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Step 1 Do you qualify! ~2 N8 X/ i) }# V6 V: d
To qualify for the survivor’s pension, you must:. D/ J% g6 o1 F* x% [9 M
; h) x% ?& r! x$ C6 t# j: V5 y' cbe legally married to a deceased CPP contributor
. r- _* l0 f( w w6 v3 r5 f2 @be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:, U* T1 J7 S# h3 k
/ F2 [" X+ l( r6 f7 Y6 f) T' A9 j- Iwhether you are younger or older than age 65- G0 O( K( J$ L Z6 `- B
how much, and for how long, the deceased contributor has paid into the CPP
. T8 V6 \7 X, q" L) F, ?2 g/ `We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.6 R8 S& u9 V5 ^& z. E( P: Q$ L9 J
, \, k% e: f% w4 EIf you are age 65 or older L: B2 `. [! X5 J2 J/ A) ~4 i
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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6 N2 W$ e) r1 F6 O/ V) |* Z0 ~If you are under age 65: s' J p( N+ o9 [. l6 m
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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