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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?1 ~6 T, y/ p. I! m
你想开哪种帐户?
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Do you like to open a current account?, d( y( r9 A. Q. b
你想开一个活期存款帐户吗?
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A deposit or current account?1 N6 m7 y- ~% x: }1 t; L7 i
定期还是活期?
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Please tell me how you would like to deposit your money.
9 g6 S8 V1 \* V1 _3 Y5 D请告诉我你想存何种户头?
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; {7 _+ T/ U1 |3 CThere's a service charge for the checking account but no charge for the savings.3 n: I1 h6 O6 Z0 Z2 [$ p5 j* `
支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.
5 n# F) l2 G7 g' w4 E% y( {. N我们储蓄存款的最低存款额是100美圆。 8 C1 X* A2 @' k5 U% Z! X" T: F( r
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Five yuan is the minimum original deposit.
! _7 m" N$ F" B$ |& S3 @最低起存款额是5元。 ( S) ^- a4 `  w/ E3 E
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You can open a savings account at any time with an initial deposit of 50 dollars.8 S9 u* @  Y8 r9 ]
你可随时以50美圆的起存额开立储蓄帐户。 % I3 l  l, P: t( C% ^
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Even one yuan is all right.
: g" i3 ?; C. Y* w甚至一元也可以起存。 ) E  p& ~1 z9 W4 |

1 _) K$ L# x" a! ~" @8 h& _Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.! J: v9 X$ R0 k  t7 d, u
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 1 t& q0 f) [  M: r4 X9 ?+ K% m4 h

$ k& s# J( z8 [6 s, CI should like to open a current account.
' |3 Z0 u: I# j我想开一个活期存款帐户。
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* U) R* i8 a; l9 s2 qI need a checking account so that I can pay my bill.
' |$ r6 v. L4 n2 C+ l9 Q7 J我需开个支票帐户,这样就能付帐。 / \0 F- B! p6 M! S4 |( D, M8 G# ^

& o! m5 p' U9 I$ L6 P5 ZWe'd like to know how we open a checking-savings account.
  o2 t8 i2 R2 \' N( _3 s6 g5 {4 Y我们想知道如何开一个支票储蓄帐户。 5 k' x0 A% f8 H( h
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I have a checking account here.
7 I- R' M$ ~6 g4 N我在这里有一个支票存款帐户。 9 Z) r0 E. Q: }$ y0 d

7 V, o3 w7 Q( {I think I'd like a deposit account.5 Z; W' v/ b5 G9 w
我想要开个定期存款帐户。
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Can I open a current account here?
" R' s: y3 F% Z$ w; z我能否在这儿开个活期存款帐户? 4 Z1 s; A" |6 c8 \# l+ a/ M; L

. c3 e5 f; ^% A! f7 dI want to open a deposit account with you.  P% r2 T  l, @) \: F
我要开个储蓄帐户。
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I'd like to open a deposit account with you.' w( s' x5 X  e3 T
我想在你们这儿开个定期存款帐户。
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$ y; x3 g4 q0 p. UCould you tell me the difference between a savings account and a checking account?6 ~* j9 G' Y, ^9 I
请告诉我储蓄存款与支票存款的区别好吗? 5 G- q# o8 o0 ]; J$ M

& A2 h2 J# L" M2 T* r+ RPlease tell me the procedure for opening a savings account.# J' s  R9 X8 n! x9 X) F
请告诉我开个储蓄帐户需要什么手续。 9 |/ u- f5 {& L2 |" r
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Will 100 yuan be enough for a minimum deposit?
  a+ A9 c  B$ Z; M100元作最低存款额够吗? % i. e" D$ r2 a5 [7 Y: M5 |" T8 G
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
% o) a$ P7 p- N9 ~5 q% G我想知道开一个支票帐户200元存款是否够。 # Q. J, T* _/ O( }
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Could you tell me how to operate this account?
; G8 O5 `' U. q( r! }7 o! f$ {; r请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?
5 r* U: ^" B  r! W0 n. W7 @/ c第一次储蓄有最低限额吗? & G1 I% ]8 G8 Q' H$ t; `& G
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How much does each account cost?% j  t0 c( j; i
每个帐户要花多少钱?
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- I) e0 e% j  x" [Useful Phrases - ?0 I  Z' \+ l' e
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current deposit, current account 活期存款8 e  v9 h" C8 g* B) M& I
fixed deposit, fixed account 定期存款
( U1 @: w0 D! M/ Y* x; ofixed deposit by installments 零存整取
7 w0 l1 N2 T% K( @, \2 s5 Y8 [joint account 联名存款帐户
+ @& T2 B) |7 E; q: B1 Oto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款- X0 A( U6 a8 s

& T3 m3 |+ T0 J: J$ THow much do you want to deposit with us?8 P* X5 c* h6 H8 `. V, D
你想在我们这存多少?
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How much do you wish to pay into your account?
6 w9 r" }; x- p- \  o& T你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?
0 }1 `, D, ]7 X+ r8 Q( J( e你计划在你的户头上定期存放多少钱?: }, T7 O3 Q' K! J3 G
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: E* z4 u8 p. [How much cash do you plan to deposit in your account?/ ^, k& v6 z$ G! q" c( r
你有多少钱要存入呢?
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6 x% j& }' v5 q$ F  }; W1 ~+ r3 II think you may deposit your money with the bank, or leave it here for temporary safe-keeping.. B7 p& P" N) X
我认为你可把钱存入银行,或留在银行暂保管起来。
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4 s/ k5 W% g% V0 oWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?. y" k9 W% c$ T% V1 S
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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  @7 K, R% V( LI want to deposit 300 yuan in my account.$ M, e; g- F- K$ k
我想在我的户头上存300元。7 I# y9 B2 h* r& A- I+ r

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I want to deposit these cheques in my account.5 Z; w! ?4 o1 M* m4 g$ W) w. H
我想把这些支票存在我的户头上。  |' S4 r4 j7 l7 \* P' e
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I'd like to pay 200 yuan into my deposit account.* [2 l2 X' a  T* k
我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.$ c3 i- O2 a( }+ K9 i8 q! x
我想存入我的工资支票。
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% p6 D. D( m& J* B* iI'd like to know whether I can cash a cheque here.3 k2 }! z6 L8 |5 s+ X
我想知道我能否在这兑换支票。2 {! S6 ^1 f# d$ Z

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Will you please cash this traveler's cheque?
8 f/ {7 ~* f: \% l' r0 T请兑现这张旅行支票好吗?
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% |( z. p, n( {% ]( p- sI'd like to cash this money order.% X' t, c2 x& c; ~+ ^
我想兑现这张汇款单。3 f$ U9 j$ i, c
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1 c2 s: Y5 q; H  WI want to cash the balance of a traveler's letter of credit.; d  X7 v' ]. O- r% R; t3 D
我要把旅行信用证的结余兑现。; X: C' p! t% O

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Will you please tell me whether you charge for cheques?
$ g' a; l! k. Y请告诉我兑换支票收手续费吗?* x& ]; D) m; t5 y: X

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Could you tell me how much the checks cost?
) k/ e4 r$ z( I, n请告诉我这些支票要花多少钱?
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What if I overdraw?2 g2 ]* m0 [8 |9 m, q: J' V5 ~
如果透支了怎么办?5 A4 q) W0 l9 {) P2 P

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9 X1 q$ f0 }/ e. I1 F- t9 OPlease sign your name on the bottom line if you want to cash the check.6 j' v2 Q+ _) u  e2 b, b
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.$ r' T2 `  W6 Y
请在支票背面写上你的帐号。' a3 I8 H9 J7 f8 d$ C1 N/ r9 s8 {2 L

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2 h0 Z+ N  w0 b5 S5 l* OWe honored the check as the overdraft was only 5 yuan.4 i% z# X; Z4 C0 _' Z0 r# H! m
我们承兑这张支票的透支额只有5元。
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$ e6 `1 D9 D6 D2 t3 L; S- NPlease endorse the cheque.4 X: C* F& y7 T. ^& U' U
请背签这张支票。; P$ `4 S- w2 V% [) H. l& h' a- ~  T

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The traveler's checks cost 1.5% of the total amount of purchase.
$ p& \! O3 r& S旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open"./ B4 h  s& T( V3 C' }, a
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。; ?, V8 I# E# b8 h9 L2 [* m

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; ^8 T) b" f" V  I$ a1 ^Each cheque you write will cost 2 dollars.
4 w. k: @8 O# l# p9 K你每开一张支票将花2美圆。
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Useful Words and Phrases 6 C# s5 f3 V  H$ N' n

: L6 A# H7 i2 uaccount number 帐目编号
; y$ z8 W: q& K' c5 ldepositor 存户5 P0 G1 F9 F- f* I* p. M9 w
pay-in slip 存款单
9 [1 [  \2 i$ S6 E% na deposit form 存款单0 p) b1 W6 q) ~7 s* n4 A7 L
a banding machine 自动存取机
* d. x" H( u. ~8 Zto deposit 存款" W% G/ M$ ?! L& d5 F
deposit receipt 存款收据
1 k( A$ C- }9 N. @3 p! _% }% tprivate deposits 私人存款6 I. ^& D) _' f. r9 C5 u( t/ ?
certificate of deposit 存单
8 v" Y  |+ B- o3 G8 g/ N4 Wdeposit book, passbook 存折
1 V% k( j  Z1 y% A5 Z4 Xcredit card 信用卡
) L3 v- l# V, y& t* k5 i% Vprincipal 本金. i! D1 r  N5 ?& g
overdraft, overdraw 透支. r9 V0 g5 C  X9 X: _; I2 R1 J
to counter sign 双签* y* t3 [! H1 g' G" P4 D
to endorse 背书
! v. r, j* d0 L8 z+ L8 `0 aendorser 背书人
. r/ c0 T4 j) D* i1 X7 F" q- h; cto cash 兑现/ J( [  C6 h0 h3 @6 b. [# r. X
to honor a cheque 兑付
6 R& V, H5 f) `7 e' g4 Dto dishonor a cheque 拒付
' b9 o# V& [& g3 F+ ^to suspend payment 止付
! h' Q1 V& y- Y/ h! B9 Ncheque,check 支票; D; S$ M# ^0 |4 p# V
cheque book 支票本
' O$ ]8 N# T- y% p9 M" Aorder cheque 记名支票: {3 L( C, Z, W8 l
bearer cheque 不记名支票
- e- k3 W8 Q. T) g9 T* Lcrossed cheque 横线支票: p2 S9 P2 M0 Z5 C( l0 u
blank cheque 空白支票7 r5 w! s$ ]& n4 H" Q
rubber cheque 空头支票
% `6 `7 c/ D# V' e$ `) L) w/ W3 bcheque stub, counterfoil 票根0 [  G! T( X6 _- h( K, M7 U
cash cheque 现金支票! ]* P8 v, |, m! f
traveler's cheque 旅行支票! c5 r# y, E! q5 `# j  z" D
cheque for transfer 转帐支票  @; S% I' F5 ]3 V1 W% N  H
outstanding cheque 未付支票
& V/ r4 F1 x7 P# I# ccanceled cheque 已付支票3 i" {, j; U, Y( X1 V# U
forged cheque 伪支票
/ V$ m2 x: y( u" L  b7 vBandar's note 庄票,银票
理袁律师事务所
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余1 q6 }2 b. s- O! C6 U0 H: Q

# H. A8 F; @; ~8 [8 Q4 HI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
5 T) f8 y! ~8 n5 c2 f% a( k6 s- n我想知道一下我是否能提取存款来支付天津购物的费用。
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  k; j* b$ X3 M$ F1 j8 RI want to withdraw 200 dollars from my deposit account./ g3 m1 A, ~( b0 ?- z% I
我要从我的定期存款中支取200美圆。
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! h! D0 m* C! g0 \; K! [/ BI want to close my account with you.7 p- x$ s8 L- c1 M8 b% d# Z
我想结束在你们这儿的帐户。2 I* \! M. k) A% q# r

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7 f& X+ n) E: r2 ^. r/ @" N. vI'd like to draw 100 yuan against this letter of credit.+ W5 y# a6 b& x
我想从这份信用证上提款100元。  P: g( ~9 H1 C' i5 X
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) N1 o8 ?- o" SMay I draw money against the letter of credit here?0 i" D1 `2 N$ c4 H$ F# G) M- ~- z
我可以在这儿用这份信用证取钱吗?; i' b( V* X, W4 i/ U
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Could you tell me my balance?
3 R/ k; u. x* }6 y) q: P0 l# Z, S能否把存款结余金额告诉我?+ v; w" R6 g! n' e3 s

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Please let me know my balance./ {: h. D# [2 J6 i% @: P* t6 v
请告诉我结余金额。4 Z/ u& y! T' T6 U) R1 G3 n* j
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I think you can draw on this account by cheque in payment of goods.
( M1 Z) Z& n& f" M/ c我以为你可用支票提款支付购物费用。, o  ~0 I  p' H" K& U; y
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Your balance at the bank is 300 yuan.
: R! E1 V! _- G+ [3 F你在本行的结余是300元。
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+ V/ i) l2 c5 p5 w$ ]" T: uYour deposit is exhausted.6 s0 Q1 E% U9 b, D* e9 c4 Z$ p
你的存款支净了。' {8 u0 C3 |0 N$ e4 A1 c
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2 A' W4 L+ j$ M! y$ ^; Q7 i  `Your letter of credit is used up.6 X! Z% I0 T* F  i& H
你的信用证用完了。
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Please tell me how you wish to draw your money./ [" j) d" p0 j8 h7 g2 ?
请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.: y+ b, l7 ?$ s2 C  M3 }* a' H
请填写取款单。: _' x7 v2 n: U6 ]) |( Y8 a
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+ J- Y0 E7 ^4 ?, v2 \9 y' dThe letter of credit is exhausted.. v6 v$ w) r7 {* [
信用证上的款子已提清。
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4 f1 I& ]! o. V* {9 wThe letter at Counter 6 will pay you against your number slip.% Y9 ]: O9 c8 X- a- G* D
六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases
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! e$ D2 m. l4 n% Lto close an account, to clear an account 结清" }. u& x( c9 d8 F9 a- o
to draw money 取款% i0 e, k3 h) U1 Y. U" Q1 W
drawing-out slip 取款单
! U# k0 d" f2 j, B) ~- H# L/ R" Jthe number slip 号码牌8 ~9 k# K. w$ ?. M
a withdrawal form 取款单
& \1 n* c& a& [to fill in the receipt in duplicate 一式两份填这张收据. T  a+ o. G5 n. }4 h
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
+ R# V! t3 K2 o9 J' z4 J好,已收藏!

0 ]- }* y5 v" e+ @0 PMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

5 S- [, b' `  r7 I( I& M- K& s5 {
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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