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█★█★█ 如何省钱和白赚25块钱的办法█★█★█

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发表于 2009-8-2 16:27 | 显示全部楼层 |阅读模式
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 15590659S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。, I8 T$ l5 |3 J2 b( |+ J
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注意申请者需有SIN。( g+ C2 z! U0 j2 [6 [
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ING DIRECT的所有利率情况如下:
$ R: F- g6 Y) ?. HInvestment Savings Account (ISA) 1.35%: d+ n8 J. d8 ^4 f4 d
US$ Investment Savings Account (ISA) 0.75%3 L8 t& [6 C2 v$ [* y4 |' f
RSP Investment Savings Account (RISA) 1.35%
; Z- U7 J( ]7 l' G: rTax-Free Investment Savings Account (TFSA) 3.00%' L7 j7 a4 L% {- a5 P3 V8 Q7 X
Children's Savings Account 1.35%& E* ]+ `; v  Q* `' |$ H8 T
Business Investment Savings Account 1.35%, S0 G  h4 T& k  B
US$ Business Investment Savings Account 0.75%
; q# q! J; B# X1 rGuaranteed Investment (GIC) - 1 Year 1.25%
! L/ F( M8 M( _  \  L& tGuaranteed Investment (GIC) - 1 ½ Year 1.50%
" @0 v- B' T% P2 \8 p! ]Guaranteed Investment (GIC) - 2 Year 2.00%9 ?" }9 t6 k; I- \7 f6 Q+ r
Guaranteed Investment (GIC) - 3 Year 2.50%
: P% A1 y1 m: {4 `" v6 X+ Y! `" n  ~8 {Guaranteed Investment (GIC) - 4 Year 2.50%
  f+ p6 T2 T/ v' h! c6 JGuaranteed Investment (GIC) - 5 Year 3.25%. c1 v5 J9 }* Z
US$ Guaranteed Investment (GIC) - 1 Year 1.00%- j! A. L( d- }) e2 j
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
( e+ Q0 v. {' F  R) F' _% mUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
/ m* \& d/ O& k" K8 n, _US$ Guaranteed Investment (GIC) - 3 Year 2.00%
9 E, R  R: Y& i+ s; HUS$ Guaranteed Investment (GIC) - 4 Year 2.00%; |8 j" N0 p: v& a4 o, _
US$ Guaranteed Investment (GIC) - 5 Year 2.00%  `5 I% }- t' d# I5 E: y
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
! ?: E3 e/ F7 F3 Y, aShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
" J! y: T/ \/ n# O: [& _) ?' M: F7 B4 fShort Term Guaranteed Investment (GIC) - 270 Days 0.50%
+ T4 @/ s. b+ l' l% XUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%2 L* _6 `9 Q  F& N; g
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
9 t' j9 J# H; iUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
8 d, q8 t) o. {2 i: w5 b5 lBusiness Guaranteed Investment (GIC) - 1 Year 1.25%
9 T. F) Z3 J" E7 C, x9 y' }Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
' V- C# {- S$ xBusiness Guaranteed Investment (GIC) - 2 Year 2.00%
( q9 k1 w( w8 x/ `% v! ^) iBusiness Guaranteed Investment (GIC) - 3 Year 2.50%0 A6 g. ~/ O  m  v4 e3 E6 `+ V
Business Guaranteed Investment (GIC) - 4 Year 2.50%. ^, c% [: z* O* q) s( z# t. h% W
Business Guaranteed Investment (GIC) - 5 Year 3.25%1 e* }: f# a7 V$ j3 e
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
6 F% H  j' ~. S8 LUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
3 v; s. W* p. bUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%' J$ }: K7 f! N# B/ c3 {! u
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%' [- l# d; O  g$ x+ }( c
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%% z* w0 n( @+ [4 g: Q" T3 ^3 U
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
2 L4 T& X6 ^7 h$ n! p5 D& q: `Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%) `2 l: t# ?: {  K! W/ v2 S3 {+ B
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
  [) V' K* m3 V" C# I) NBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
$ J6 T: M* X& ~! E1 RUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%4 I3 A- p+ @' n
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%) v7 g7 S' b9 M6 @) m) S
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
; }, f9 _7 T: n0 W9 V  r* aRSP Guaranteed Investment (RGIC) - 1 Year 1.25%7 z0 i8 {# `: ~2 o* i8 W" u6 q
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
% p) j" Q" _- t) ^) b1 rRSP Guaranteed Investment (RGIC) - 2 Year 2.00%: W" T9 t- R0 J% e
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
0 W6 f0 f8 u, y% h  T9 R. nRSP Guaranteed Investment (RGIC) - 4 Year 2.50%
3 k7 @, a- \& n3 U* x6 I6 oRSP Guaranteed Investment (RGIC) - 5 Year 3.25%) A- b  W3 Z) I& j: }
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%$ T* f: v3 f8 y" ?4 h' V( ~3 J7 U
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%  d1 a) W* q3 [' e9 ^* b$ _1 k3 p' e
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
, `- H) {7 _, M" D  W% x; v& LTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%- ~) {/ w0 R! C5 Y* t
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
  ]' S. l2 W! D  J3 g% gTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
4 W8 ?2 x2 R0 }$ @5 W* J6 XTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
- x+ x# N& [, x& K8 @( @0 ETax-Free Guaranteed Investment (GIC) - 4 Year 2.50%5 {4 v+ P( E7 E- l3 A5 F2 O
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
; t2 A5 X. s( D, ?/ {Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%: i; g, Z* w% a: V
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%) U9 S# [, N( N+ ^+ t* u
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%: K- V/ [! l9 O9 x
Credit Account as low as 3.95%% U2 ?6 A4 Z, y# _! u2 b" S
unmortgage - 1 Year 3.39%' u8 L4 j1 Y8 r8 F3 h# t
unmortgage - 2 Year 3.59%
6 M* R9 z+ r% g: junmortgage - 3 Year 3.65%
# X2 h- M! L- Q& l/ M( J8 }: ]unmortgage - 4 Year 4.09%6 [( e: r$ N/ s" W  a
unmortgage - 5 Year 4.49%: o" x9 W" b" V/ b4 e
unmortgage - 7 Year 5.50%
2 ]: l2 o& N5 V/ c: x, _unmortgage - 10 Year 5.50%
$ Y' K8 N; m% C. e6 nunmortgage - 5 year variable
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