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原帖由 过路客 于 2006-2-7 08:04 发表9 M( h5 S: b, g* o
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
- W) O! b- M0 ?House Price = 280,000
& e: J) e$ _4 I" YDown Payment = 98,000 (35% of total price)7 |4 J# F3 E2 Z' N% k0 ~* n& C, w
LOAN = 182,000
+ K. `* t3 k* EINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 8 E) H( N9 E1 }! f6 O
YEAR = 25
1 H7 Z; s) B5 rMONTHLY Installment = $1,034 # W$ U* C( F1 Z5 T6 g. O' M
- C3 U3 B/ d* E) H# V5 \Property Tax : $250 9 ?' L7 X+ y6 U, v5 H1 q
Gas+Elect.+Water : $3505 h7 m0 l5 V7 D
Misc. cost: $1007 @8 }/ E; F, Q$ ?! V! F3 [3 T, J" a0 Q
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& y8 g9 _7 T: C; D+ S" F8 ?) nTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)9 s/ ]1 D' l& t
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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