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原帖由 过路客 于 2006-2-7 08:04 发表
5 k' q3 o) b6 {% \请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
/ B( W2 m; P* u1 y8 z6 k: A$ vHouse Price = 280,000
8 f2 x9 c9 k' I# MDown Payment = 98,000 (35% of total price)+ K# s2 h0 \9 W0 P2 O" D) n
LOAN = 182,000 2 T; x3 T5 g/ X1 Z' X/ a! @
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
& [1 E9 N. Y' f0 F; ~/ uYEAR = 25
- Y8 V! @3 ~: @4 i4 i% |2 s# B, fMONTHLY Installment = $1,034 % Q) X8 o8 G, u- u4 B5 X
: S+ l0 R/ y9 A1 B) j9 T j5 VProperty Tax : $250 ' h' w) P3 E% \* x' m+ i" f' u0 o% W
Gas+Elect.+Water : $350% n9 o" v0 X" M0 F/ e2 v7 v; m0 P" a
Misc. cost: $100
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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