 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表
: L4 U+ g* H N0 Z. \- {9 c/ p请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
+ Z P) W4 ^' p$ tHouse Price = 280,000 6 t d+ a# }# ^
Down Payment = 98,000 (35% of total price)- m( V* v6 P: F7 ^2 V9 Z8 w: w
LOAN = 182,000 8 f" i/ N7 N7 j; X' W' M, g* M6 j
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 7 o$ U8 F. I' C% s
YEAR = 25
8 u. D) E3 {* Y; Z8 I9 uMONTHLY Installment = $1,034
9 J+ R5 b. | k
/ n5 U9 m6 U2 K- A, ^5 o+ B* }Property Tax : $250 / O4 V, r2 B( ?
Gas+Elect.+Water : $350
4 \6 p$ ]# I2 r) K, @" gMisc. cost: $1004 N3 w1 Q) t8 N( H9 [
______________________________________________________________9 i# \, ^/ f. l/ x( w& |
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
6 S* }$ `% Q$ G9 _) }1 ?3 o d
. ?- [: G: w9 P y6 e& d7 K[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|