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原帖由 过路客 于 2006-2-7 08:04 发表# Y' W* Y' I& C! j3 p
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 4 A4 @, R& g( f& { z2 i2 S. r% h
House Price = 280,000 1 f* ]" f4 u- |* s
Down Payment = 98,000 (35% of total price)
. v# r3 H; r% @ u0 D8 YLOAN = 182,000 ; f+ F0 D7 B: |# Q9 M
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
& v% N. R# Q- c; f' BYEAR = 25 3 i# h" [( S+ B1 S
MONTHLY Installment = $1,034 5 ^: l1 \+ ^$ i, s1 L) _" S8 Z. H+ w8 c
2 M f2 e6 ~+ c4 f# N- j" mProperty Tax : $250 ! z. M& v: i- I+ k5 B
Gas+Elect.+Water : $350
( a; u# j7 m& \- n) j4 o3 i/ v5 ]/ ^Misc. cost: $100
7 g Z/ _2 \* M+ F3 b* @______________________________________________________________
: B" k5 ^7 e. j0 x- nTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)5 ^) ^6 E9 f5 [
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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