What is the Stable Chronic Condition (SCC) option? ) o) S2 O7 t! K$ {( ~This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 8 z* K' p; ~/ i1 l* Z& aWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic ) C2 Q _6 [1 N) r1 n6 b* F: Ccondition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and: \, v9 G( S/ j/ x
• there have been no new symptoms or change in symptoms; and/or( g$ U7 C" G* g9 B( f
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.3 o3 y* _# q; q5 _
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.
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发表于 2014-4-13 22:34
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