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原帖由 过路客 于 2006-2-7 08:04 发表! A. K- V+ K- t9 C
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 6 S4 e+ D! G; g2 A* h
House Price = 280,000 ( r. P0 e8 {: t& c0 f: ?
Down Payment = 98,000 (35% of total price)' L. n/ k$ p0 b1 c9 S3 z6 ?4 F
LOAN = 182,000 7 l' `! G; t1 O4 H8 {( g
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
: B6 ~0 `0 e# R AYEAR = 25 7 g; o0 }4 E- Z, ]6 q4 ~, c9 P9 B
MONTHLY Installment = $1,034
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Property Tax : $250
* H7 U8 T# W; S! y: t" TGas+Elect.+Water : $350; e# C) X: a7 S, h' M7 ]) p9 ^
Misc. cost: $100" x8 ]% W: p" r& I6 T! z% B& _- x; Y
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8 \, T& b& X" B% v4 L3 E+ ?Total Monthly: $1734 (Just a rough estimate based on rule of thumb)* f, `) ~6 ]! _& H! S
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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