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Step 1 Do you qualify3 a* q: b& a [7 C
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor" Q8 M! u1 @$ ^6 O, K
be the common-law partner of a deceased CPP contributor& V/ ^6 X0 h' j; r: g
# F$ j. Z8 |8 t6 T# fThe amount you receive as a surviving spouse or common-law partner will depend on:
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# h" z& ?- P( f/ E) Z+ R* Z* |$ Lwhether you are younger or older than age 65
1 ]7 d$ [" {6 ]7 s6 ahow much, and for how long, the deceased contributor has paid into the CPP- d8 C7 F' k8 [6 E$ o) s/ a- a
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
8 _* M6 R% s4 E9 k& QYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.4 V- [1 j7 r. ?7 Z
; `" u J5 H5 u0 ^ s xIf you are under age 65
1 q" o( {0 l% h% k3 R2 z$ tYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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