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加拿大最好的活期利率 RRSP TFSA

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发表于 2010-1-17 11:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。- A  \9 y2 P% s

& ~5 H' n" M5 `  o开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。/ }/ ]+ [) R( p& n3 N
- R7 T6 z# `& ~1 B7 [7 t
注意申请者需有SIN。! z& F& M2 z/ l# M3 v

: Y% G+ g/ P  JING DIRECT的所有利率情况如下:
/ E9 b1 i; Z/ t+ ~Investment Savings Account (ISA) 1.35%
% c6 B8 L' V1 `5 n/ f5 k  k, kUS$ Investment Savings Account (ISA) 0.75%
7 p- A. \4 u0 g  x& ^RSP Investment Savings Account (RISA) 1.35%' f% s* |. q8 b/ o: v
Tax-Free Investment Savings Account (TFSA) 3.00%
! I4 s3 v2 m; i8 B/ JChildren's Savings Account 1.35%; H3 S% y+ d% t0 I
Business Investment Savings Account 1.35%8 y5 u  P8 _- r4 ]6 `8 g
US$ Business Investment Savings Account 0.75%- i" e- [: r5 N: m
Guaranteed Investment (GIC) - 1 Year 1.25%! \3 `& H) |; E
Guaranteed Investment (GIC) - 1 ½ Year 1.50%2 E8 h3 X* w/ Z7 Y" b9 t
Guaranteed Investment (GIC) - 2 Year 2.00%! i4 d9 W5 B- W6 g1 n
Guaranteed Investment (GIC) - 3 Year 2.50%8 O: {" Q+ b# }  D# P: |
Guaranteed Investment (GIC) - 4 Year 2.50%6 o  X0 W2 v; }. ~
Guaranteed Investment (GIC) - 5 Year 3.25%4 J4 C( t* b/ A2 K/ I" q, k
US$ Guaranteed Investment (GIC) - 1 Year 1.00%) b6 R+ e  a; B4 Q
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%' ~( V: @% Q' ]) z2 C$ i( m
US$ Guaranteed Investment (GIC) - 2 Year 1.25%
$ Z8 X# Y1 G0 X9 G0 k  W( BUS$ Guaranteed Investment (GIC) - 3 Year 2.00%5 d* F- \: a" m, P' a( P
US$ Guaranteed Investment (GIC) - 4 Year 2.00%1 R: b+ y- r+ z7 K' A* F
US$ Guaranteed Investment (GIC) - 5 Year 2.00%
6 t/ b! m  [' V0 B; |- T* BShort Term Guaranteed Investment (GIC) - 90 Days 0.50%
9 c6 Q% b6 M7 S1 E9 pShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
/ [1 E1 L7 i8 L1 w- _  m9 {Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
( A2 r& w3 M" b" [9 b+ kUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%! V# q. Z" Z" G8 {. n% d4 [
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
" J3 D7 B: {/ j0 n( L5 S( @US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%7 ^+ i) W( R6 E7 U
Business Guaranteed Investment (GIC) - 1 Year 1.25%9 L/ D* ^  {5 c* R
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%, I& s- ?* K  }5 t
Business Guaranteed Investment (GIC) - 2 Year 2.00%
+ e7 @, V; l  M: p+ o6 wBusiness Guaranteed Investment (GIC) - 3 Year 2.50%+ X2 {  J: w( y" N/ X1 Y4 }
Business Guaranteed Investment (GIC) - 4 Year 2.50%
1 P  b; g$ w! _7 WBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
/ `  Z7 ]) p6 }% zUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
6 f! r2 c7 @8 x# WUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%; W/ g" o" V# U7 N
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
; S7 x5 r- d  u; s4 V: j/ N& ^US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%3 |# q0 ?. c/ D. ?: o
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%4 w% E# h& X' G9 z: c3 r8 c+ R
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
* f9 g, t) a- J5 \Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%: d, }$ \+ V( j  s7 b5 u8 W5 D  q
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
! Y: @( Z# u9 FBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
$ s; [+ t$ t, u( T  a1 M2 SUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%! b8 R. _* L7 g) y9 V8 Z
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
; V" x  y- d# zUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
1 }. P4 w; X* I1 E  u! aRSP Guaranteed Investment (RGIC) - 1 Year 1.25%
" H0 D7 l# x" fRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
% b5 F: M6 P- @$ r) S/ lRSP Guaranteed Investment (RGIC) - 2 Year 2.00%' G/ v: M! x: f" E
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
( c- h/ ~  p. V4 s0 G: lRSP Guaranteed Investment (RGIC) - 4 Year 2.50%
+ ^8 Y3 R$ t# K1 O6 xRSP Guaranteed Investment (RGIC) - 5 Year 3.25%
1 G# h, H+ C: s6 c" `& [Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
% z; E+ t  L* r8 X- EShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%: ^0 P6 v3 K. `2 I. ?  U. p
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
5 G4 @5 Z2 d: MTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%" ]3 b3 {, g6 ]/ ?  N. c
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
( g0 J6 D5 ]3 Q* wTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%( `+ r" T3 b. o& U8 b
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%1 R: W0 G8 B0 K+ L
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%; M  |8 `1 m2 `9 W3 z
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%8 K; o9 `% e3 Q( z6 J
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%& g/ I3 W3 i) i/ v) P" K
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
  {* }, ~, g" F! J6 A; Y! {% l: ETax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%% j1 Z( W& e$ ^6 c" ], n1 ^; k
Credit Account as low as 3.95%. a8 v2 m' r2 X8 E0 ^) _! W
unmortgage - 1 Year 3.39%
+ V- V$ O6 Z* |) E" Eunmortgage - 2 Year 3.59%
* W" j9 f$ K8 n. {' ]unmortgage - 3 Year 3.65%
$ }& Q, j% R( c: _. X8 r  \) q4 ~unmortgage - 4 Year 4.09%4 ^$ S+ m* w# A
unmortgage - 5 Year 4.49%  |* ?/ ?" j% V% E& ^4 I' R* u( G
unmortgage - 7 Year 5.50%) x* L" N: g* ~. w9 f
unmortgage - 10 Year 5.50%4 O# [& Y' F" f5 _* l9 G
unmortgage - 5 year variable
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