What is the Stable Chronic Condition (SCC) option? " K/ N8 L' t# ^5 S( r" UThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).1 K0 A5 R- u* L! p S
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic . L' X, O; @* D3 Tcondition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and 0 W% w6 w' B7 Z9 V6 M/ n. F# ^• there have been no new symptoms or change in symptoms; and/or+ q/ o# T' H* F
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. $ g9 I: X# h: ~7 rIf “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.