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Let's make an easy example.
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7 \- v, f* U: J" ]3 P, ASuppose one person bought a house worth 100,000 last year. It's a two bedroom style.
: C1 d( m0 g {After one year, he or she decided to sell it out. }% ?: X) m; B2 h5 P3 M. N3 `: m3 R
$ @* E' J [7 e1 z1 ]7 N+ vCost (expense): ' Y6 M1 f/ ^5 ?& ^9 J$ A
Business tax: 5%*100,000=5000 (please verify)
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; Z8 Q7 \* g0 C4 SMortgage interest: 5%*100,000=5000 (not only the loan interest you pay the bank, but the interest of inital payment of house should also be accrued)
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- ~- w* L) p7 k2 _- h+ KEstate agent fee: 1%*100,000=1000 (this part is neglected in previous statement)9 w) ?4 E+ ^3 U: u
; E B+ I7 J# F/ Q( P+ H% YReal estate management fee: 250*12=3000 P4 o+ ~/ u& J6 Y: k: u1 E
Total cost: 140003 G$ b% V4 r E: X
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Benefit:
. O' t4 }4 n# ~" a2 j$ F4 PThe saved rental: 350*12=4200. v7 x5 j( q' T7 h' \7 ]
The rental income from tenant: 350*12=4200
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Value increase: 100,000*6%=6000 U6 `. n3 w4 q3 Q* J! ~
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Total benefits: 14400
' R3 j/ u6 V1 z8 Y! z0 N8 \So if both purchasing and selling transactions are conducted in one year, just slight gain could be achived. So the edmonton estate market is not worthwhile for short term investment
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, g' k; O7 h5 h6 ?/ A& q[ Last edited by knptmug on 2005-3-8 at 07:45 PM ] |
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