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 What to do if you are in a car accident
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5 P, L h+ K- Q# S! lStep1. If possible, stop your car in a safe and visible place. If a car ( K) o9 F* ^1 O- @
cannot be moved, turn on the hazard lights. Turn off the
7 w- c7 `' q' d2 Z7 D7 I+ L ignition. Be careful when exiting your car.3 ~& h* x, r* `' y D& A
5 k( _- {! s! x- i- |Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. 1 A* X8 g4 I* O4 o0 n
Report any injuries." v! H' W& z2 F, Z
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Step4. If another vehicle is involved, get the car’s year, make, model
1 I! ~' U9 E* A and license plate number; the driver’s name, address and license/ u4 p# ] I ]2 Z( \
number; and the name of his or her insurance company. If the / ]' x3 N0 q* ^; P; U% s0 {
driver does not own the car, get the name of the car’s owner. 8 k Z& r# ` }9 O. ?/ K" Z6 R& g7 u
Write down names and addresses of other passengers or
+ X( C$ b- ~7 Q7 s8 E2 m witnesses. If you have a camera take pictures of the accident
& O8 V+ U7 G2 v7 o g) g# y scene.
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the / @: v9 Y. Z" l6 T
accident in any way. You may be required to show proof of % N$ y6 T& ~% T( c
insurance, but do not reveal how much coverage you have.% f+ \/ Q h! {3 q- y3 [; Y1 Q! X. g
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Step7. Do not accept any money the other driver may offer. By, q* K; I9 C6 ~# W: s2 H3 a
accepting money, you may give up your right to file a claim ) t& G+ b6 T& k% `8 a3 r+ t
against the other driver, even if the damages turn out to be F8 ^( Y" G3 ^1 H
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see; B2 `# g$ D7 k! |3 s
later that there were hidden damages or injuries. The other/ t5 P1 A; q5 T5 ]
person may even file a lawsuit against you.3 `; b. T4 O) g) x
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Step9. Write an account of what happened: time of day, weather, ) y& ?) F" _ C% V z$ V
hazards, road conditions and driving speed. Draw a picture of
* ^0 G3 i8 N3 J5 C the site, showing stop signs, signal lights, etc. Try to measure
1 O( J2 n9 N( B$ F+ D2 K4 ^ skid marks and determine the point of impact. Note any damage
1 f% J; |* `3 } y already on other cars involved. If a camera is available, take , \( J! U' N7 q" {+ |9 H9 k) @# f
pictures of the accident.) J# J0 p/ k) w( U
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Step10. Report the accident to your insurance agent or insurance 4 E7 Z! k4 [* k q( x2 k9 H4 A
company as soon as possible. Call a lawyer Bruce King, to discuss" q* g/ ~7 Q0 M* V5 u; c* e
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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