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原帖由 过路客 于 2006-2-7 08:04 发表 {* g1 a! C3 g& q; e0 M
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ; e5 H5 i- h. _. [7 e. Y
House Price = 280,000 . x& h' G) k7 G* j! c
Down Payment = 98,000 (35% of total price)+ M1 G4 a) W: k0 q3 o! i1 }
LOAN = 182,000
, z- z8 M& |& w- I& S/ n$ YINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) # X4 a+ z s. i
YEAR = 25
; k3 Z' s1 t6 a: b$ X$ _MONTHLY Installment = $1,034 3 O. X- l+ f6 Y* q( n" e! H3 m9 @, w
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Property Tax : $250
5 @% R* [! ?( TGas+Elect.+Water : $350
( D" _$ R! R5 N# P' g& NMisc. cost: $1003 R- w9 Y: O3 M8 {/ B' h2 t
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' c: ]0 B6 m" l" {( {4 B* m: z) YTotal Monthly: $1734 (Just a rough estimate based on rule of thumb): C$ E P' Z* e* W9 @
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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