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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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& Z8 z3 v3 j/ M3 O" D) @1 JWhat kind of account did you have in your mind?
  H$ h7 r* r; I$ {' \你想开哪种帐户?
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Do you like to open a current account?
4 t" A! D: U  l% `- S8 k你想开一个活期存款帐户吗? 5 i0 U( y' I) _5 V  P4 j) H& ]/ c

9 C- Z1 K1 g! CA deposit or current account?: F: C4 Y* k& l( K# h9 I& Z
定期还是活期?
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Please tell me how you would like to deposit your money., c' a1 }- M) F; l
请告诉我你想存何种户头?
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1 [$ q: |# k0 D- ^/ r+ gThere's a service charge for the checking account but no charge for the savings.
* X  \6 D# e. S: ], G0 N" y支票户头要收服务费,现金户头不收。 8 j5 x2 l, v: ~3 t% Y4 U
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Our minimum deposit for a savings account is 100 dollars.
( K6 o! W1 S: r* u我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.! S- A) h- b! @  a
最低起存款额是5元。 ( X8 y+ [$ i& ^$ p% O# O
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You can open a savings account at any time with an initial deposit of 50 dollars.+ w; d( P9 U0 p  Z2 \
你可随时以50美圆的起存额开立储蓄帐户。 # L. d: K, X) t+ Y% Z

% m  D* s, V& D% r/ P8 IEven one yuan is all right.
0 |5 p* x) v0 J- u$ v; P1 M甚至一元也可以起存。 4 H/ S( a3 h- k" e
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.7 w1 m% M- G& b, R7 f% o3 ^
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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+ T5 E& {. B0 UI should like to open a current account.
3 P/ ?8 @$ l: T9 F  y我想开一个活期存款帐户。
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# Y, i- H4 z: O+ u: MI need a checking account so that I can pay my bill.
5 o8 D/ u4 S1 O9 i: j我需开个支票帐户,这样就能付帐。 : p, v0 u6 t6 u9 K7 t% y$ k0 B
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We'd like to know how we open a checking-savings account.7 |+ C: L- {% b) Z3 J: x
我们想知道如何开一个支票储蓄帐户。 4 |0 f% b2 X% E( i. X

& s. P' J: ]: b5 k: AI have a checking account here.
3 n( M& k6 F# L: k. H1 T! z' F/ C2 G我在这里有一个支票存款帐户。
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I think I'd like a deposit account.
2 m& T3 Y+ c! B* n+ b  D8 z我想要开个定期存款帐户。
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Can I open a current account here?
* E% L0 B4 u5 I9 d3 Q" |我能否在这儿开个活期存款帐户? 3 S3 Z! i; L! T% d: X, j
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I want to open a deposit account with you.) N5 d% j. ?/ K" k+ o
我要开个储蓄帐户。
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' N& q( ^, T- [& r- x: c9 G5 QI'd like to open a deposit account with you.
: [" Y2 d  M/ y% P我想在你们这儿开个定期存款帐户。
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( ~& Q) I8 a" a/ B& @0 j7 ZCould you tell me the difference between a savings account and a checking account?
9 H: O# @) ^+ ^; N' v8 |/ a请告诉我储蓄存款与支票存款的区别好吗? $ `" z9 a# T! s- ]! s
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Please tell me the procedure for opening a savings account.- N; a+ X: D9 \: {+ b' k
请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?
3 @1 B/ [$ ~2 S7 _100元作最低存款额够吗? 5 E) O, ]9 f6 r4 a( Z: w
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
  `2 ?/ X( [3 ^; i: R1 a我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?5 y" `/ \5 ~  v, S3 v& {
请告诉我如何经管这个帐户好吗? 6 e! P0 d- p7 X8 @3 Z

, O; Y4 c1 Q" `/ ~Is there any minimum for the first deposit?
% a# b$ j8 X6 i) S! y第一次储蓄有最低限额吗?
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How much does each account cost?! E1 n/ z3 Z0 V" S6 j6 [/ A3 c
每个帐户要花多少钱?, T  w# t9 I+ t
 
6 G$ ~) }6 J1 m. J; S+ oUseful Phrases
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! w6 p* ~' Z  Vcurrent deposit, current account 活期存款& ?  ?! ~; i4 D+ m$ i( s9 P  D
fixed deposit, fixed account 定期存款
/ p0 p. A$ f' W6 [8 ]fixed deposit by installments 零存整取
$ H- B! L1 i7 ?$ j* H( mjoint account 联名存款帐户$ o4 i  A2 @; d$ R0 C
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?3 B, {  b7 a, `4 O7 v* C
你想在我们这存多少?
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8 W2 K# D9 V: _) |, jHow much do you wish to pay into your account?9 X" T. p5 Z- N' F$ o9 B, K; B3 l& Q
你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?
9 f+ Z/ m: r  S$ R你计划在你的户头上定期存放多少钱?
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6 w  G/ O! M& b8 q5 {How much cash do you plan to deposit in your account?
; z6 [3 h0 r* e, e& T" N你有多少钱要存入呢?  q2 C4 j" F" q
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
. [% J0 r% }0 a- s3 F- u" ]9 C我认为你可把钱存入银行,或留在银行暂保管起来。3 a4 E) l$ Z" t. M

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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
  n9 \1 l' N+ t& e& b* V8 c请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?4 x% N- w* P, h$ f  O8 a

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8 k  d- M1 D* Z" R# }I want to deposit 300 yuan in my account.
: }: Q& K/ |1 o/ V- `& F3 ^我想在我的户头上存300元。8 U. y1 s5 a% r5 w4 \

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: b: Y, z+ w% G) r! ?& ZI want to deposit these cheques in my account./ N4 }9 i1 Z& [; [% s. y. Q
我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.* c7 O, ~7 J% k5 x' L( V7 a
我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.
( E$ x0 c8 E+ G3 U- I  L$ m我想存入我的工资支票。7 t3 D8 ^: p1 a2 Z: n
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I'd like to know whether I can cash a cheque here.
5 P) M( t5 o! M. R) h4 g我想知道我能否在这兑换支票。% v+ F4 z; ^% u7 [- I
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Will you please cash this traveler's cheque?
4 d0 x% c6 J9 v! h* x0 `请兑现这张旅行支票好吗?
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% |6 W/ Y+ J9 w9 Y3 ]I'd like to cash this money order.8 ]& N3 {3 U8 w* Z' X  \
我想兑现这张汇款单。5 I( T. e8 s* k+ }: E

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3 f( R0 R; V2 {8 c# Z7 @, SI want to cash the balance of a traveler's letter of credit.% ^5 L( C+ y' z, Q7 q
我要把旅行信用证的结余兑现。
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, F* z- c- X' j4 b: Q; yWill you please tell me whether you charge for cheques?3 u- [5 R3 w  h6 s! c
请告诉我兑换支票收手续费吗?, |9 Z/ j  j* d) E% Y

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7 c  _3 Y( `) c6 h: l( S% KCould you tell me how much the checks cost?
* {7 q% _; }) G! V请告诉我这些支票要花多少钱?
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What if I overdraw?5 w7 p% T/ U8 y9 t4 w$ ?+ N
如果透支了怎么办?' I; ?: @+ Q3 W1 Z0 G9 j- @
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Please sign your name on the bottom line if you want to cash the check.
: o6 |. F' ]' W- H# ]5 c如果想兑支票,请在底线上签名。$ G3 E8 M/ I( W9 k0 W
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1 T& ~7 B9 |# u8 _  t+ P6 BPlease write your account number on the back of the check.
7 g2 [9 {+ I/ P. |% `请在支票背面写上你的帐号。- O9 [' ?7 w! L/ Y) d% y

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0 x' E' O- I* N% `7 lWe honored the check as the overdraft was only 5 yuan.- U! n7 P+ A/ Z7 @. h
我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
( X! u# J) B& O请背签这张支票。7 I& U: Z$ u; `; Q9 j  d1 n9 L
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The traveler's checks cost 1.5% of the total amount of purchase.: F8 ~* ~& v9 C/ A( n& \2 x3 h  R- \! M
旅行支票手续费是购买总额的1.5%。' R( s( I& M* m0 p. i, _7 u; F
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
  \, t/ b6 o; E& m; v" j* T$ y8 a这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。& K, H% ~, v/ V1 d) C
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Each cheque you write will cost 2 dollars.& [- d4 ]. s5 ~
你每开一张支票将花2美圆。
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Useful Words and Phrases , R  @2 T' {2 V6 |" _( n

: ^# a' K& `1 s! _1 kaccount number 帐目编号  I& E1 t6 d  D* c2 D
depositor 存户
5 v, n. {$ L5 q/ {$ kpay-in slip 存款单
9 ~0 a% d4 d; M( @7 da deposit form 存款单1 W# f) T3 S% F  r0 E
a banding machine 自动存取机
4 `4 r( @2 S& O/ fto deposit 存款
* n: X. B5 y0 J' |4 Xdeposit receipt 存款收据
( r/ t) h) {: d0 M' Yprivate deposits 私人存款: m7 m( V! n% p0 y* h
certificate of deposit 存单* @6 B/ _* a" O) y$ o2 f* Q
deposit book, passbook 存折% A% w, d' g$ w* t
credit card 信用卡9 W1 d$ B% b! `& q: s3 C; H
principal 本金
) L) b. H; [3 C. S$ doverdraft, overdraw 透支7 l, r: s. f+ z
to counter sign 双签8 D/ C: x/ l( ~( H+ f+ z
to endorse 背书9 @' E3 r% ~; ]$ z
endorser 背书人
) ~! r  o, M  x3 k. {$ qto cash 兑现1 b& T* q" V, s6 C4 A4 m
to honor a cheque 兑付0 }7 u6 f, Q# f' F" @6 m) u
to dishonor a cheque 拒付
# ~1 U+ @+ Q! e4 e! j1 Jto suspend payment 止付
/ m# f4 e2 @. T- l  j8 ]cheque,check 支票, r" K. ~8 r. C1 |
cheque book 支票本
4 ?& f  B6 i+ M1 ]order cheque 记名支票6 ^$ }; ]: z' j* p. O
bearer cheque 不记名支票
! }& \* K3 j  V- U( J9 `6 Ecrossed cheque 横线支票
& K7 ^- z/ y. |( \9 x( h2 Vblank cheque 空白支票
8 J  N6 L/ y7 Y) r- O! m0 wrubber cheque 空头支票: n9 a) l8 M! `% E: Z- v
cheque stub, counterfoil 票根
: f' a0 L4 H, o* T) z( C  m/ Bcash cheque 现金支票
( l7 c3 g# ?; J( t4 T6 Btraveler's cheque 旅行支票
8 Q7 ]. J8 J6 T* scheque for transfer 转帐支票. l6 E+ q7 M2 ]- T
outstanding cheque 未付支票& I5 z- E4 r# B3 w2 u8 F( N/ y( K( f
canceled cheque 已付支票
! E3 S/ C  F% l: I# Vforged cheque 伪支票( C$ g/ E3 n6 Y
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余8 B* x7 D7 o7 ?5 T! s0 O# T7 f

' B- \; E7 q% j3 G1 X/ i7 X$ WI'd like to know if I can draw on my account for payment of things I buy in Tianjin.+ j& _, I9 ^& N1 s% k! t
我想知道一下我是否能提取存款来支付天津购物的费用。# b* O; [0 m2 l- b$ a& F4 G& ~" u2 Q
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' h1 q0 C* M, m# mI want to withdraw 200 dollars from my deposit account.1 _! X4 y6 j+ l9 d
我要从我的定期存款中支取200美圆。
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/ |9 ^+ ?% w0 G$ q, H, ?- U0 L& V( vI want to close my account with you.
8 _) ?# ~7 Z6 d7 W+ d7 f+ e4 c我想结束在你们这儿的帐户。
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+ f6 j# E/ u/ N: h. x7 LI'd like to draw 100 yuan against this letter of credit.
3 ]) W' }6 E: u' a我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?- G5 _4 D/ d7 P; K
我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?+ D+ X0 e# p  k: s- m. u7 k! b- s
能否把存款结余金额告诉我?$ ^1 z% ?+ L  \: G0 J/ b3 c: |- ~

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Please let me know my balance.
; G; }/ u. q5 m2 H7 d* V请告诉我结余金额。
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( c& `' }( [+ o2 ^! Q+ z" A7 m4 LI think you can draw on this account by cheque in payment of goods.7 s5 _9 E, ^0 Q' \; t
我以为你可用支票提款支付购物费用。6 M9 R, W4 v; T' d% {
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Your balance at the bank is 300 yuan.  q, I, q. p" U* I  \; T8 _
你在本行的结余是300元。
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+ _1 M6 ]- P/ k( p  L& k5 ?Your deposit is exhausted.4 \' c/ J% L1 N: V8 X
你的存款支净了。! s: M4 t3 v& ~5 m! K4 s0 O) t7 ~

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0 o6 w; J! H! z" y$ \Your letter of credit is used up.
# w1 f. E; j8 q! l* r你的信用证用完了。
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- W1 c  n% L$ ZPlease tell me how you wish to draw your money.* {$ j- t  v6 @# Q+ o$ S
请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.- \" |8 n: H4 o& u
请填写取款单。
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The letter of credit is exhausted.
' @8 o2 x% m% _. `! w  J5 b/ M信用证上的款子已提清。! W" s; a9 m7 f% I( \

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3 }) j% B8 b, h% A6 }+ c; r' FThe letter at Counter 6 will pay you against your number slip.; m3 N3 _- n% f) F6 v8 ]0 o& s4 l6 T
六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases " G0 B. ?$ e2 m4 k6 P4 c/ ]

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to close an account, to clear an account 结清
% u# ~5 |/ A; m9 n. |to draw money 取款
. p  \" n* ~5 [& _, a% ]drawing-out slip 取款单
" P; x; y; V3 J0 O; ]" ?the number slip 号码牌
6 T# Z: F; p4 b: l: W5 F& {6 ha withdrawal form 取款单* |) @$ I- z, O* {1 [& J
to fill in the receipt in duplicate 一式两份填这张收据) t  R- u5 b& V/ {4 w9 }' ?# C
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
# i. k) Y2 a9 \+ l, m好,已收藏!

$ V- l* F) n4 E( wMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
4 M6 C% N% I2 W
大型搬家
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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