as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 6 [ E0 X7 {- l. F. d; j' V3 ^; ]7 } : r3 Q, L. f6 \ w$ ~Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....