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 What to do if you are in a car accident- S+ R8 ^# U3 Z M
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Step1. If possible, stop your car in a safe and visible place. If a car
8 r( g# x! Q! y9 Q0 v8 A cannot be moved, turn on the hazard lights. Turn off the
3 U, V `% D) S( @- D! f: `$ n ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
) D# g$ _% E% [! ^) ?! e5 H Report any injuries.
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; N H3 ]5 R1 w W" TStep4. If another vehicle is involved, get the car’s year, make, model ; l, p& m- T6 e* V
and license plate number; the driver’s name, address and license; r! P2 F9 Y' v5 i/ W) A* z
number; and the name of his or her insurance company. If the w6 _3 }. W P8 y+ x2 b' G
driver does not own the car, get the name of the car’s owner. 5 f! v" v1 k# e
Write down names and addresses of other passengers or R- r9 u& b6 A5 R& I4 h
witnesses. If you have a camera take pictures of the accident
8 u- M# |! h: ~0 M scene.
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Step5. The police officer will give you a copy of the collision report.! i0 `1 z- p9 @1 o, Z0 M
! J& P. l! B. r" f# |% oStep6. Cooperate with the police, but do not admit guilt for the ) a3 O* m/ s3 y. i* @
accident in any way. You may be required to show proof of
3 I; K6 p. ?% K, E insurance, but do not reveal how much coverage you have.
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! P% \/ T+ u3 G) J# X! z1 `Step7. Do not accept any money the other driver may offer. By
) b2 S; E/ r+ C3 r$ c accepting money, you may give up your right to file a claim ' K& n& m, z: Z( ^; ?5 ~
against the other driver, even if the damages turn out to be! v3 ^) T( [# k8 V( c" w
more extensive than you first thought.6 E5 k6 G9 x" C( }2 ~# g
9 h* C; ?: d' r y/ v2 [! r3 E% @3 N1 eStep8. Do not agree to forget about a minor accident. You may see# {% ^0 E3 ~7 U Q
later that there were hidden damages or injuries. The other q& X2 {: x0 n* c5 |- }6 t. H
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
5 G, B s( a; M# L hazards, road conditions and driving speed. Draw a picture of " n* v0 R9 L& f3 L) ]; e
the site, showing stop signs, signal lights, etc. Try to measure " ^ _! O: n1 V9 V8 C/ }1 I
skid marks and determine the point of impact. Note any damage! Q) Y9 U# K {, K0 T$ V
already on other cars involved. If a camera is available, take 9 A8 Y& d, u" S& Z% W
pictures of the accident.( K3 X) @' A/ @1 b$ ?8 s
9 n8 a, U# V$ XStep10. Report the accident to your insurance agent or insurance
3 o" y# h) x- q i5 c/ w company as soon as possible. Call a lawyer Bruce King, to discuss
+ e, L/ H1 _( l Q your accident.
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5 k8 @* \+ O# B/ o4 R! F9 n[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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