 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表0 p& `, \% k' e* t* J% [
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 2 I p3 ]* R" U
House Price = 280,000 + V' b( V* t }/ P
Down Payment = 98,000 (35% of total price)
4 Y/ i2 m$ o( K' }- n! WLOAN = 182,000
" m4 O$ n& m' D o: FINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ; ^7 c9 |0 P9 H& f
YEAR = 25
8 {9 J7 ?! @' d5 nMONTHLY Installment = $1,034 $ p0 ~4 M0 \" u& }- Q* X) ~
& [9 N: E9 X: H! _Property Tax : $250
! @3 T0 H/ b6 _* }" b& l. V. _, j( i9 c n9 mGas+Elect.+Water : $350
1 `+ V! Y# \) M" f2 ?( ^3 O" g9 iMisc. cost: $100( K, @* u3 H2 _3 L5 H+ I5 [6 k
______________________________________________________________; f. _6 q: j# e; X) y: ?
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)2 G0 ]# }5 K( t; v# T5 w
, O. `( x6 `4 a8 d ^6 T% n
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|