请推荐反点高的信用卡

Hunter666 · 发表于 2012-12-4 14:48

如题.

diana2003 · 发表于 2012-12-4 14:55

试试mbna

freeatom · 发表于 2012-12-4 15:12

capital one world 2%rebate

syr444444 · 发表于 2012-12-4 15:21

http://www.GreatCanadianRebates.ca/register/152346/
MBNA SmartCash MasterCard®

kelvin · 发表于 2012-12-4 15:33

mbna这个卡行吗？感觉不像大金融机构发行的卡，会不会被骗？

jiayujoy · 发表于 2012-12-4 15:36

必须MBNA

prouddolphin · 发表于 2012-12-4 15:40

kelvin 发表于 2012-12-4 15:33 " q1 p1 w. g8 i) p
mbna这个卡行吗？感觉不像大金融机构发行的卡，会不会被骗？

Now it belongs to TD.

猪鼓励 · 发表于 2012-12-4 17:59

Mbna smart ash. 已经收到很多次支票了，到50元支付一次

猪鼓励 · 发表于 2012-12-4 18:00

Smart cash

qiaohe · 发表于 2012-12-4 18:44

Mbna smart cash

多洛洛-JE · 发表于 2012-12-4 18:55

返2%? 有限制在哪消费吗？

5i5j · 发表于 2012-12-4 20:06

mbna的smart cash是目前最好的无年费返现卡了。

头六个月加油和grocery是5%返现
六个月后是2%
其他的都是返1%
只要返现金额达到50刀，他就主动给你寄支票

不要忘记从https://www.greatcanadianrebates.ca/Register/107037/上申请，你可以得到62刀的返现，也是支票寄到家。我也得25刀推荐金。

宋兵乙 · 发表于 2012-12-4 22:14

smartcash mbna 已经沦陷了。哥几个的信息都是旧的。看看最新的：

http://www.moneyville.ca/blog/po ... popular-credit-card

MBNA's cash back credit cards have long been considered the best no-fee rewards card in Canada, but when TD Bank purchased MBNA’s Canadian credit card business last December, cardholders weren't sure what to expect.

Earlier this week MBNA, the country's fourth largest credit card issuer, announced changes to the Smart Cash rewards program that reduces the ability to earn cash back by up to 50 per cent.

Related: How to get the best credit card rewards

Smart Cash Platinum MasterCard cardholders used to enjoy the following benefits:

Five per cent cash back on gas and grocery purchases up to $600 a month for the first six months;
Three per cent cash back on gas and grocery purchases up to $600 a month thereafter;
One per cent cash back for all other purchases.
After the changes from MBNA, here's what new Smart Cash Platinum customers can expect to receive:

Five per cent cash back on gas and grocery purchases up to $400 a month for the first six months;
Two per cent cash back on gas and grocery purchases up to $400 a month thereafter;
One per cent cash back for all other purchases up to $1,250 a month - including groceries and gas.
These changes are in effect immediately for new customers, and take effect December 1 for existing cardholders. MBNA has sent letters advising customers of the changes to their rewards program.

Cathy Velasquez, Media Relations at MBNA Canada would not say why they have reduced the rewards. Velasquez said MBNA continuously evaluates their products and makes changes to improve their business, while trying to remain competitive.

“We still feel the Smart Cash Platinum MasterCard is one of the best no-fee cash back credit cards on the market,” she said.

Before these changes, you could take full advantage of the gas and grocery spending bonus of up to $600 a month and earn $288 in the first year and $216 in subsequent years.

Now, when you spend $600 a month on gas and groceries, you’ll earn $192 in the first year and $120 in subsequent years. That’s a decline of 50 per cent in the first year, and nearly 45 per cent thereafter.

They recently opened an e-mall where cardholders can shop online with various retailers and earn even more cash back by using their Smart Cash card.

syang313 · 发表于 2012-12-4 22:16

12月份政策改了，grocery and gas前$400是2%，超过后1%，其余1%，$1250后封顶。$1250后0%
都是该死的TD闹的

宋兵乙 · 发表于 2012-12-4 22:17

自从TD购买了mbna 的credit card 以后，它家的deal 已经没那么好了。

不过，在no annual fee的credit card 里面，它还算是数一数二的。

大家都是明白人，自己算算帐。

syang313 · 发表于 2012-12-4 22:20

确实，现在mbna的优势已经很不明显了。而且这张卡不能作为的你主要信用卡，否则消费超过$1250后亏的更多。

Smiao · 发表于 2012-12-4 22:27

宋兵乙发表于 2012-12-4 22:14 0 P' S6 Y0 l$ f; C O4 n! `5 S
smartcash mbna 已经沦陷了。哥几个的信息都是旧的。看看最新的：
8 _0 S! s! J7 b8 \ C4 M1 g9 m" b" M. F0 m
http://www.moneyville.ca/blog/pos ...

Claude_Z · 发表于 2012-12-4 22:49

看着我那张交了押金、额度仅600的信用卡，泣不成声

宋兵乙 · 发表于 2012-12-4 23:15

Claude_Z 发表于 2012-12-4 22:49
% e" }" d8 m& D% M' r/ b看着我那张交了押金、额度仅600的信用卡，泣不成声

你这都高级市民了，怎么还在用钓丝信用卡。赶紧找老杨换一个白金卡。

syr444444 · 发表于 2012-12-5 08:16

upgrade to word smart cash..

5i5j · 发表于 2012-12-5 12:37

宋兵乙发表于 2012-12-4 22:17
4 c3 `, f" I; }; u  w1 R自从TD购买了mbna 的credit card 以后，它家的deal 已经没那么好了。
) O+ L: N2 d! v" ?! ~0 U+ a( z. D3 R  R
不过，在no annual fee的credit  ...

肯定不是主信用卡哈，就用他去superstore，大统华等等。一家俩人每人申请一张，除去costco的消费，一个月800也够用了。

贝壳 · 发表于 2012-12-5 12:43

mbna卡是好,就是mbna骚扰电话太多.

brian123 · 发表于 2012-12-5 13:05

freeatom 发表于 2012-12-4 15:12
% Z$ i1 Z7 K- j5 } u/ ?capital one world 2%rebate

还是这个好，所有都是2%，年费$120，但每年给你相当于$100的点，年费相当于$20.

上帝的礼物 · 发表于 2012-12-6 14:35

brian123 发表于 2012-12-5 13:05
9 d" L* J/ Q5 }+ z) ~还是这个好，所有都是2%，年费$120，但每年给你相当于$100的点，年费相当于$20.

like this one~~~~~~~~~~~!!!!!!!!!!!!!!!!!!!!!

三思 · 发表于 2012-12-6 21:52

brian123 发表于 2012-12-5 13:05
; D0 g" Q Q3 i2 C X/ a1 r还是这个好，所有都是2%，年费$120，但每年给你相当于$100的点，年费相当于$20.

每年给你相当于100元的点，这句话什么意思?

clutch · 发表于 2012-12-7 09:54

prouddolphin 发表于 2012-12-4 15:40 Z$ m; K% y# \8 b4 g: M6 E7 \' K
Now it belongs to TD.

确定〉？

clutch · 发表于 2012-12-7 09:56

syang313 发表于 2012-12-4 22:16
2 `6 Y( H" A. W; V8 z! S12月份政策改了，grocery and gas前$400是2%，超过后1%，其余1%，$1250后封顶。$1250后0%, c2 a( f6 y& i4 l, y+ e
都是该死的TD闹的 ...

td的存款利息比较低，返现信用卡也比较低。

prouddolphin · 发表于 2012-12-7 11:28

clutch 发表于 2012-12-7 09:54 3 A: D4 r1 Y: D
确定〉？

TD bought MBNA not very long ago.

brian123 · 发表于 2012-12-7 14:05

三思发表于 2012-12-6 21:52 2 c- i$ G. q7 o& f: L
每年给你相当于100元的点，这句话什么意思?

每年会给你10,000点，叫anniversary bonus，相当于$100。
他家的点不是给你现金支票，只可以用来抵消旅游支出。比如你攒了60,000点，某天用这个信用卡买了一张机票，等statement出来的时候，可以选择用你的60,000点抵消$600刀，下个月就把$600刀的credit给你了。

多洛洛-JE · 发表于 2012-12-8 00:25

那些返aeroplane points的卡有合适推荐的吗

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请推荐反点高的信用卡

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