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走着不是更省钱?' M: K3 H% V5 K. K( I* j' a
这事儿好象不能完全用钱算吧。大人都上班,这几年的工作经验为以后的几年打下的基础是用钱没法儿衡量的。另外,讲个真事儿,我一大学同学一毕业就结婚,当年娃就生下来了。说“为了孩子”,所以班不上了,就在家全职带孩子。当然,她自己觉得自己家孩子最聪明,这是别人不可能对其辩论的。但,绝大多数同学,跟她基本没法聊天。
factors to consider if purely from tax perspective:' h3 ~# l" i% I- I7 O4 \
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total additional income 7 C% f/ B5 C- n2 e
total taxes paid (assume it's not a cash job)) G1 }3 O: L5 Y) O5 w1 U$ d
total tax credit transferrable to working spouse ) O& r* K! |2 Mtotal tax credit for child day care 5 v- l8 O2 o4 L V9 \7 T$ c" Mtotal day care cost " \8 v( O6 z0 `+ S9 C( w6 P ) N$ i+ \& l8 L# U7 R. M+ eso the formula is: + W8 c7 E N: K& j# f# q h8 t$ [- `* K: f5 y9 U
total additional income - total tax paid - total transferrable tax credit to working spouse (this can be claimed if one of the spouses has 0 or very little annual income) - total child day care tax credit =/</> total cost of day care.