房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
& t! M  L1 f9 Z3 l7 ^; w现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
8 p- _% w0 J) z$ w) t% P
, B8 a" S& Q2 |/ q9 x1 wBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
, y' ^& b$ j/ g6 k9 C% DThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

& ^; f: S8 H3 p5 g
理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
不是基准利率涨了，是银行减的少了，原来是p-0。7
  p: K; s' r4 V( D% K现在只有p-0。6

4 G. h3 ^) R& X2 d5 `& W2 N: s2 N年底现象，没事

xexe