great rate and sercvice ) _4 V z% w0 L" H; ]not a call center where you have talk to different rep everytime you call about your case. & k5 v+ {: Y |1 m$ zlots of discounts " g0 a4 ]# ~6 t# ^9 Z2 g$ aproducts ranging from auto,tenant insurance, life,health,dental to RRsp etc. 6 w" T& h- u. n0 x% ?+ b/ Oenglish and chinese sercie at hand" o. z# y# z4 ?/ N! M