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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
3 [ U8 l: E b cannot be moved, turn on the hazard lights. Turn off the
% {* d. b) ^! J9 ^. d ignition. Be careful when exiting your car.; \4 |5 J$ f% D2 g% b, |% |
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Step2. Determine if anyone is injured. Do not move an injured person.
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: H% ]# j! r! r, H1 j0 eStep3. Call 911 for the police and ambulance (if needed) immediately.
+ @2 M% ]4 I5 k* B% v) X Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model $ i: J# R+ e* w, J& O/ Y
and license plate number; the driver’s name, address and license/ D: I r4 B3 k# X
number; and the name of his or her insurance company. If the ; y5 d* g& b; \
driver does not own the car, get the name of the car’s owner. 1 s* `, X- `0 [4 V
Write down names and addresses of other passengers or 6 c4 i& b* o: D# K: w7 h
witnesses. If you have a camera take pictures of the accident
m, `9 `# C$ J4 c& S scene.
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Step5. The police officer will give you a copy of the collision report./ n9 R1 J8 x+ @% R8 g5 R
/ \: `8 w3 C* J4 M2 zStep6. Cooperate with the police, but do not admit guilt for the 2 X) |: E& Y1 } W
accident in any way. You may be required to show proof of
5 p$ F' @9 s6 ~8 A insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
/ h, L3 v/ S/ S! a accepting money, you may give up your right to file a claim
+ J/ r# s$ `3 c8 F8 P against the other driver, even if the damages turn out to be; _* K. ^; I u1 D6 d
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see7 i/ M j0 t* l" M8 v* @ g
later that there were hidden damages or injuries. The other
8 |' F5 m0 R- d" f9 M8 r person may even file a lawsuit against you.( J2 g+ O; v; P6 _: g+ @1 [
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Step9. Write an account of what happened: time of day, weather,
& a, k, A5 Q( _4 {; H: A hazards, road conditions and driving speed. Draw a picture of ) z0 @( D) j0 K: k3 J
the site, showing stop signs, signal lights, etc. Try to measure
: T5 `4 [3 ]4 P, W+ e; b1 B" Y$ w0 O skid marks and determine the point of impact. Note any damage( `7 T: Q6 F; f' Z, V& m8 Z+ ^
already on other cars involved. If a camera is available, take
6 L G' z* F* ~2 U! W pictures of the accident.% }* m8 J- @2 S* M6 `: ^# V
, j7 j0 I& t, ?/ p% ]/ h$ m; p* Y+ HStep10. Report the accident to your insurance agent or insurance
% {2 _" v" @5 ~0 A company as soon as possible. Call a lawyer Bruce King, to discuss
+ j5 j8 G: R. u) N! o3 Y) G your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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