房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.

/ L! _9 e$ V5 XBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

# t) t* L, M  A0 q& f2 J0 x
理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
1 `5 T) s  G6 F0 b# j不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

; }! j+ A) \4 r年底现象，没事

xexe