房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
) u+ d+ q! y) I9 P! g4 ^现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
2 x6 ?. _+ e/ y* ~
6 R1 i$ }7 {' W6 `( p+ s# d( k. T7 O9 ?Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
% K4 \+ U, B! t. q& x5 \) mThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

% |3 V5 E+ x, |2 D5 b2 e! ^
理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

4 j7 k) ]# s; I6 k. {5 b  ?( S年底现象，没事

xexe