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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
6 w2 {+ `3 M/ c! l0 ?. { cannot be moved, turn on the hazard lights. Turn off the
7 E. r _) c! L# { ignition. Be careful when exiting your car.0 M( p. w& @- ]7 u' U4 D- W- u
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. . W) k. H$ A6 v
Report any injuries.2 Z) H' y: M0 S" p& {
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Step4. If another vehicle is involved, get the car’s year, make, model
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number; and the name of his or her insurance company. If the
% m/ ^4 `& H- {" {! ]+ H driver does not own the car, get the name of the car’s owner. ' F& |4 A" D3 _9 P! {2 `5 u
Write down names and addresses of other passengers or
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scene.* o9 v u7 F/ W. a
( R1 V0 \6 s }& H" s/ e! t7 ^( ^Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
- H) ~, i1 z3 k. c6 w+ A" r6 @) m accident in any way. You may be required to show proof of 4 N8 |" R3 M' |( } q/ E# `
insurance, but do not reveal how much coverage you have.
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& j5 `* @- {+ s% A6 I, Q+ T# [Step7. Do not accept any money the other driver may offer. By
" ~4 o, E* A/ q! l' F accepting money, you may give up your right to file a claim
' N1 q7 V9 @8 E against the other driver, even if the damages turn out to be
" D% C3 ~: L+ T. P- L0 w more extensive than you first thought.
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+ O M% u& g/ `+ }2 q uStep8. Do not agree to forget about a minor accident. You may see* H: f. }/ U6 K- J9 E' h
later that there were hidden damages or injuries. The other8 z6 x; B! [1 u+ B- V7 c
person may even file a lawsuit against you.+ r1 _% V3 \6 A( W9 U8 g, L) W. m
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Step9. Write an account of what happened: time of day, weather,
$ @4 h: ~* c: R hazards, road conditions and driving speed. Draw a picture of ; d( A. u! ^/ J& Z/ s
the site, showing stop signs, signal lights, etc. Try to measure
& v C6 f. M8 K- a; V: { skid marks and determine the point of impact. Note any damage/ [/ _3 p; `7 D7 t( _$ v
already on other cars involved. If a camera is available, take
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Step10. Report the accident to your insurance agent or insurance : Y& C2 W8 W8 W$ x
company as soon as possible. Call a lawyer Bruce King, to discuss
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: f$ ]6 G5 E7 a[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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