房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
& K7 j: G; @5 o* m! w现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.

# P& i2 w4 t' b9 }Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
. H9 M, ^0 V9 W! N% GThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

4 q& ~, S0 c- y8 z* V% w  Q
) X: U; L- }% d; l理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
, |2 Y( B# j  ]不是基准利率涨了，是银行减的少了，原来是p-0。7
5 `! B0 w+ ]% K' U. R0 t- z1 Y" |现在只有p-0。6

0 P0 L4 h; M/ e年底现象，没事

xexe