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Royal bank lowered 5 year fix rate yesterday.

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发表于 2007-6-20 10:02 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
If you are planning to borrow from Royal. check again the interest rate.
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发表于 2007-6-20 12:27 | 显示全部楼层
Good news
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发表于 2007-6-20 12:47 | 显示全部楼层
How much is it?
大型搬家
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发表于 2007-6-20 13:23 | 显示全部楼层
老杨团队 追求完美
原帖由 edmontonrent 于 2007-6-20 11:02 发表
- O# o1 f, Q8 i# k0 ]If you are planning to borrow from Royal. check again the interest rate.

  [& w% I' M0 d9 ~* NIt looks like you guys are all rich and look at only five years rate. If I am buying house I have to look at 20-25 years rate because I can not afford to pay off such quick as within 5 years.
大型搬家
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发表于 2007-6-20 13:34 | 显示全部楼层
原帖由 gstudy 于 2007-6-20 14:23 发表 1 ]0 b/ H$ C/ S, j) `
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It looks like you guys are all rich and look at only five years rate. If I am buying house I have to look at 20-25 years rate because I can not afford to pay off such quick as within 5 years. : ...

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) F; v8 E. I1 _* ^YOU MUST BE KIDDING ME......
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发表于 2007-6-20 13:40 | 显示全部楼层
看新闻里提到这次降息是暂时的,等7月,9月各大银行提高利率时,贷款利率也会增加。
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 楼主| 发表于 2007-6-20 13:47 | 显示全部楼层

Temperately?

老杨团队,追求完美;客户至上,服务到位!
Currently the fix rate is 5.99%
. w" W+ o7 g6 \) O/ Z& B1 Zthe variable rate is Primary - 0.75%, that is 5.25 now. 9 u+ Z6 x1 A  d' J
I do not know if I should use fix rate or variable rate .
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发表于 2007-6-20 15:08 | 显示全部楼层
原帖由 edmontonrent 于 2007-6-20 14:47 发表 * h, ^! H6 b( ?( x* u. J- |: |
Currently the fix rate is 5.99%
  }! ~% X+ Y1 d$ s' \! l/ @3 D- t; Gthe variable rate is Primary - 0.75%, that is 5.25 now. ; |( h4 h' ]# o7 |* J, z
I do not know if I should use fix rate or variable rate .
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  B3 L# B3 j8 w  {$ ~1 t; I. W定期按揭利率取决于债券殖率。 极难预测。换言之,如果有人能正确预测,买卖债券期货,可发大财。
# F" c; [* ?3 w( }选择按揭类型取决于个人经济状况,承担风险的能力,以及买房的用途。
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发表于 2007-6-20 15:26 | 显示全部楼层
原帖由 eric.zhang 于 2007-6-20 14:34 发表 ( ~1 j# y. s6 H2 y- H8 N6 F5 u$ [
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YOU MUST BE KIDDING ME......
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No, 我是非常认真地这么说的。20-25年的按金对偶来说负担都不轻。 你们啊!!!
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 楼主| 发表于 2007-6-20 15:33 | 显示全部楼层

learn and learn more, gstudy buddy.

老杨团队,追求完美;客户至上,服务到位!
原帖由 eric.zhang 于 2007-6-20 14:34 发表 & V3 N) k( G) a3 k
YOU MUST BE KIDDING ME& p" |5 s. E5 _1 H1 U4 E% I  p) l

% T# r( W1 f$ R% o( C; `' V5-year-fix rate mortage does not requrie you to pay all the mortgage in full in 5 years. Only the interest rate is fixed in 5 years. You can choose the term as 25 years or 40 years.. Q9 v0 P2 T3 q
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Eirc Zhang said that YOU MUST BE KIDDING to NOT know the meaning of this "5 Year".
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发表于 2007-6-21 19:19 | 显示全部楼层
In the long run, open mortgage is always better. It can save your damn money
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