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Step 1 Do you qualify
) R% @6 b/ K# w; S: M- F% L8 r2 [% \1 DTo qualify for the survivor’s pension, you must:& z# S# W0 c3 f1 v( f3 Z2 s
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be legally married to a deceased CPP contributor% ] h9 j+ C& ^' _
be the common-law partner of a deceased CPP contributor
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5 \% {: i8 C# n9 z: j, \The amount you receive as a surviving spouse or common-law partner will depend on:8 M; j& \& V7 v. V
! h1 v# q2 |5 i3 P/ R; X% wwhether you are younger or older than age 657 B! s8 U, e- {4 U* `5 y: ^
how much, and for how long, the deceased contributor has paid into the CPP0 p" R% T* V6 j1 \, d! E: ]
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
: M9 N& h% o% b& c s7 }You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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0 A& X/ G. ]1 u1 G; yIf you are under age 65
5 j( D0 E9 g. VYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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