房贷基准利率涨了？

杨老 · 发表于 2015-10-23 12:41

有这回事吗？

lufog · 发表于 2015-10-23 13:43

不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

heyunping · 发表于 2015-10-23 23:37

same as increase the interest rate

Edmontonian18 · 发表于 2015-10-24 16:12

The bank had too much pressure from shareholders. They couldn't give too much discount. And it is getting much harder to approve a mortgage.

Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭 · 发表于 2015-10-24 17:48

Edmontonian18 发表于 2015-10-24 17:12
) D4 |# X& B7 _# m; [2 ]The bank had too much pressure from shareholders. They couldn't give too much discount. And it is g ...

理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽 · 发表于 2015-10-28 18:57

醉酒当歌 · 发表于 2015-10-29 14:24

lufog 发表于 2015-10-23 14:438 P& m) o' h H/ s2 o+ B0 T3 }
不是基准利率涨了，是银行减的少了，原来是p-0。7: y2 W+ l: t) V4 u0 \# A+ O
现在只有p-0。6

年底现象，没事

xexe · 发表于 2015-10-29 14:40

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房贷基准利率涨了？

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