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原帖由 过路客 于 2006-2-7 08:04 发表
% L0 ~, a$ |# M% |请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 1 L6 C8 A/ h9 a4 w
House Price = 280,000 . j' G3 Z/ S8 ]- C. {
Down Payment = 98,000 (35% of total price). x1 p; L: o% l9 w3 M! N4 ]
LOAN = 182,000
, n/ l/ h8 X uINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ( F7 |$ Q( ]; [, p% V; f J
YEAR = 25 8 p! f: c, |5 s4 B, ?5 W
MONTHLY Installment = $1,034 8 M1 ~2 L+ a: T: G
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Property Tax : $250 ; M; J/ o( y0 J, ~/ K' m, n I, ^4 \
Gas+Elect.+Water : $350
) C0 T& V$ w+ U* R }Misc. cost: $100
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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" ~9 \: Y2 V( w8 q8 X# z' F# v[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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