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原帖由 过路客 于 2006-2-7 08:04 发表8 H, a8 p* U& \7 `2 b, U# a: W! Y
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ) {3 S& f# Q5 Y- `, W% d( I
House Price = 280,000 1 ^ B3 ]' s- n T N) ]
Down Payment = 98,000 (35% of total price)6 e* z" v# K! ~4 Q2 F) ]2 G+ ~
LOAN = 182,000 4 d1 |$ L( N3 w/ y
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) n+ N* ~* J/ B/ S; C
YEAR = 25 & ~; o9 [" `, Y% c% a5 E
MONTHLY Installment = $1,034 % G3 B* Q: `9 l2 w+ v/ D0 I% O+ h( j
( x5 E9 a! F' t, R9 N# d# JProperty Tax : $250
# T1 a7 U- R+ [$ n& {4 R6 pGas+Elect.+Water : $350 B$ {- s! C+ r1 o, Q1 W
Misc. cost: $100
6 m( \( Y4 w+ L) o; l0 e2 }/ l7 \______________________________________________________________& e, P f, l: r( r3 T/ i s
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
S1 m; x. `$ [. v! F N- N9 L; L% [& L7 u
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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