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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户  B' }/ C; D2 D6 [4 y, ~3 P4 O; B- v
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What kind of account did you have in your mind?
: J" Q2 _2 L* ^8 Q7 p- W你想开哪种帐户? 0 t% t/ {- \  \3 Z6 u- K) l

+ n9 w; j$ h. d# S, \5 CDo you like to open a current account?
% ^5 s3 o% g9 i/ L2 Q/ C你想开一个活期存款帐户吗? + a* k6 t. _7 D3 N9 F
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A deposit or current account?
; |" Q% \) R! v9 C3 f; C定期还是活期? " ^: Y: ]' x4 T5 `% o; ^
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Please tell me how you would like to deposit your money.8 n2 y$ ~% m. Y& e$ i4 b& i
请告诉我你想存何种户头? 7 q. R' K  P, D2 P9 k2 o
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There's a service charge for the checking account but no charge for the savings.0 V* T6 n+ t, m. R0 q
支票户头要收服务费,现金户头不收。 / v, z# s4 Q  Q/ u

1 X9 j4 \! i9 k7 z/ xOur minimum deposit for a savings account is 100 dollars.
# A% k* O, v' r' u# Y我们储蓄存款的最低存款额是100美圆。 5 I0 ?9 `0 L: n. j0 A4 D

, ?- H: p% M: q7 JFive yuan is the minimum original deposit.
' k$ O* U3 B$ w最低起存款额是5元。 ) J3 l; E- S/ x5 \
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You can open a savings account at any time with an initial deposit of 50 dollars.  ]: g0 {0 q# Z) z
你可随时以50美圆的起存额开立储蓄帐户。 * E/ J4 f8 A0 }; ?

" ?2 M& ~  R0 v6 L. C9 ~, g& o4 |Even one yuan is all right.  ~; j( @5 W/ j6 w, u- J. U, U
甚至一元也可以起存。
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' B+ S# y) u( ^' _Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.4 ]3 d& x+ P8 {, i- a
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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. T- K4 D. D2 r9 A$ JI should like to open a current account.8 ^7 q8 n- q' t: Q7 J6 P0 p
我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.
( q' R5 u2 r% ?8 m: V, ?5 W我需开个支票帐户,这样就能付帐。
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9 Y* h+ u; b" F+ F% bWe'd like to know how we open a checking-savings account.
8 D: U9 v9 ?* A) I1 L我们想知道如何开一个支票储蓄帐户。 ) z$ W: S" [7 R* O7 u) Q+ T2 a( j' y- J

$ k0 v, o4 V0 @" tI have a checking account here.
( W0 a; Y$ A5 N* L; O我在这里有一个支票存款帐户。 6 |  v1 d6 h4 {
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I think I'd like a deposit account.
) U" F. p$ b9 P) D2 h3 T我想要开个定期存款帐户。
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Can I open a current account here?
+ _' q8 J  s3 ?( d9 q我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.7 p  g. ]9 R7 k: a0 O
我要开个储蓄帐户。
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& q; z! l. I3 }! z/ ~8 o$ A# J" cI'd like to open a deposit account with you.4 |2 M2 W9 S, t5 w; a
我想在你们这儿开个定期存款帐户。 $ z. R0 @  R  }, S& @8 a4 G

- ^- f; ?3 d  JCould you tell me the difference between a savings account and a checking account?$ V# j/ h; U' M0 `2 w) c6 S* v6 e
请告诉我储蓄存款与支票存款的区别好吗?
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1 r9 I7 k' g' o* nPlease tell me the procedure for opening a savings account.
; [8 ^7 p+ W# n9 s请告诉我开个储蓄帐户需要什么手续。 1 x7 m- ^+ A) r8 c& b- D7 y
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Will 100 yuan be enough for a minimum deposit?
% d' ]; `" r& c, @, I100元作最低存款额够吗? 1 p  s9 j+ m7 T
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
* d4 A4 x# `0 h我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?
' k) w0 c0 z2 f请告诉我如何经管这个帐户好吗? 7 v+ o9 s) G! v

0 s* o  k2 Z4 y! F" hIs there any minimum for the first deposit?  c4 X2 N1 w+ D  g( v
第一次储蓄有最低限额吗?
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How much does each account cost?) \, r6 e- {; F# I! M( g; A
每个帐户要花多少钱?
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# U* ]9 S7 B+ i5 d1 T$ TUseful Phrases
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, r9 ~; ~' c5 ]current deposit, current account 活期存款
4 l; w" Q- \: F9 s: o/ `fixed deposit, fixed account 定期存款- l4 e$ A; D6 \! H  j
fixed deposit by installments 零存整取
" G6 o2 k  @! i" ^2 _. Q1 Ijoint account 联名存款帐户" e9 Y6 {4 g8 W6 Z/ ^- X" s# Z
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款# R) p  j0 b" x' n8 u- e2 g( T
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How much do you want to deposit with us?- W' b, \* {# K% l
你想在我们这存多少?
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" q- k7 R: N& D8 f" k( S2 Q) kHow much do you wish to pay into your account?, Z* j  N: |! @! Y) ?; @; u
你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?
! X1 b7 O* T! f" K; `你计划在你的户头上定期存放多少钱?5 J! e. n! k5 |2 W

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How much cash do you plan to deposit in your account?
& P) O* u; H: w- {& T) |你有多少钱要存入呢?; Q, L4 `' i% f( ^
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/ Z9 t4 x6 C# H( TI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
% m+ _! V$ i( f' v9 [. l我认为你可把钱存入银行,或留在银行暂保管起来。  q' q6 W" l3 ^* P# {

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- J" H  q( Z% n8 Z; u" q) TWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
3 c5 V' O, x. }, @请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.2 r: r$ ?2 t) g7 x
我想在我的户头上存300元。! I  v" S, w) X1 J; }3 F9 K+ F7 y$ i

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I want to deposit these cheques in my account.
/ T* a: ~, z3 m6 F) O2 @) g我想把这些支票存在我的户头上。: u! L) y, E0 p( w5 E

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I'd like to pay 200 yuan into my deposit account.5 N# t7 Y. n$ k; U
我想在在我的定期存款户头上存200元。5 d- b, g8 `" G- }

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I want to deposit my paycheck.* U& G# \( y) x% |: A8 E  `
我想存入我的工资支票。$ q* X: J; |& f) x6 a( B8 I
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I'd like to know whether I can cash a cheque here.& \$ ]; j7 `. y5 l3 h. R0 l
我想知道我能否在这兑换支票。+ P6 o! o6 J" ^3 }' ?8 N6 M
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+ i7 F% L" X3 T3 g+ O: K! _9 IWill you please cash this traveler's cheque?
; w2 N6 H: A7 d$ U请兑现这张旅行支票好吗?
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I'd like to cash this money order.+ s( w/ @2 `7 S) t( }; ~' r
我想兑现这张汇款单。$ [: S; p/ x2 C7 i9 A

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I want to cash the balance of a traveler's letter of credit." X. Y" v2 {: s1 j( o
我要把旅行信用证的结余兑现。  J% h$ P5 L9 ~) S

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Will you please tell me whether you charge for cheques?
( f% O) F0 o+ E# ]( n; `) O请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?# l) Z4 }8 z) `5 O. |# [; l9 i7 `
请告诉我这些支票要花多少钱?
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What if I overdraw?: S  I& E( P- T# q3 b4 Q* f9 N
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.
3 k' j2 P4 L  \! i4 T, ~* i如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.
. L5 q4 i9 `+ F0 g3 ~9 b请在支票背面写上你的帐号。! X1 ~+ t& G$ V$ q" f% W5 n9 ^, i' }( h
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* J" `  e3 _0 ~" Q, wWe honored the check as the overdraft was only 5 yuan.
% Z& s" z) n* ~* M: {( [我们承兑这张支票的透支额只有5元。3 c. y3 c% u# n" H6 G, G

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Please endorse the cheque.) [9 {; G+ ?8 D2 m, r
请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.
' b6 Z, {6 p5 s旅行支票手续费是购买总额的1.5%。! N$ U" b% `3 W( L0 d/ d
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
- X2 _5 s& g0 r( s这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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7 S3 W- `* t4 F' YEach cheque you write will cost 2 dollars.
. \+ `7 s. Z$ A! F( r- l& [你每开一张支票将花2美圆。7 g9 J9 p2 G! L4 @/ b
 
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Useful Words and Phrases 4 u  f% Q9 T, p$ R4 Q% H! T
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account number 帐目编号
. s' K! v# p- G! H1 cdepositor 存户/ L, _; l# E  i" I, O. G# w
pay-in slip 存款单
7 F* }' k/ {( T; l6 {. q, W* J7 Ya deposit form 存款单
) O/ W" E9 ~" b/ i/ ^* q0 Ua banding machine 自动存取机
3 @: r) o& [. c9 }7 zto deposit 存款
) Y4 n( N6 ?0 V. `* qdeposit receipt 存款收据
: T: o+ N* q' Q4 u$ R) n- nprivate deposits 私人存款9 ?2 j7 y: A9 J3 v* F6 K) N' @( K' E; P
certificate of deposit 存单( `' y$ B) F, k0 m) `
deposit book, passbook 存折
9 R" O1 E/ ]3 ?! A$ T6 Q& k' kcredit card 信用卡9 v1 ?; V( m: q  x0 q
principal 本金: h4 m' Q* V4 j% B; k9 P  a
overdraft, overdraw 透支
" b2 ]2 |, q7 w+ Gto counter sign 双签+ N4 z+ D5 Q. m2 G9 @8 P) Y
to endorse 背书2 P5 [. i3 c- m
endorser 背书人
! l* ?3 k0 h! h2 |/ B" ato cash 兑现
0 N7 i: k9 V4 X2 tto honor a cheque 兑付  f( m; i0 V  n9 e3 u- ?. @$ _
to dishonor a cheque 拒付; v/ _1 Q7 u/ e, }9 T" j4 K6 x
to suspend payment 止付
: u3 p5 v- ^1 Y7 ycheque,check 支票& }5 Q: U# @" ]+ C' j9 {2 w
cheque book 支票本
2 `9 @' i) W4 ~4 V& |order cheque 记名支票
/ X6 H, g, p# A: h+ G7 U8 I7 rbearer cheque 不记名支票
0 |% O+ G) j9 n2 ]; X! x) c5 tcrossed cheque 横线支票7 l$ z* a) v+ ~9 B; k4 Z8 t5 i2 f
blank cheque 空白支票
1 k( [: O) ~! ~; M5 Q; {' Trubber cheque 空头支票
0 I* j' L" m- j0 s. e" }cheque stub, counterfoil 票根
9 O; A6 L. B9 c( F4 t2 hcash cheque 现金支票% A- e& [; j. D2 J4 t6 b. P
traveler's cheque 旅行支票
" d6 \5 \0 g' m9 u2 h: o- _7 D( lcheque for transfer 转帐支票; d$ C. F3 u' {1 h( P* s; E+ Z
outstanding cheque 未付支票- [1 O4 B8 h* O
canceled cheque 已付支票% l) m+ e0 I0 q5 g: F$ w
forged cheque 伪支票
! Y. y! @( k; J) P0 n8 b: JBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.5 D4 {, H! G" q& [6 y
我想知道一下我是否能提取存款来支付天津购物的费用。; e' d2 o! ]6 P4 o  D7 a" g

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I want to withdraw 200 dollars from my deposit account.* ?" d1 X3 r% r# Q+ A
我要从我的定期存款中支取200美圆。( I' H  O  K9 m8 J
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I want to close my account with you.$ E$ k. |) v: m6 s# c5 d6 ?# o
我想结束在你们这儿的帐户。
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. I; a' z* R2 _$ O5 iI'd like to draw 100 yuan against this letter of credit.2 I3 O) B/ k6 U: p
我想从这份信用证上提款100元。  |5 d. ~0 w7 \+ g) I
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May I draw money against the letter of credit here?
. A! v! q9 w: [7 _我可以在这儿用这份信用证取钱吗?
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) L0 B! L  g' n+ P1 ICould you tell me my balance?; C6 F2 m/ h1 `( _1 f
能否把存款结余金额告诉我?
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Please let me know my balance.9 R5 A& S1 }$ s4 p: d
请告诉我结余金额。: v9 V7 E" V( ]+ h7 e- \

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I think you can draw on this account by cheque in payment of goods.
1 `. }. e- }' ~. j& Y我以为你可用支票提款支付购物费用。2 }, I" v# ~7 \9 Z
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3 \! {" x* Y) R& HYour balance at the bank is 300 yuan.
3 H( p5 {% d' n7 D你在本行的结余是300元。
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Your deposit is exhausted.
5 c7 F4 V, R- a0 l你的存款支净了。0 {; e+ S; |3 p) C! `6 s- E
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Your letter of credit is used up.5 t& _% W, ^& y9 J% {$ u( m8 H
你的信用证用完了。3 K, ]3 y0 z4 H
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* N6 u* O- M1 e2 }8 t2 [; G) APlease tell me how you wish to draw your money.
" q; y& N, M, X# ]+ `! I4 d请告诉我你希望怎样支款。2 r! Q5 p/ x" [- @/ L! K4 m" Q2 |" h

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Fill our a withdrawal form, please.' E2 k! _! }: k& h! c& x0 f" W
请填写取款单。
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The letter of credit is exhausted.& p$ I- t# E2 h, I# [
信用证上的款子已提清。0 E: j8 r) k& }# s( g: ?
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The letter at Counter 6 will pay you against your number slip." R' `5 z2 ~$ ?/ `6 t$ o
六号柜台的出纳员将根据你的号码牌付给你钱。 
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! y$ U. D, }+ N/ o5 _8 A9 @Useful Words and Phrases
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to close an account, to clear an account 结清
, D! V) v4 N, H  e2 Xto draw money 取款% g1 z3 E5 D2 R
drawing-out slip 取款单' v$ X- _- h; d" u0 `2 ~/ B6 ^, r
the number slip 号码牌! n. [4 a7 F0 [
a withdrawal form 取款单
5 K. a$ \" h+ `to fill in the receipt in duplicate 一式两份填这张收据
/ @7 z$ Y- R; U; F# w( kteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表/ @) V4 G) d5 Y: V1 j
好,已收藏!
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Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层

) Z' h. D$ c+ R! H
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老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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