* K3 r% z* ^8 X7 r1 A' [But Sheila C. Bair, chairwoman of the Federal Deposit Insurance Corporation, warned that the country could expect a tidal wave of up to five million foreclosures over the next two years if the government took no additional action. 3 I5 v" w* G+ x) R5 |/ D5 L7 w
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