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Step1. If possible, stop your car in a safe and visible place. If a car
: C- i7 ]0 t) S! ^1 _1 m. H cannot be moved, turn on the hazard lights. Turn off the
- ]/ i: J4 B* q L3 z ignition. Be careful when exiting your car.
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$ Z' H t, q6 g, \% @4 W3 nStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
+ r" ]' \/ ]8 @* K. H8 D' ], c8 [4 d& Q Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
' O+ P& K6 H7 h' d7 O; b and license plate number; the driver’s name, address and license
" h3 M, }7 N( ]9 I# V1 t8 n8 X number; and the name of his or her insurance company. If the # M1 \$ ^$ I) R! f
driver does not own the car, get the name of the car’s owner. : T7 w9 }0 l. {, e1 r
Write down names and addresses of other passengers or
/ H. @' d2 E. b; w witnesses. If you have a camera take pictures of the accident
1 M6 b% V* u. L7 A7 A- r" k# C) k scene. x( O; T2 I; \3 F% d
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the / i [9 G3 _; g) T, ]3 R
accident in any way. You may be required to show proof of % F$ t [; b" ]' D% c
insurance, but do not reveal how much coverage you have.5 g2 Z* G& Z8 p# F% L) K$ X2 x
" t7 C( ?0 l w8 _+ xStep7. Do not accept any money the other driver may offer. By, t' ~1 d& m0 i
accepting money, you may give up your right to file a claim 7 y/ X. j" T! m% f" U5 }
against the other driver, even if the damages turn out to be
) e7 s9 V/ S$ y9 h3 o' g more extensive than you first thought., l9 A6 r' R6 N |! V
3 W/ M% X' i3 ^$ H) S; ~Step8. Do not agree to forget about a minor accident. You may see& N& I% L; i4 v- {" E5 r$ u
later that there were hidden damages or injuries. The other
, O( {; T( f9 S7 V: W7 o6 P person may even file a lawsuit against you.
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" ~" K" \' W' r# E) r) \Step9. Write an account of what happened: time of day, weather,
% S3 |1 _$ s" z. {8 K; Z# i hazards, road conditions and driving speed. Draw a picture of 9 C1 L( y8 g5 O0 R7 Y" p: [
the site, showing stop signs, signal lights, etc. Try to measure 7 I2 M: y- Z6 S9 X0 X' w
skid marks and determine the point of impact. Note any damage: X, }+ F6 r! A' E g, f) `! s, }( m
already on other cars involved. If a camera is available, take
9 M: F( O9 Y( w1 U4 Y! x$ |* Y" H pictures of the accident.' C# N# y4 H( Z. o9 v3 f: L: r+ H
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Step10. Report the accident to your insurance agent or insurance ! p/ H a2 Q2 B& C* J; ]' J/ f& }
company as soon as possible. Call a lawyer Bruce King, to discuss
_+ g& n& U' {: W your accident.2 e, C4 |- B" A! A
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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发表于 2005-3-18 13:02
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