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 What to do if you are in a car accident, [5 }! |0 H' ?
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Step1. If possible, stop your car in a safe and visible place. If a car ) G. j+ ~9 y* a7 i. f7 ]; V
cannot be moved, turn on the hazard lights. Turn off the
% j( ~7 t( Y- P ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. $ [5 f, q$ j r A7 W: G
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model 8 p( y' ?6 v, P' u; z0 J
and license plate number; the driver’s name, address and license
4 B( u# m. [( j6 |! A* w6 x6 Y1 b number; and the name of his or her insurance company. If the 7 ^- O& x: _7 D
driver does not own the car, get the name of the car’s owner.
4 U7 X0 F/ M6 u, h0 O- n' Q' K Write down names and addresses of other passengers or * w$ n7 f/ |& S- { d4 B+ V) d3 k
witnesses. If you have a camera take pictures of the accident ) c; r- o& v& y' E& e) v
scene.
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the + W! t, G& M: v* P, P: i \) `4 D, P
accident in any way. You may be required to show proof of & _4 Z, k. r' E8 q( p# Y4 R
insurance, but do not reveal how much coverage you have.0 r; O" e1 X" M, V# e0 K/ S- M
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Step7. Do not accept any money the other driver may offer. By7 v3 `+ }( g6 ^. m: z
accepting money, you may give up your right to file a claim ) S' N" D3 d+ R. N, j8 U
against the other driver, even if the damages turn out to be
0 b( x4 J4 N2 I; }9 W* [ more extensive than you first thought.* @, x, X0 x2 A x) @
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Step8. Do not agree to forget about a minor accident. You may see$ z, u& f" S: ~# E7 [9 T$ y1 F
later that there were hidden damages or injuries. The other, Y: h& I3 F; ]( G/ u
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather, 4 x3 N; U+ Z, C+ |6 `. W' L
hazards, road conditions and driving speed. Draw a picture of O6 ]* F+ Q/ Y) u$ R* x* F! ^
the site, showing stop signs, signal lights, etc. Try to measure + d7 J4 W9 K! c3 n* ~0 H1 \+ j2 |
skid marks and determine the point of impact. Note any damage
+ F$ W# `) a( e3 |) X1 u; K/ {0 d8 v" Z already on other cars involved. If a camera is available, take
; }4 I- F7 p8 @6 M3 B pictures of the accident." `4 ^9 m! y' b" v
, Q. ? |0 p; m5 C: G# bStep10. Report the accident to your insurance agent or insurance & Q4 ]. F p3 _9 ~/ W+ q
company as soon as possible. Call a lawyer Bruce King, to discuss1 I: n& V5 z/ q
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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