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原帖由 来加多年 于 2006-9-18 17:09 发表6 A7 x2 s$ _3 Q" }, B; m: h; [) T
Sorry no Chinese input." a" U5 w; D. y% I9 i
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I could be wrong on this little calculation:& o. O9 }' R; n) {+ b
1 o8 U+ ^: r1 qAssume I have 75000 CAD on hand right now. + O; K5 z" p2 y
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If I buy GIC, interest is 4%.
m0 p. l% L' S4 ~$ _ l- o! P5 }I also have to rent a dwelling to live in: $ ...
2 K9 g7 ^- ?' x H0 @; a你算得不对吧?第一年你收入6000,但是借债225000+利息,资产表收入应该是负值.你的收益应该是资产(房屋当前值)-负债(应付贷款),即 300000*1.02-(225000+利息-第一年payment).要等若干年后,这个值才会变正.
3 b) t7 r; @0 ^& Y3 [不算债你当然赚啦. |
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