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Step 1 Do you qualify+ `8 V7 x/ n% }9 w
To qualify for the survivor’s pension, you must:
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+ D1 n+ M! I% dbe legally married to a deceased CPP contributor
% z( z6 F9 o+ o' q8 vbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:) v9 L' F' j8 c6 l0 o$ J
4 B# K: G2 V' W, x; cwhether you are younger or older than age 65
: F0 ~7 q) G5 c$ q: Y/ f" Ghow much, and for how long, the deceased contributor has paid into the CPP! }5 P' b' ~, f: R; e! m* G
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death./ r1 _. M/ q* S, |8 h
6 x9 m0 D4 j8 G# K6 _0 AIf you are age 65 or older
! p. o4 ~/ D9 S, Y4 I" ^You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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" F* G2 P5 } FIf you are under age 650 L# l( K, l1 {
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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