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As to me, I dont' think it is so complicated.
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When I came to Edmonton, I went to TD bank to open a checking acount. I was told as long as I maintained the balance above 1000 (anytime), I didn't need to pay any transaction fee.- H- S& r- n3 t* N% S$ F7 @
- F, F6 W) |1 ~8 VIt is true, and there are also restrictions on how many times you can use the ABM or go to the teller, but for me, I didn't need so many transactions so I didn't pay any fee. : n. ]; Z- f- u/ z9 W
; V" h6 Y4 Q, o" H% A3 gTo Credit card, when I first came I didn't need to buy car or other luxuries, I didn't apply for it. I got my first job two weeks ago I came here. When I had been here for just over 1 month, I went to TD bank again to apply for a Credit Card, telling that I had a job, which they could verify by checking my account. By the way, I had deposited 2 paychecks to my checking acount by that time. I got my credit card in about 2 week later without paying any deposit.
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$ I/ s% x' F. j/ |* P( n9 rIf you think you might be in a similar situation like mine, you can do the same and you don't need to waste your money or face the inconvenience of the frozen deposit. |
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