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原帖由 过路客 于 2006-2-7 08:04 发表
1 d' W3 A3 G0 N1 w5 R: F! @; _请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
* O; s1 [& S+ u5 SHouse Price = 280,000 9 R0 A2 N; i& q$ `/ Y- W2 B4 e
Down Payment = 98,000 (35% of total price)6 m. [2 [. i( D: {/ @3 v. y5 `3 b
LOAN = 182,000 ) _ q' P4 ?( ?8 u- U
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
6 ^0 m' X6 ~( R; Q& rYEAR = 25
6 \2 w6 H, P7 M* a! @: z: KMONTHLY Installment = $1,034
; l$ W% S" g% u% _& d0 v4 E% v5 N% Z& ^! _
Property Tax : $250
" y- Z4 i' p- C% l# D7 |Gas+Elect.+Water : $3504 n4 Y" E8 N& v0 O& ?! {. k9 a' I
Misc. cost: $1002 B0 G. h4 Y' R1 S4 y" E
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3 Y, f/ b t3 r6 q! ]% x; F8 ^Total Monthly: $1734 (Just a rough estimate based on rule of thumb)2 @( q3 S* o8 c- k) j
6 l, r" N$ Z9 K# k; V
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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