What is the Stable Chronic Condition (SCC) option? 1 ~' n9 F! u8 \4 Q; m' v& Y8 yThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).9 ~. T1 }9 V" g9 P1 M. q; X9 [
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic9 h" I* l3 H+ [: C7 o" P3 h
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and , j* a; y0 `# {• there have been no new symptoms or change in symptoms; and/or% G* f" ^0 a2 J# l; _/ a
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. - p3 Y4 w$ _+ \If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.