X, o0 ~- i) Q$ uIf you have an existing MBNA card, you can request to upgrade it to a starwood one. , p( K- p, o z" X. m 7 J6 M( O1 H9 z; n' T# z: fMBNA seems to have a very bad reputation in areas of customer service and telemarketing (I think it is ok though). So beware.