房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
7 c9 l0 p8 X- L' U9 [1 b. i现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.

Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
8 i& F: x5 j' J) HThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

3 }% i# N$ J- F( p* E$ S) }
  p8 p4 z+ d! [4 e6 W, m3 [理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
" r) T/ V4 O; g# K  I* H不是基准利率涨了，是银行减的少了，原来是p-0。7
0 l/ a0 g! G' u% b# @& z7 u现在只有p-0。6

年底现象，没事

xexe