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 What to do if you are in a car accident$ n0 p/ d' j% t! E$ s1 x+ c
5 Q5 N! C6 U$ ]' N& q6 o) c: VStep1. If possible, stop your car in a safe and visible place. If a car
: E* [5 ?# z' L3 A/ x+ p cannot be moved, turn on the hazard lights. Turn off the6 y2 h# S6 E/ Z8 F/ j1 b3 _2 Y+ S( u
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
5 Q; k2 n8 |% B Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model 1 ~. s# V3 P8 ^- c* J4 F
and license plate number; the driver’s name, address and license
5 C9 I9 W; ~% @ number; and the name of his or her insurance company. If the
! \% O# s6 B, @# \ driver does not own the car, get the name of the car’s owner. ( N) s# T1 Q! A' K5 a
Write down names and addresses of other passengers or
5 p5 R' ]- |7 ] R6 @; T witnesses. If you have a camera take pictures of the accident + q# U' K# S, ]2 L1 |, w
scene.# |) k5 y! Q& Y5 J" i; r% N
; j# A9 X2 ~! VStep5. The police officer will give you a copy of the collision report.0 h0 U ]1 D( d- r
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Step6. Cooperate with the police, but do not admit guilt for the ; M* l5 y9 l; {9 w
accident in any way. You may be required to show proof of $ C* o2 K5 y& g+ j" j. R# y" F
insurance, but do not reveal how much coverage you have.3 E( w) h: y9 `8 E1 l* }
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Step7. Do not accept any money the other driver may offer. By- }) J4 Q% c7 M) A+ C T
accepting money, you may give up your right to file a claim
! V2 N u$ Y5 C) X against the other driver, even if the damages turn out to be% Z$ i! Z( C0 r0 U: \
more extensive than you first thought.% \0 k1 z+ s8 W- H2 q3 ~9 o& K
3 k: ]( J4 K6 X2 eStep8. Do not agree to forget about a minor accident. You may see2 Q6 m! _& P! K& r
later that there were hidden damages or injuries. The other
& z0 J- e- G( F, I3 w6 O* t person may even file a lawsuit against you.5 x3 p3 N$ o5 V( Z! X
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Step9. Write an account of what happened: time of day, weather, ( J( h* P1 ^/ a. N
hazards, road conditions and driving speed. Draw a picture of ! i! j5 [) e0 p
the site, showing stop signs, signal lights, etc. Try to measure 7 B( J/ x! O8 |. [4 x( p' x
skid marks and determine the point of impact. Note any damage( u# j6 i& W* w& M: ]
already on other cars involved. If a camera is available, take
* k2 I! a% m, \4 x% R% q! { pictures of the accident.1 j* a6 A$ ~9 t+ \
% [+ V6 Y1 S/ b, G* p* P" BStep10. Report the accident to your insurance agent or insurance
8 ^/ W/ z* l0 h company as soon as possible. Call a lawyer Bruce King, to discuss9 g0 h1 F4 ^# Q% Z" G
your accident.7 _! t. s$ h2 O9 k5 O# q7 e6 n
) b$ s5 B7 g, m2 p8 w$ _[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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