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Step 1 Do you qualify! F% K) J+ y7 I2 P) |; c2 }
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
. t6 a$ \- S) l7 ?1 O1 k/ i" P8 ^be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
1 U4 A) l6 [& W6 j7 g5 L( \! Vhow much, and for how long, the deceased contributor has paid into the CPP, X- K1 b4 J0 k; A! X
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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- Y' d' q$ j6 k( w5 Q. g0 zIf you are age 65 or older
! U' `. Y* ~; C2 o- Q- W6 CYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.8 \* f8 M; j) }0 R1 p# V% n R; Z
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If you are under age 65, d6 z6 `9 |& J1 o
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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