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原帖由 过路客 于 2006-2-7 08:04 发表; C& [5 Q: F# d/ V( C
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
' q* ?* D5 f; v9 A' ?2 |" xHouse Price = 280,000 4 A7 E$ g) d) L- }4 p0 [
Down Payment = 98,000 (35% of total price); h* S0 K- m* I7 ]8 h" |
LOAN = 182,000
& z! y5 ^! M& N5 r" V, ZINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) , z( g2 F" J* N, _' C
YEAR = 25 * X8 g# F! F) Q; W! a4 |& `/ }& J
MONTHLY Installment = $1,034
B& T: m2 ?: k4 t+ q
+ G; E. u+ K( v6 T% C" x) oProperty Tax : $250
, N4 ]; ]0 r, nGas+Elect.+Water : $350' T4 a8 ~; C/ I2 {2 [. n
Misc. cost: $1002 |8 f2 s; l* M2 I2 V* w! S/ U
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/ S; M# [4 l7 H# \5 zTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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, K9 J5 B. a- P- l3 S[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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