I am with TD too. $700+ per year for basic coverage. $ g8 N+ p2 p1 O1 p4 z% d4 P: c. w8 E2 s5 _) i9 S! I
You don't really need full coverage, unless your car is super expensive. I bought my car new and never used full coverage. I certainly won't crash into someone else. If it's someone else's fault, his insurance company will pay for it.