You may do either or both of the following two things3 O* T! \: X; q5 q& ^# y% e V% F3 S
* Y1 e! a1 s/ r0 P3 e9 k6 Q9 @$ R( {1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage) 6 h0 S6 b: ?2 \ H8 A' U( c6 M/ W2. store the car for the winter - basically take out "collision and upset" coverage & n: |5 W3 W; c0 J; B & E( h) s8 a0 l! U* oTogether they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...