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如何赚取最好的活期利率

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发表于 2009-10-4 15:33 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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3 h4 _5 s2 A: T1 Z5 @开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key)13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。. J. J) J& Y9 b/ z/ h
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注意申请者需有SIN。9 g, d" A. y3 L: K) M. t

+ l! A( J, g$ ~+ IING DIRECT的所有利率情况如下:
/ z1 ?% c5 S4 Z& B8 n( y% AInvestment Savings Account (ISA) 1.35%0 {0 t. S( q8 ?  d0 e9 x
US$ Investment Savings Account (ISA) 0.75%
2 W  \& ?2 t# x4 |( B& d! \* ~. i+ s, @RSP Investment Savings Account (RISA) 1.35%
6 O$ G0 ]6 Y& qTax-Free Investment Savings Account (TFSA) 3.00%+ I$ H2 r8 s4 V) B$ y, l2 W9 G! ?
Children's Savings Account 1.35%
2 [4 m* v1 e+ `1 W  vBusiness Investment Savings Account 1.35%6 ^7 K4 C. S8 E9 B2 o$ y
US$ Business Investment Savings Account 0.75%
; V+ J: e. a3 a$ W; A$ e) |. hGuaranteed Investment (GIC) - 1 Year 1.25%
3 o5 r* |$ @* lGuaranteed Investment (GIC) - 1 ½ Year 1.50%
/ ]4 I/ K9 U8 q( @/ {Guaranteed Investment (GIC) - 2 Year 2.00%% a- r5 Z7 B/ u% _6 h
Guaranteed Investment (GIC) - 3 Year 2.50%
2 z1 j: F7 C. _Guaranteed Investment (GIC) - 4 Year 2.50%
* w2 T- m3 u* r% MGuaranteed Investment (GIC) - 5 Year 3.25%
. R6 _* U  Z8 S( @: e7 B; kUS$ Guaranteed Investment (GIC) - 1 Year 1.00%
7 Y! ]7 ~3 N. }6 T% H! X& jUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
3 V6 S& }& i+ x5 K2 f/ WUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
& [+ V1 D, Z2 Z: y7 M, qUS$ Guaranteed Investment (GIC) - 3 Year 2.00%& a' ?: e" U1 g. M; l% I
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
, f; N. E1 ]9 h9 ^& ]US$ Guaranteed Investment (GIC) - 5 Year 2.00%
3 ^& h, ~$ j& h  fShort Term Guaranteed Investment (GIC) - 90 Days 0.50%. m  `# N; c* P4 s- O
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
2 d6 ~) a' G! D+ X) {5 W8 N5 kShort Term Guaranteed Investment (GIC) - 270 Days 0.50%
9 W- k; u2 Q1 xUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%* Z* e; \5 E" y* l
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%4 r) I( `2 T! G5 Q* W, t
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%0 Q- C  D0 Q6 K/ K" I) _3 M) K% ]
Business Guaranteed Investment (GIC) - 1 Year 1.25%
& [4 S' t' G; EBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%. Q2 J$ o5 F# W, Y% B2 r. U
Business Guaranteed Investment (GIC) - 2 Year 2.00%
# `' p) y" ^% E" ~5 @$ m$ q- KBusiness Guaranteed Investment (GIC) - 3 Year 2.50%
, N7 h7 J4 ~  m8 ~" M# yBusiness Guaranteed Investment (GIC) - 4 Year 2.50%" I# c: {7 v9 f  K$ [: H! T
Business Guaranteed Investment (GIC) - 5 Year 3.25%4 `  F8 P/ _0 w' c+ j4 s; Q
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
5 X3 N9 H2 {8 m- GUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
6 ]+ Y* w6 Y: @US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
( O/ W3 M; Q/ j  Z  L# QUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
9 M5 `. V9 z/ B4 x) ^/ \US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%/ p5 e3 W: v6 b* E- R" f- t
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
4 E' M' h0 P5 t! g, n; XBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%4 e2 Q& l: |: k# e3 n4 u& m
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
+ \0 P' l1 t1 y+ J& k, a/ ~* dBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
6 s! b! L& o; Q( U* |$ C% KUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
6 M8 t9 g' Z$ D; G- e) N6 I, [US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
4 O" H: C# I6 A* xUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
' F$ X/ M: I0 l/ V$ O0 yRSP Guaranteed Investment (RGIC) - 1 Year 1.25%5 m" v( P3 m0 \
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
& S) |" w! m, c! P5 KRSP Guaranteed Investment (RGIC) - 2 Year 2.00%4 S7 p  l+ F3 s5 b3 D8 S! J: h
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%5 o( |% @% U% d' G, o7 W
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%
% S0 R2 X0 @1 H. z& d5 ZRSP Guaranteed Investment (RGIC) - 5 Year 3.25%; y; T: T' V* ?) x- X/ |
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%. t: g0 K; w; E1 H3 n9 w5 @0 k
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
% e$ ?9 S  }: }5 B: c6 KShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%' Z9 q! Z  r; e
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%( ~4 r% C( P; x& s
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
) t9 ^" {) E7 z) d* M3 mTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
0 O  n% _% V6 `( i0 o% w8 mTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
; B4 Y7 z/ w! f' }- y* tTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
9 f3 O$ T: w9 N5 o( y/ n6 m' wTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
3 [# z9 |! n. WTax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%& [2 Q/ M) S" q$ ?& o$ N  `
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%  I6 L- r+ x7 w2 ^/ b
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
; L% j# p& a  Q9 ]7 a( `3 yCredit Account as low as 3.95%
8 Q* i0 ^% J$ P2 ~* Ounmortgage - 1 Year 3.39%$ p! r# d, N; W9 M3 d
unmortgage - 2 Year 3.59%& Z. L$ c0 X! d6 V1 d* J( O
unmortgage - 3 Year 3.65%: M) q( m7 R" v: Q) a
unmortgage - 4 Year 4.09%* s" b& N" D) y
unmortgage - 5 Year 4.49%- b. {- |/ k9 h
unmortgage - 7 Year 5.50%6 D4 D/ {; I* l
unmortgage - 10 Year 5.50%
8 i8 M( I) Q7 ]/ E- Q5 J& J+ Junmortgage - 5 year variable
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