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 What to do if you are in a car accident
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" `8 _' l9 x5 _2 T+ s2 k. RStep1. If possible, stop your car in a safe and visible place. If a car
3 X# C- ^; ] ?% P# }& F cannot be moved, turn on the hazard lights. Turn off the
8 `2 i% ^$ m% r) n; g3 C ignition. Be careful when exiting your car.
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( Z6 A* F) U; V- X; w( l- J6 W1 W! b) pStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. 5 V% d# J$ {$ o1 D# f& E& D' d& @
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model ) u8 l' n- T6 J; a+ q9 R$ b
and license plate number; the driver’s name, address and license
2 ]: W. [5 s6 H; E5 I) ?+ R6 I4 S4 \ number; and the name of his or her insurance company. If the ; U2 L& R: s* t+ G. h
driver does not own the car, get the name of the car’s owner. & ^: |" F$ H7 U4 ]; ~
Write down names and addresses of other passengers or
& c {/ ]2 U: O witnesses. If you have a camera take pictures of the accident 1 P# @: u* ^" L* s& C) `
scene.
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/ V) g3 `$ ?( HStep5. The police officer will give you a copy of the collision report.
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, s3 ^6 t3 P9 I! e% PStep6. Cooperate with the police, but do not admit guilt for the # k* v4 D9 W" M; Q- n
accident in any way. You may be required to show proof of ! c5 j! B% E! P- B2 Z# ^5 P
insurance, but do not reveal how much coverage you have.
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( e# f- U. K% y5 fStep7. Do not accept any money the other driver may offer. By3 E# B, B0 `1 w: s! i6 h5 T
accepting money, you may give up your right to file a claim
/ ?+ _/ s# E* H7 Q# m against the other driver, even if the damages turn out to be- J; Y. V7 T3 I# ^; T! z1 j( z
more extensive than you first thought.
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8 r2 E* \! I! o! ]. OStep8. Do not agree to forget about a minor accident. You may see
) x: J1 C2 \8 |* N7 F+ [& S0 T4 D later that there were hidden damages or injuries. The other. B+ Z( \; K& Q8 K8 q) B
person may even file a lawsuit against you.0 b; z7 l; |. \8 Z" C! C5 j9 B) K
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Step9. Write an account of what happened: time of day, weather,
; l+ R* R8 r4 \5 Z1 ? hazards, road conditions and driving speed. Draw a picture of 9 T/ K: M: w( x2 Q& d3 a
the site, showing stop signs, signal lights, etc. Try to measure & t( x8 ]1 v W0 a3 a6 x4 l( o
skid marks and determine the point of impact. Note any damage
" g. c& Q# z N x W* ] already on other cars involved. If a camera is available, take
) v( j1 S. G' _3 z% | pictures of the accident.2 p# ~: h% E1 P0 d( d3 ?
8 |1 ]: X7 T4 z, i1 u g) JStep10. Report the accident to your insurance agent or insurance 9 I! ~ I8 g% g$ R( W2 C
company as soon as possible. Call a lawyer Bruce King, to discuss4 i r' D1 w: }% [/ V+ @: Q
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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