i do not why your insurance company will surcharge you by 20 percent. * B9 V5 f) L( I- P( k: d8 ~what is the name of that company? : ^% o9 v* i5 ?; r; i 9 a- q3 [: k/ r9 T* ~. Rstate farm has no such surchage at all . unless the added driver is under 25 years old.call 451 3666 for more detail.