1 A) Q" M f1 Y; T" s 1 U3 j9 S W, |+ P/ E7 [7 [But Sheila C. Bair, chairwoman of the Federal Deposit Insurance Corporation, warned that the country could expect a tidal wave of up to five million foreclosures over the next two years if the government took no additional action. ) J" m% E3 o8 a : A" I) g0 W+ E: f% h! o @