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 What to do if you are in a car accident
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! y; J0 X. ], f+ d1 mStep1. If possible, stop your car in a safe and visible place. If a car " A U& n7 W4 \2 {
cannot be moved, turn on the hazard lights. Turn off the
9 r6 @* z( q- l1 K& @ ignition. Be careful when exiting your car.
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, }' ?+ c2 U. V0 s& p1 q' @: x0 jStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. 4 |" a5 \6 \0 w# i* w$ Z
Report any injuries.) }7 Z, \" k: {7 A
0 w2 n' k5 ^) X6 M& U3 yStep4. If another vehicle is involved, get the car’s year, make, model 0 d1 h" [5 p! W0 Z
and license plate number; the driver’s name, address and license
( G6 y/ ~- g8 a/ x/ w' F) ] number; and the name of his or her insurance company. If the ' j0 i, x2 z8 d- E0 l; n! [% B
driver does not own the car, get the name of the car’s owner.
$ M' o8 H4 y3 q Write down names and addresses of other passengers or % t" e: P5 e5 I* B3 Q
witnesses. If you have a camera take pictures of the accident % `/ y2 [& A' O
scene.
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* P n5 Q" |5 v: P8 uStep5. The police officer will give you a copy of the collision report.
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. U& c2 u' C( hStep6. Cooperate with the police, but do not admit guilt for the 5 w, K- p! c: X+ v+ y' q
accident in any way. You may be required to show proof of
5 Q7 W+ ?6 s% u! a- L insurance, but do not reveal how much coverage you have.* f. u$ a- B8 i
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Step7. Do not accept any money the other driver may offer. By
i6 k6 n1 O5 o# ~3 v accepting money, you may give up your right to file a claim
; T* G2 U1 r, v2 _% M! N0 W against the other driver, even if the damages turn out to be
S2 c) Z% p4 ?" Y more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
, N/ C! J* [' `7 |/ f. K% J6 Q later that there were hidden damages or injuries. The other
1 X3 x' c+ W- w+ f! o1 G s person may even file a lawsuit against you.
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: K' i# b" J( w9 n7 n0 tStep9. Write an account of what happened: time of day, weather,
, U- P' o; z2 ]8 c hazards, road conditions and driving speed. Draw a picture of
! {! a$ q9 [6 \1 p$ ~3 m1 k the site, showing stop signs, signal lights, etc. Try to measure ( ?% S& d+ W6 e& c$ B) B3 E
skid marks and determine the point of impact. Note any damage
9 d* S& R# Q- j# W9 @/ y, Y1 p) s already on other cars involved. If a camera is available, take
4 E( |/ l* W& h) x; T pictures of the accident.
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9 T4 w2 Y: c# Y7 \# {# cStep10. Report the accident to your insurance agent or insurance
0 |0 T* U3 o' n/ P1 a7 w, Q company as soon as possible. Call a lawyer Bruce King, to discuss: k& m- u9 o. F' d, D2 r6 x
your accident.
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6 G0 }2 b+ U: V% W0 }[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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