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Step 1 Do you qualify
( A0 b4 E* i5 T" uTo qualify for the survivor’s pension, you must:* j u( C3 g( ~/ O | L9 J
2 B* K, X3 X, n+ [/ j: K5 E- abe legally married to a deceased CPP contributor
' X o& z- j! ^' }be the common-law partner of a deceased CPP contributor
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/ A$ ]. V. r$ P, \' X1 O; e9 o, QThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
& F& }" v) R& P% n( v0 E( Whow much, and for how long, the deceased contributor has paid into the CPP+ t: N0 d5 Q/ d" d6 ~3 a8 q" x
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.0 ?) B, _! H6 q4 b* C' b
8 V4 K/ p9 T# b3 pIf you are age 65 or older
8 j, U* {3 T3 A" kYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.8 f: h: J2 w+ h* a' c! _* C
- T# D3 s, O6 E7 o5 }" c1 xIf you are under age 65
, Y) J7 ]5 Z9 _" S+ g! D4 \You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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