What is the Stable Chronic Condition (SCC) option?7 _2 s: W# X) V2 ~3 f& E- F
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 4 T7 ^/ q T) b% ?3 }When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic2 A5 Y! v/ f5 E4 e- v. i5 m( F N" `
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and / C( V1 N, H3 O4 Q• there have been no new symptoms or change in symptoms; and/or [9 S# N% l% O
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.: r) U5 n$ {* O) P
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.