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原帖由 过路客 于 2006-2-7 08:04 发表
4 s1 |* E4 N' a: z请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
& U1 T) H l8 I5 h+ p1 f/ ~! h3 vHouse Price = 280,000 & r9 X% n, n, ?1 J; H, ^
Down Payment = 98,000 (35% of total price)3 }- j6 L4 j6 z
LOAN = 182,000 6 }/ @1 w* Z: `6 O& Y* _
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
7 y; ^& J1 Q$ p- L6 l2 yYEAR = 25
3 r1 e% F9 p+ \# ^- u- `3 ^MONTHLY Installment = $1,034
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Property Tax : $250
+ i( }0 o3 j# ~; j8 W- A% `Gas+Elect.+Water : $350
* p$ b; M$ A8 G* p' x5 gMisc. cost: $100
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb). c3 `, r4 q: a
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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