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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户1 T. v6 P! P) }8 o1 z% X
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What kind of account did you have in your mind?$ ~  n6 b  W0 @, w0 |( N
你想开哪种帐户? 3 G  b" Z' Y3 f3 d0 w) k' t

* P5 X' O6 \- xDo you like to open a current account?
& D& t2 ?2 q4 M8 M你想开一个活期存款帐户吗?
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A deposit or current account?
. S9 @% G: |. |% h. C9 W定期还是活期? ( l3 d& G2 V  S+ m1 Y" d
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Please tell me how you would like to deposit your money.
1 x: U1 B8 N) B0 E' {3 e请告诉我你想存何种户头? 7 X1 }1 P- S! B* E& k
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There's a service charge for the checking account but no charge for the savings.$ K' Q: \9 W' r9 D2 }' z
支票户头要收服务费,现金户头不收。 / R5 k! C8 R& X& o
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Our minimum deposit for a savings account is 100 dollars.
( Z2 W4 d8 R" [我们储蓄存款的最低存款额是100美圆。
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5 Q9 ^0 ~3 `! n( L  ?" @! MFive yuan is the minimum original deposit.
1 {$ H+ B' d2 q最低起存款额是5元。 % E) h! [3 E* S
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You can open a savings account at any time with an initial deposit of 50 dollars.
. a4 j8 A7 v. U1 p" B! [你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.  R. Y* V: W& I+ R: f$ C* N/ [$ P' w
甚至一元也可以起存。 * s  i) b& Z6 \
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
0 M8 S1 ]( E  P- E这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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  O) n* P8 T5 J) TI should like to open a current account.* Q$ ^0 A0 b6 K0 G) \' V- u' C4 p3 j
我想开一个活期存款帐户。
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. O$ H0 ]* M" ~# N3 sI need a checking account so that I can pay my bill.
/ j4 S! b1 r: c! N我需开个支票帐户,这样就能付帐。 6 Z' h2 u' D' }

$ h. Y! J9 h- K2 w! nWe'd like to know how we open a checking-savings account.! Q! S/ Y  z+ t& A4 f5 u
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.$ l7 V' f# }0 R9 Z, ]3 e
我在这里有一个支票存款帐户。 8 ?3 H0 u: T0 I1 c& R6 {
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I think I'd like a deposit account.
  R7 {6 J0 e1 }4 A我想要开个定期存款帐户。 & W) t0 N" {9 i! J# k. o% T

9 t/ @" M, H' z3 P8 JCan I open a current account here?" P- h- |6 Q" [- `- k- I: j  @
我能否在这儿开个活期存款帐户? 9 \2 C) l0 r0 c6 p) f* F: X, {

2 T- Q9 c* b& d. R8 SI want to open a deposit account with you.
5 R2 C1 i+ k. O我要开个储蓄帐户。
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I'd like to open a deposit account with you.: L8 V1 i3 S5 S% U; S3 g
我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?
! }1 A" r8 \- L9 o请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.4 A3 F- [3 t5 W2 f
请告诉我开个储蓄帐户需要什么手续。 0 Y5 j' Y+ b: _4 B/ v- ^, b

8 B8 n9 l' B0 F& M. j- Q, f( ^5 sWill 100 yuan be enough for a minimum deposit?
2 U2 v3 j' r! f  m. g: B" l100元作最低存款额够吗? 0 c* @0 u; i: Q( E- b4 [# a+ v8 P
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
5 E$ y) r" V: g# v我想知道开一个支票帐户200元存款是否够。 3 x/ B6 t. |* \( [
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Could you tell me how to operate this account?
0 j- W; t$ o- B% z/ }- p' ^请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?
+ H: G, C' G  d. U* j第一次储蓄有最低限额吗? + ]2 N0 h$ U' u, Q# O3 B- u; T' @
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How much does each account cost?
$ I! e& U3 `8 }# U  I8 `# R, m每个帐户要花多少钱?
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8 Z# f, k1 ^8 T4 @7 NUseful Phrases ' y2 ]. X8 x( u! a
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current deposit, current account 活期存款
6 u$ s/ K0 ]; O. }* `' yfixed deposit, fixed account 定期存款: r$ m2 K6 S9 b( x
fixed deposit by installments 零存整取
& |) W% b, L6 @# i4 T$ sjoint account 联名存款帐户7 L$ S" ]5 i# d
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?
8 R1 o. Q1 \7 E' m+ w( V( \你想在我们这存多少? 2 H4 z/ s5 e5 Y8 g+ b+ C

* Q; h- \' A5 E/ H- M  G0 \How much do you wish to pay into your account?
& c8 }: v  u0 T1 c你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?
9 Y  T% X& ^7 y# N2 {你计划在你的户头上定期存放多少钱?: m* [& t( s5 `, a: e  E$ {
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+ d2 D8 }7 b  B6 Y5 ^" NHow much cash do you plan to deposit in your account?, d% t5 a- m: J) D4 G
你有多少钱要存入呢?
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2 V/ W2 V: E3 E4 f9 |& mI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.7 B* n+ i" `0 v0 {
我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
* g8 Z" ~0 u, d7 k3 c0 Y请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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7 w: z; P0 n& G. }+ Q4 ^" p8 x3 W& XI want to deposit 300 yuan in my account./ ~$ q. T6 [4 j8 f
我想在我的户头上存300元。. y0 o. m' f6 X0 M# I# D$ B- n

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I want to deposit these cheques in my account.
5 B+ v1 r- T0 p; m8 \) ?! A" x我想把这些支票存在我的户头上。
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) k3 S+ @0 x+ ], [3 SI'd like to pay 200 yuan into my deposit account.8 `8 S4 }  l  X5 v2 o; c
我想在在我的定期存款户头上存200元。4 c/ x1 `( y) t6 K( |% c
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I want to deposit my paycheck.( t0 u  k# a# e& h, [
我想存入我的工资支票。  I% K4 X' H; J" g- S, @
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! V; K. n1 L7 {& ^0 L! KI'd like to know whether I can cash a cheque here.$ Y$ \/ O9 p4 ]" a4 Y' G
我想知道我能否在这兑换支票。" k4 s4 ~) S/ H; X5 }! x+ t% m

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# U* W4 N  d) F7 x& w; ~* g* K2 \Will you please cash this traveler's cheque?- X6 @2 X& A& t; q
请兑现这张旅行支票好吗?' ^* N; x- |# w

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* s  n0 [; ]+ PI'd like to cash this money order.
+ [0 P5 e* c& v2 ~  M/ |我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.
. U0 x+ }# h# T3 @# F1 p, y我要把旅行信用证的结余兑现。3 x* @' B! ^6 G/ O( [5 p- b  N6 z
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Will you please tell me whether you charge for cheques?# A1 X& k5 P1 n* ^4 c
请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?, h+ ~! N+ c8 X( \
请告诉我这些支票要花多少钱?' }5 U& }6 t; v' _9 h* k$ C; r  O9 _
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What if I overdraw?* s" W; v3 j4 K, h( U  P7 r) I
如果透支了怎么办?5 t3 c6 J$ M* T* t; T1 e/ L5 |

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- W$ y! N5 X. MPlease sign your name on the bottom line if you want to cash the check.
( E9 ^& v' q) w% D5 T9 w4 y6 G如果想兑支票,请在底线上签名。/ d  ~$ d0 U* ^  A: c

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Please write your account number on the back of the check.
' A/ b+ ~  ~2 o( s请在支票背面写上你的帐号。
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6 X  v7 p8 ~3 DWe honored the check as the overdraft was only 5 yuan.6 l8 c% s* e0 j& y4 s
我们承兑这张支票的透支额只有5元。, g. A: K1 k9 U# ~+ f, I
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4 {' y3 l6 G4 P. q7 y7 q0 W8 O/ }Please endorse the cheque.
- \- J# l% z( N* M/ r; T请背签这张支票。* u/ }1 Y( D  f& r" ^7 D( |7 w# L' j
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The traveler's checks cost 1.5% of the total amount of purchase.8 V4 t) \5 `5 O9 g: m. F
旅行支票手续费是购买总额的1.5%。
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+ J% J+ z% B. d" H" o. }Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".. p! W5 i1 o0 |+ e
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。: o0 _! h, m; W1 Q) @" n9 t
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8 M+ \1 N* h! }- HEach cheque you write will cost 2 dollars.0 `8 P4 s% y& I# }" k, ~" V
你每开一张支票将花2美圆。
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Useful Words and Phrases 6 y* w3 ]3 x3 k) V) Y, O8 \
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account number 帐目编号
, I1 X7 E+ n; i# N7 W1 _; `depositor 存户0 [6 {, F# u' L% [- s
pay-in slip 存款单" x3 C8 H3 N) ~4 i+ Z- K
a deposit form 存款单
5 J% J- w0 }# Aa banding machine 自动存取机" q/ u: }2 H" O/ q  G2 v+ Z- t
to deposit 存款- z" {% V9 h' _# C  b- i; S
deposit receipt 存款收据5 x( U% N- I' f) i* L5 U
private deposits 私人存款' T! R2 T4 q# z5 k+ I. K
certificate of deposit 存单; h# F: k" r& A5 T4 p/ M
deposit book, passbook 存折
4 }4 a9 t- w+ \" k& r9 Z* O+ R( W1 tcredit card 信用卡0 |8 k' t) I( H2 k# T3 E- k0 i
principal 本金# j* @& F8 R' p
overdraft, overdraw 透支, q/ g5 n# Y$ B; T; P
to counter sign 双签, [' D7 i) }: R0 E
to endorse 背书3 [/ C; m, k9 G! D" n+ j
endorser 背书人
4 w  |8 i& _9 A+ M$ u# C  \to cash 兑现& t+ c5 H" {* ^
to honor a cheque 兑付/ c- e( y# o7 q6 E. V/ R
to dishonor a cheque 拒付9 S1 L* w9 a; l6 p7 d$ q
to suspend payment 止付
; m0 z: ^0 [9 Y* ]% b" _cheque,check 支票
' ~2 c8 {' h( Q/ [4 k2 m1 F' \cheque book 支票本
" m  `, E* v# Z) jorder cheque 记名支票+ R$ C/ J$ q4 ^# t. Z$ v9 B0 f
bearer cheque 不记名支票, n4 o4 k# P+ b' a+ t: T) t
crossed cheque 横线支票. ~3 _* u: m' o% V0 u9 R
blank cheque 空白支票4 }2 A, p7 S  T6 c8 ]* ]" ]
rubber cheque 空头支票
- o0 u8 w! T% C# W8 I/ Hcheque stub, counterfoil 票根$ Z/ e1 W( l' G/ m6 S% R% [, g
cash cheque 现金支票
5 U" P* K. {3 A$ c# z( Y; P' F2 Utraveler's cheque 旅行支票1 H; j2 Y2 p% ?& ^8 M1 z  s
cheque for transfer 转帐支票5 t. y+ B4 M6 U7 {& }
outstanding cheque 未付支票
( b8 S0 _! F7 {  u+ J  Pcanceled cheque 已付支票: B) h' N  L2 ^; Z4 v
forged cheque 伪支票
, j* }: K" M. a) kBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.) [- S; k( i0 u& S; W  f; E( A
我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.
' x1 R7 B: t- Y" h( Y2 t我要从我的定期存款中支取200美圆。
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2 j! [/ V. p0 S  l9 U  c' h5 vI want to close my account with you.0 d' A9 n& g" ^- l( U% O. e/ {4 ^
我想结束在你们这儿的帐户。
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# X. w9 E0 m4 HI'd like to draw 100 yuan against this letter of credit.
: I# z$ Z9 Y+ J$ H: h( R2 A* \. O我想从这份信用证上提款100元。' q' g; B: O5 D1 r1 `4 ]
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May I draw money against the letter of credit here?
& Y& k# \7 U8 D+ T  x我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?3 ~% z/ W1 N1 ]9 j7 H/ v
能否把存款结余金额告诉我?
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Please let me know my balance.6 {. f. a0 V- k- A0 F; j
请告诉我结余金额。  G5 |( b7 Q) w6 ~; u. p- I( x/ X

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I think you can draw on this account by cheque in payment of goods.: _7 E7 t$ U- h; }8 U: ?: {" T
我以为你可用支票提款支付购物费用。0 m( R$ F7 k3 l" s  {

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Your balance at the bank is 300 yuan.. r9 I2 T0 s! |7 O1 ~; R
你在本行的结余是300元。2 y: j% ^0 j& \) m! Y

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# P, F: X" G0 M2 c' [- JYour deposit is exhausted.6 x: {6 f$ A- I1 }
你的存款支净了。4 m+ W3 E7 I* [$ L: A

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Your letter of credit is used up.
  N$ \' l0 k/ m+ @0 P, J3 m4 J你的信用证用完了。
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Please tell me how you wish to draw your money.
. H9 J/ d% Y6 l: r/ d# G请告诉我你希望怎样支款。) F  l5 y: v. p+ @

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5 i4 ?/ U! `" v6 C# n- F! T3 B3 \Fill our a withdrawal form, please.3 A6 Z6 _: o( u* y. s5 m
请填写取款单。
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1 d2 A0 L$ S' z1 z. GThe letter of credit is exhausted.
% l; Y5 [2 i7 e/ j. k4 c( t3 y% ~信用证上的款子已提清。
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+ }  }! h! x: _The letter at Counter 6 will pay you against your number slip.
8 q6 n* o8 p! `9 T+ j六号柜台的出纳员将根据你的号码牌付给你钱。 ' H: i' v$ ~4 [% x. V: c2 D

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" @; x/ Z) b% KUseful Words and Phrases
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) q& d) N; B* G3 w3 `7 uto close an account, to clear an account 结清
8 _; S" t* X6 m9 R% sto draw money 取款  |+ z! G" B3 u8 f
drawing-out slip 取款单/ O0 k9 T4 i% A. S) b, |
the number slip 号码牌5 q9 n9 h" o" u; M# n% y
a withdrawal form 取款单, ?$ ?; S! ~" l8 z8 I/ D# Z
to fill in the receipt in duplicate 一式两份填这张收据) k; W) l( I$ U, u) p+ r
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
大型搬家
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
1 f% W2 `. z( N# K7 g) |8 p5 W: w* w好,已收藏!
4 e% b$ C7 x% M6 D( t: l
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层

2 W) f9 g% I; d; F: M5 y
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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