What is the Stable Chronic Condition (SCC) option?/ Q6 z4 x' ?- D6 y) S
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). # s# ?$ ` }7 q. T5 f+ _When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic9 r8 C6 u1 f3 {
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and% A$ `" u6 o2 R+ f, Y& V( Y! o9 U
• there have been no new symptoms or change in symptoms; and/or ( I, U- m7 u' U• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.$ ?! C! R: b3 c& ]/ {; M
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.