 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
! ^/ m* `* u: n# {- \4 x请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ( f6 p) c; h5 X. D4 z
House Price = 280,000 / T9 H+ ]: u6 `
Down Payment = 98,000 (35% of total price), e# \1 K+ X' J0 w" }* D
LOAN = 182,000 # r M0 l! }- J: ?: l
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
$ u4 h! L* x; V+ l- \9 MYEAR = 25
4 l* O( b% g2 h6 E4 aMONTHLY Installment = $1,034
$ ]# z- p8 ^# o! Y1 {9 `/ u$ B& j" B7 O2 y9 @9 Q
Property Tax : $250 - f8 k$ P, K& _8 k0 {4 D
Gas+Elect.+Water : $3503 f! P* l4 h% Q" I6 I7 y( j9 [
Misc. cost: $100& V! ^9 ?4 a# {) O
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) H# K. }$ `, z6 C( `2 H5 A \" g. m+ tTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)) C6 P3 G/ s/ R: G2 p& w8 n
- B" T9 M$ B" F) _1 J6 {[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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