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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
; C1 C8 w( z0 I$ n cannot be moved, turn on the hazard lights. Turn off the
; w6 M3 }' F9 o' V% v* F ignition. Be careful when exiting your car.0 k/ t; r" c9 w
' d) k# {' [- N, yStep2. Determine if anyone is injured. Do not move an injured person.' u) K5 r9 `; M" N" V9 `9 j7 n7 V
& R$ k0 @, V& n% \* Y- p7 B+ r* I1 S( ZStep3. Call 911 for the police and ambulance (if needed) immediately.
* C( I$ \4 J( z. W Report any injuries. ~7 c6 b) N+ ~% E
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Step4. If another vehicle is involved, get the car’s year, make, model
# ~, ?8 m, U( I1 E5 M; T and license plate number; the driver’s name, address and license, B6 P/ A) o1 w O) `* @
number; and the name of his or her insurance company. If the
" |, j; T% P9 I$ o+ c( t n driver does not own the car, get the name of the car’s owner. ; J; a) e. N( J$ ~6 k$ G: Q
Write down names and addresses of other passengers or
! u7 u6 V }% \4 c3 X0 r3 u3 `! I* k witnesses. If you have a camera take pictures of the accident 5 A. a I2 m8 K- ^" U) X
scene.: T2 y6 I3 ]1 Z- f! h, `
+ a* P- }' x8 u. R5 hStep5. The police officer will give you a copy of the collision report." u5 v: Q; F( N# B1 e
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Step6. Cooperate with the police, but do not admit guilt for the x8 K1 l& G& d
accident in any way. You may be required to show proof of " f: t5 ?' M; B# J5 H0 A0 [
insurance, but do not reveal how much coverage you have.
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" U2 z3 B7 i) k- k9 MStep7. Do not accept any money the other driver may offer. By
/ V7 a8 p: S7 \0 \ accepting money, you may give up your right to file a claim * ~' ^3 C! h. X3 C* B
against the other driver, even if the damages turn out to be+ H2 h" ?4 A8 d* X' q9 I
more extensive than you first thought.% `1 z* S5 _3 f" K" ], c, n
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Step8. Do not agree to forget about a minor accident. You may see
* d" E$ f% O! q, _7 S( s* D0 | later that there were hidden damages or injuries. The other6 r2 @( W/ N8 J# _
person may even file a lawsuit against you.
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2 Y! C* ]8 n, HStep9. Write an account of what happened: time of day, weather, - [- A, U4 h; O: G2 R( ^" r
hazards, road conditions and driving speed. Draw a picture of / G: h& B+ \; {3 ]% P& i8 g. W
the site, showing stop signs, signal lights, etc. Try to measure 0 H. ?, x6 g3 {: t
skid marks and determine the point of impact. Note any damage D( C0 `) J. @- o* V' l' l3 Z
already on other cars involved. If a camera is available, take
' y+ |( {. _3 c4 v L; }' `% P pictures of the accident.5 ?! V) ~; s0 ]
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Step10. Report the accident to your insurance agent or insurance
3 \7 N3 ]! w, d6 ` company as soon as possible. Call a lawyer Bruce King, to discuss" ~" g( h2 G) d
your accident.
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4 V. @6 @. c, U! c[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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