信用证用完了。
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0 U1 h0 ^- s$ H- qPlease tell me how you wish to draw your money.: u0 G/ B' z7 _3 e" f
请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.
8 ^7 V( B/ Z/ {# F5 w请填写取款单。" @* H/ F6 p  Q* m. C6 R' ^' D# M

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The letter of credit is exhausted.
6 J/ b. V2 l9 J( p5 \  @( ~7 s/ N" N* `信用证上的款子已提清。
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7 Z5 Z: b: S" d5 {6 p) I+ o5 @The letter at Counter 6 will pay you against your number slip.
$ M0 l" d/ k& G1 N$ @' g* Q六号柜台的出纳员将根据你的号码牌付给你钱。 - ?- D, s* a* z

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* p8 Z* d6 F$ R( ~Useful Words and Phrases
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to close an account, to clear an account 结清( r0 t% @% x/ {
to draw money 取款5 o3 ^, K( I0 J2 l
drawing-out slip 取款单2 x& P) U. ], n( N
the number slip 号码牌7 G2 [5 S% Q' X* r1 j
a withdrawal form 取款单' x, k4 X( E0 V8 W
to fill in the receipt in duplicate 一式两份填这张收据7 z$ ~- O5 I3 K4 _
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表4 I5 D: M3 L5 p
好,已收藏!
% h+ _8 U- `7 C2 ]% d/ k- h7 l
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层

8 f1 z3 m' A* \, w" L
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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