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http://news.wenxuecity.com/messa ... -gb2312-356796.html
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; H# s& P+ J5 n/ x湾区生活大不易:见识一下双职工年薪十六万的幸福生活 我爱我家
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湾区双职工年薪十六万幸福无房族的生活
3 k: a' b* ~+ U. N( K作者:AppleRocks 于文学城我爱我家论坛! x/ J( `- S% L
工资比上不足比下还行。 两人四十尚不足,三十已有余。一博一硕无小孩。biotech and high tech工作。存款四万多点。
T. @6 L5 O) r2 {3 b养了两辆车,一辆Mazda, 一辆Subaru, 贷款每月$400" c6 a, u4 w+ L5 W) _0 j/ V+ ?
(最怕被人称为Camry, Accord owner,又不富,又不酷)。1 K; U) Y) ]! s9 d4 N
吃:每月超市Safeway/Trade Joe's $400, Whole Food $200); 偶尔永和买些中国调味品,食品什么的,S50; Walgreen/Walmart 日用品$50;也去Costco, $50.
! r/ }: c# } q+ [$ G外出就餐 (西餐70%,中餐30%, 中餐的顾虑是味精太多,所以很小心, $200 +$50 (小费给的很足,20-30%)6 H+ K2 y; _. l+ ]! p" L
# o: t. ^. P1 c7 U% q4 e) l穿: 正尔八经衣服大部分在Banana Republic/Ann Taylor Loft/Macy买,有时也去Gap买Jeans, T-shirts, casual shirts, cargo pants/shorts. Average &300; Gal/guy cosmetics, $20; Hair cut/dry cleaning/laundry $80.6 ?5 c( W& j$ K4 N/ C
用:Book store, 喜欢去Borders买book/CD/DVD, $100, 也去书源(Soyodo), $50; Gas/public commute ticket. $250; Car/life/Health Insurance/Co-pay $350.
9 |: c' a, k( O7 K住:One-bedroom in an APT complex with pool but no gym, rent/utility/phone/internet, $1200,close to downtown.
8 e' m& B, k4 v4 X( {& O玩:大约每年五千,算每月$400.
4 p4 a( u0 l. j6 q1 yShopping: annual budget for electronics/computer/software/cool gadgets, $5000, 细算了一下可能还不够。 每月就算$400. 为我们都是苹果迷,所以Dell之类的低档货是绝不考虑的,家里有几个iPod, 几台苹果电脑,总价可能超过许多有房族的所有家具电器价格(文学城我爱我家论坛)。
8 h! Z5 R5 {( T L0 G2 c2 kDonation/membership/Journal: $100, c2 t* y6 k. m: m5 X6 ?3 W
这样下来, 每月at least $4650.
# t/ c. _9 q( J3 @无论老中老外,认为我们过得还算潇洒。
8 x' t' V1 A( `. v3 u再减去401 (maximal) 什么的,每月能攒一两千就不错了。9 J, S) r# ~9 F4 w; ~0 h) Q$ J5 O
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湾区买房?对我们来说有点渴望不可及了。只好放万把快钱在股市上了,也不知什么时候能翻番变成downpay。
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1 @5 u' f: I' K9 U; F# s, i不过有一点我们很 certain:
9 S' z3 J9 e8 w4 r/ uWhen we look back, we will be happy that we have enjoyed our life while we are still reasonably young.
9 _/ _! s5 W8 K/ w6 y: U aWe are happy that we are just lucky enough to experience Bay area life. Owning a house or not really is no big deal for us.
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" G$ R- {2 @# D0 t# h1 J5 t0 H当你成为一把老骨头时,守着百万存款大房有何用呢? |
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