ING direct. If you ask me as a referee, we both can get $13. ) B" q+ k4 T( b8 ~% A 9 C. o) Y. S0 B0 |; h. aING is eligible for CDIC, which protects your money up to $100k for all member of CDIC. $ q8 F2 z% x" h( j! [, J . c* W/ x/ E) f7 DING Current rate is 3% daily.