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有懂得汽车的leasing 和financing是怎么计算的吗?& ]- i9 D, l% D
6 T0 E) f- T" Q( E/ s想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息.
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Financing vs. Leasing Comparison Chart3 @5 J$ I+ K5 o0 m. \2 v
. _' n$ A' N0 Q Lease Finance
' }' p; \; J7 M% E; |6 y" ^4 |$ eTerm 48 Months 48 Months
% D. s' [1 d9 g4 rInterest Rate 1.9% 0.9%
+ \+ t7 E! V6 ]: XSelling Price $18,000.00 $18,000.00
/ w7 T' ^* P9 F4 {- {) HTaxes N/A 900
7 |* `/ _- c' z' k% l4 R: a) Z5 wSelling Price $18,000.00 $18,900.00& d- C3 U" a* K& {
Lease End Value$9,000.00 N/A
3 A; l! ^, M( t j/ V* J/ CBase Payment $277.29 N/A
- Y7 [! B6 H% B m. yTaxes on Payment $13.86 N/A
; X0 K0 ~+ E1 q% X* d( QTotal Payment $291.15 $451.71 |
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