埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 1461|回复: 10

地产专家称新贷款紧缩政策将严重打击阿省房市

[复制链接]
鲜花(14) 鸡蛋(8)
发表于 2016-10-18 09:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
A real estate expert believes the new mortgage rules that went into effect Monday will hit Alberta's market the hardest.
' f7 J  o' P! p' o& K/ b$ E/ h3 z) E6 y* l' g
The changes are meant to make it tougher for buyers to qualify if they put less than 20 per cent down.
: G3 l/ C0 w: j7 o$ m4 T6 z2 c7 X. m  o. Y
# V# X8 j% m5 N1 c5 S$ RPrior to today, an Alberta family with a household income of $80,000 would likely have qualified for a $400,000 home but now they will be approved for a $320,000 home.4 u$ s0 p8 k0 @! v5 j1 S

+ }0 M6 H! e* H/ [2 C+ aFirst-time buyers, single-income earners take biggest hit with new mortgage rules$ Q; O9 q! c3 K3 {! d# Q+ E* V' i
CMHC to issue 1st 'red' warning on Canadian housing market
- b5 y. Y* O# T- {Mortgage specialist Peter Kinch says under the new rules, affected buyers have about 20 percent less purchasing power which will put a downward pressure on the Canadian real estate market but he says the impact will be even greater in Alberta, where the slumping economy is already hurting house sales and prices.
& s3 J6 F0 d; x& }
/ i$ Y% R: v2 V4 V" v/ k& v+ e"In a real estate market that's struggling to recover already, it could have a very negative impact on that market," Kinch said.: Y. ], Q7 B3 [& Z/ u! I

4 j* O! v* f* G' S& q% PWait and see what happens: Z  ~# M* V4 O

# N2 F+ ]; y1 dNatalie Whitney and her young family say that's what they're banking on so they've just decided to put their house hunting on hold.
) J  T7 e  H. y. V( a) R
8 @% R8 O9 G# D"It could be advantageous for us to wait and just see what happens to the market in six months," she said.
0 `3 b( c4 C9 L) }( \8 W2 q+ G* X0 s
  h5 M8 w% j- c) xThe Canada Mortgage and Housing Corp. issued its first ever "red" warning on Monday, referring to real estate affordability issues spreading beyond Vancouver and Toronto.; k3 D; [+ H" q5 T. R/ y6 L
5 W% h! ^* H; ~' K2 a7 Y# a1 N
"These factors will be reflected in our forthcoming Housing Market Assessment on Oct. 26. They will cause us to issue our first "red" warning for the Canadian housing market as a whole," CEO Evan Siddall wrote in a Globe and Mail column.
$ Z; [( S, Z. t% H. _  H2 l2 i' O5 z( n: H8 b
Kinch says for buyers who can't wait, they'll either need to come up with a bigger down payment or lower their expectations about what they can afford.
鲜花(14) 鸡蛋(8)
 楼主| 发表于 2016-10-18 09:11 | 显示全部楼层
意识是说,收紧的房贷政策以及压力测试,将对于经济下行的阿省打击最大。很多买家从准备买房改变为观望。买家的购买力向低价房转移。本来8万年薪家庭购买力是40万房,现在只能获得32万房贷款资格。
鲜花(100) 鸡蛋(11)
发表于 2016-10-18 09:15 | 显示全部楼层
好事,这样房价上涨会受到控制,稳定一下以后再一炮冲天。。现在是买房大好时机,错过了不知道要等多少年了。
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 14:52 | 显示全部楼层
老杨团队 追求完美
urspace 发表于 2016-10-18 09:15
! {* |- T9 s( \$ \+ t( N1 e好事,这样房价上涨会受到控制,稳定一下以后再一炮冲天。。现在是买房大好时机,错过了不知道要等多少年了 ...

+ ~3 o: V) S; \# |/ S+ S! D一炮冲天? 天方夜谭吧。
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 14:55 | 显示全部楼层
爱城的房价在全国来说,不算高,新的贷款限制可能影响不大。对多伦多和温哥华影响应该更大,因为那里的房价太高了。
鲜花(100) 鸡蛋(11)
发表于 2016-10-18 14:58 | 显示全部楼层
卓越地毯清洗 发表于 2016-10-18 14:52& M& @) O* h, G
一炮冲天? 天方夜谭吧。
2 B# D3 s7 a; U  e, v- ^
呵呵,天方夜谭?过去十年就曾经发生过,为什么是天方夜谭?解释下?
鲜花(240) 鸡蛋(18)
发表于 2016-10-18 14:59 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
爱城是 welfare city, 25%的从业人员在政府工作,包括医疗,教育,这类工作相当于 welfare job, 所以稳定,但房价也绝高不了
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 15:15 | 显示全部楼层
urspace 发表于 2016-10-18 14:580 b1 y7 [. ?; t! }/ \. }$ u2 L
呵呵,天方夜谭?过去十年就曾经发生过,为什么是天方夜谭?解释下?
; J" k! \: d2 V
两年多以前油价都在100块左右一桶,房价都没怎么涨,现在油价掉了一半,怎么让房价一炮冲天?
鲜花(100) 鸡蛋(11)
发表于 2016-10-18 15:31 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
卓越地毯清洗 发表于 2016-10-18 15:15+ t3 r9 u' j0 S
两年多以前油价都在100块左右一桶,房价都没怎么涨,现在油价掉了一半,怎么让房价一炮冲天?

8 {. L8 x. h) q" i8 q" \不跟你说了。。。你不懂。。。
鲜花(14) 鸡蛋(1)
发表于 2016-10-18 17:37 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
reneeqq 发表于 2016-10-18 14:59' P# l' S0 ]8 @- _. p- \
爱城是 welfare city, 25%的从业人员在政府工作,包括医疗,教育,这类工作相当于 welfare job, 所以稳定 ...

- c* R/ M. T* z' X2 C; `4 r非常同意。
1 ^; O; m* I4 h1 q% ]& P就算是12、13年石油价高,经济形势好房市好的时候,屯里的房价也不算特别高,根本没法和温哥华多伦多相比。想想就知道了,爱屯经济再好,也就是就业增加,买房多是因为确实需要住的人多。真正房价能一飞冲天的城市是有人在炒房。就算石油价格涨上去正在能房价一飞冲天的城市也应该是卡城,怎么也轮不到爱城。只是长远来讲,房价不会跌应该是对的,只是对爱城来说恐怕涨幅就很有限了。
2 N! I; ~2 x+ T( q# E. H再说石油以前是必需品,尤其是汽车需要大量石油,现在所有的大型车商都开始转型投资新型电动车能源车,恐怕石油很难恢复到一桶上百的辉煌历史了。
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 19:20 | 显示全部楼层
James-s 发表于 2016-10-18 17:37
( B$ y$ p# S8 q- ^& h8 i  z" X非常同意。
) f0 ?* q2 q" B2 s' ~- v9 u0 ^就算是12、13年石油价高,经济形势好房市好的时候,屯里的房价也不算特别高,根本没法和温哥 ...

/ R/ E: y, x" n  o4 T分析得很有道理!
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-6-30 08:15 , Processed in 0.162267 second(s), 18 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表