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加拿大最好的活期利率

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发表于 2010-1-6 17:56 | 显示全部楼层 |阅读模式
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。.那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 ING DIRECT也不是取代支票账户的,是一个很好的补充。
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5 G2 x/ y* Z8 _) K& p) f2 S; P, j开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请,如果填写orange key是 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,就可以拿到2000块奖金。
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$ M$ @% s: ~1 Z* Y3 U4 E+ M- rING DIRECT的所有利率情况如下:
& M3 m6 `3 D  @: {' q1 f5 C; i6 G9 S; \# I" s4 {4 M; k# n- L' f

' S# ^; M5 {3 j  m+ \) N! OInvestment Savings Account (ISA) 1.35%" ?* E3 z3 G" n4 a, o' w5 m; @
US$ Investment Savings Account (ISA) 0.75%  [+ ], N6 m1 E7 e, k% F, C
RSP Investment Savings Account (RISA) 1.35%) x, b! e1 E' b/ |" D, s/ W4 h) R
Tax-Free Investment Savings Account (TFSA) 3.00%* B: W  s9 v6 h
Children's Savings Account 1.35%) K" p; ^7 V- p9 ~* b/ |
Business Investment Savings Account 1.35%
6 z6 A' Q3 G6 ]2 vUS$ Business Investment Savings Account 0.75%
* p$ c. T5 {+ U+ EGuaranteed Investment (GIC) - 1 Year 1.25%& d! y- [% k7 F) `7 g- z
Guaranteed Investment (GIC) - 1 ½ Year 1.50%
4 @- A$ m+ D$ {/ c' e: B% jGuaranteed Investment (GIC) - 2 Year 2.00%
3 E/ B! f1 T9 C5 {6 G& |8 h* U' `Guaranteed Investment (GIC) - 3 Year 2.50%
& C3 V: Q$ E9 Q; CGuaranteed Investment (GIC) - 4 Year 2.50%
% ?3 M6 o- C, M# A! K% s/ Q: x7 J6 h1 rGuaranteed Investment (GIC) - 5 Year 3.25%# H+ j  Y  g$ w7 H- H  W' }* h
US$ Guaranteed Investment (GIC) - 1 Year 1.00%$ l# j/ t8 @) s- T" |
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%9 w0 H1 t3 d: V1 m( s
US$ Guaranteed Investment (GIC) - 2 Year 1.25%
3 ^& _% H+ j. i% y  Y/ eUS$ Guaranteed Investment (GIC) - 3 Year 2.00%* G! z/ R0 M6 c/ Z' F) k: y( _
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
2 E4 f  s& C: j1 Z9 \0 L" d9 TUS$ Guaranteed Investment (GIC) - 5 Year 2.00%
9 y7 @! b; b" G# |% ~Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
8 J9 A' _" a+ b1 }6 t7 m7 WShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
) l- Z0 L* ^0 W# D; L3 LShort Term Guaranteed Investment (GIC) - 270 Days 0.50%/ i0 `/ r3 C  N3 T; ~4 o
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
' F4 Q( g. H1 Y6 }' b6 `US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
* V8 m* N' z  A& A' @+ hUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
* H# a; I* G) u+ Q- U6 A* o3 KBusiness Guaranteed Investment (GIC) - 1 Year 1.25%
" w& C; b3 L; g+ l& |: I6 k4 EBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%
* ]# O9 G& W2 }; U& y0 nBusiness Guaranteed Investment (GIC) - 2 Year 2.00%
+ i) x9 i' H9 yBusiness Guaranteed Investment (GIC) - 3 Year 2.50%
4 ^& B  v' t2 s) ?: ?/ W9 y/ `/ c  \Business Guaranteed Investment (GIC) - 4 Year 2.50%
2 h" U1 ]/ ]% w. DBusiness Guaranteed Investment (GIC) - 5 Year 3.25%9 h6 d" ^! ]- j  h" ~4 e/ R7 |2 Y6 @
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%4 x" O2 F+ v4 B! P8 {! @7 ^
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
; y) a+ y: \$ c7 F* [: z) EUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
& f1 f/ h& R8 P; Q( BUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
5 ~2 L9 d1 a4 SUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
9 ^  i. K* X, T7 h( e  WUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
3 U# [- m3 L8 N7 g) t& m) a3 t9 e. UBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%/ z! d& }+ `5 h3 m+ Z  D7 L. `
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
" y7 x% Y: u, p( N6 zBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
6 o" x) y# K. u* qUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
5 t, Y' W* B& o' W8 nUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%  K; M( l& B5 Y5 I1 y, f; ~' F
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%0 Z) M6 r% I$ @! z' M
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%0 o  t3 x% b$ \# w- Z& c& H* V7 ?
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
2 K9 @. J: v/ Y# m( S' [" qRSP Guaranteed Investment (RGIC) - 2 Year 2.00%! p. _. B0 y+ L! s9 \2 X
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
; U$ r9 g9 B$ b$ o  {& x7 dRSP Guaranteed Investment (RGIC) - 4 Year 2.50%' ^; ?: r1 L- }. I* U
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
. u" p6 w$ w( A) TShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
  d* p$ ~, m3 ^5 E: j6 ~0 ^2 ZShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
2 H. x' t+ q5 T" uShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
) }; N* s" c: [: m$ tTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
' k! g# u. w7 a, O, Z& jTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
- e+ v4 _6 o# Q( y! X: D! Y% KTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%6 x7 z) ]* j" P, ?" i6 _
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
. R# x# i4 r6 n, U( rTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
7 `- M! y. c5 M. j# E" FTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%4 }! W7 g' d' D; g; I; d
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%) |  R" J, |' p. L
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%* ^: P  g3 @* p8 L& a
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
8 y; x: }* |2 k: l" ]Credit Account as low as 3.95%' y. d8 U- w8 ^: r
unmortgage - 1 Year 3.39%% I! P4 R5 u5 S) w- s/ n
unmortgage - 2 Year 3.59%
4 C9 A, h# r4 funmortgage - 3 Year 3.65%6 |. s2 w' ?3 H& p, H
unmortgage - 4 Year 4.09%
: A% O& [5 O, M7 v" ~0 _unmortgage - 5 Year 4.49%
5 e% m- E7 R5 eunmortgage - 7 Year 5.50%
* T, E1 A% A9 d1 j1 aunmortgage - 10 Year 5.50%
) y- w; o( X8 x5 d, zunmortgage - 5 year variable
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发表于 2010-1-7 05:00 | 显示全部楼层
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