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首次买房每人可从RRSP中预支最多20,000$做首期,有谁知道详情?

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发表于 2006-6-18 22:07 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
首次买房每人可从RRSP中预支最多20,000$做首期,然后每年还。 有谁知道详情,说来听听。
大型搬家
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发表于 2006-6-19 16:06 | 显示全部楼层

HBP

The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts: % Z/ y! g# R0 H

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7 l1 R& g& a3 Y- V1 N! XYou and your spouse can each borrow up to $20,000. , \( c/ N: k: q; X
The funds must have been on deposit at least 90 days before you withdrew them.
4 c$ f& X* J: H0 h$ uAt least 1/15 of the funds must be repaid each year, beginning two years after the funds were withdrawn. + g; P& F/ B: y
A signed agreement to buy or build a qualifying home is required. ) ^5 f9 W' W% R2 O+ {: }
You can only participate in the program once.
鲜花(1) 鸡蛋(0)
发表于 2006-6-20 20:52 | 显示全部楼层
原帖由 MORTGAGEWISE 于 2006-6-19 16:06 发表1 e% P' f* u9 L# g; q; `' X9 ~; P
The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts: & |4 p, g' R5 t5 r7 Z% J
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4 z. G1 H* g8 X; ~9 IYou and your spouse can each borrow up to $20,000. 9 U% g. p; r% K# i9 f3 H  T3 P
The funds m ...
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0 ?5 s2 C: p% _3 r; K0 z7 h我第一次买房时没有用,第二次买的时候还可以用rrsp付款么?
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发表于 2006-6-21 22:38 | 显示全部楼层
老杨团队 追求完美
当然不行了, the plan is only for a first-time home buyer!
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发表于 2006-7-9 10:10 | 显示全部楼层

请问MORTGAGEWISE

怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去,那哪一套应该算是第一次购买的呢?谢谢。
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发表于 2006-7-9 11:19 | 显示全部楼层
原帖由 梦里花落 于 2006-7-9 10:10 发表. t' B* R/ C7 i6 Z3 v
怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去, ...
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Good Question!' D: B+ `. b) Q, X- ]  z

/ h0 ?# q/ ^/ B) |0 S4 e- x) @" y我的观点是, FIRST TIME HOME BUYER, 应该以你签订正式的购房合同的时间为准,但最终的裁定属于CANADA REVENUE AGENCY SERVICE。
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