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Step 1 Do you qualify! F- Y9 }# n8 y2 i- N
To qualify for the survivor’s pension, you must:5 u/ N! _/ M# K" [% O1 }: n
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be legally married to a deceased CPP contributor& o6 K( K+ D/ Z2 Z
be the common-law partner of a deceased CPP contributor
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% n5 b/ m% N0 A. B; ^The amount you receive as a surviving spouse or common-law partner will depend on:5 E( W3 }; Z* H1 c
3 g( S6 Y: t+ \8 @1 Swhether you are younger or older than age 65
2 ?, x- E$ ~, r" \) m, Ehow much, and for how long, the deceased contributor has paid into the CPP" r* A, B7 R+ q
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older, b2 b' G8 i/ k* I: ~
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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8 `1 f8 U: g: L/ |7 l gIf you are under age 65
, j5 G' F' x- p9 v' ]& K1 X2 aYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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