What is the Stable Chronic Condition (SCC) option? 4 u7 M& E/ A/ i5 d J. FThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). / L. K# T! S; H& N7 DWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic* A' {/ L6 c/ C4 V5 W
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and 7 h$ S4 Y9 N0 r) F8 t• there have been no new symptoms or change in symptoms; and/or9 a8 ]1 W" ]- ]9 j( ?5 T/ f
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.. w) @" t9 [: o {3 o# o4 f
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.
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发表于 2014-4-13 22:34
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