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Step 1 Do you qualify
, I! A2 l7 q5 x6 MTo qualify for the survivor’s pension, you must:, I/ U" G4 z" k
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be legally married to a deceased CPP contributor
$ U- U2 F/ J; u" c) a1 P7 Ybe the common-law partner of a deceased CPP contributor/ l- C/ a, l; D4 u
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The amount you receive as a surviving spouse or common-law partner will depend on:) J. Q& t) {: R' P: h
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whether you are younger or older than age 65
* b% D! X( q( B Q( \" t8 Ahow much, and for how long, the deceased contributor has paid into the CPP: l0 u* X U$ E* |8 M7 {+ G
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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& _5 ~! L$ ^$ G% z' y0 ~3 Q: s8 sIf you are age 65 or older! j& Q; g! D5 p. Z5 a6 _+ w/ w
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65. U1 N. i! z0 h8 r
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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