 鲜花( 0)  鸡蛋( 0)
|
These “5 Fundamental Housing Rules”, which have been used to great success for the last century, are:# `5 M9 m0 [# ^& Y! V
0 Q& H9 m) @2 J2 v- The monthly mortgage payments should not exceed 33-35% of monthly Net family income.
- The monthly mortgage payments should be around 1/120 of the mortgage, and no less than 1/200 that of the mortgage (this is the “120 rule”).
- The monthly mortgage payments should be - at minimum - 15% less than comparable rents for similar units in the rental market.
- The price of the house should be about 3 and no more than 3.5 times that of Net annual family income.
And perhaps, the most important one of all;
1 p( O& w' c1 ~$ Q/ k
" {/ ^* m$ }, ~( t- The average house must be affordable by the average family and their combined income.
. a$ ^* W9 m9 E* @. @2 s& T7 m; Z, @2 R- {' |4 x
' z8 M; h5 g( O9 b3 K9 c# yhttp://www.greaterfool.ca/+ N; p! D3 z! \2 a
# X; M! b! \$ |( Q" @; S5 p) x
[ 本帖最后由 依勒特 于 2008-10-10 15:23 编辑 ] |
|