 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
! O! j* h( l$ c8 u请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 4 f# c5 l4 T$ r6 `. v9 o
House Price = 280,000 & }6 M/ m: `9 w" |3 d( W
Down Payment = 98,000 (35% of total price)2 X/ s. q+ J( C2 H& H+ ?& u2 f
LOAN = 182,000
; z; `# `. G% g8 VINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 9 Q% s$ U2 x) L, T
YEAR = 25 & t; l$ k4 S) l. A _. F7 @
MONTHLY Installment = $1,034
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0 k* v/ R$ n# v, M2 @Property Tax : $250
4 s- w$ t3 Q' o7 @! I. HGas+Elect.+Water : $350. v u# z4 t. @: i
Misc. cost: $1001 q. ~4 z4 ~' Q; f+ r
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+ y% S% f) R, G1 K4 HTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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( [& i% ~+ w" A. R3 g/ A[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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